About This Home

This 4-bedroom, 2-bathroom single family at 20 Oswego Lane in Plattsburgh, NY is listed for $274,900 ($146 per sqft). Built in 1957, the home offers 1,878 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1957
  • 0.21 acre lot
  • Fireplace

Property Details

1 story
1 full, 1 half
1957

Amenities

FireplaceHardwoodA/C
Listing Description

Welcome to this beautifully maintained four-bedroom home offering the ease of single-floor living in one of Cumberland Head's most sought-after neighborhoods, just moments from Lake Champlain. Thoughtfully designed with spacious living areas that never feel too big, this home offers the perfect balance of comfort, functionality, and charm.

Inside, you'll find hardwood floors flowing through much of the home, a bright living room, a welcoming family room centered around a stunning stone hearth wood stove installed in 2023, a dedicated dining room, and a versatile office ideal for working from home or pursuing hobbies.

The kitchen is equipped with stainless steel appliances, most of which were replaced in 2023. A convenient walk-in pantry provides abundant storage. The primary bedroom features a walk-in closet and an ensuite half bath. In addition there is a full main bathroom and three additional bedrooms provide plenty of space for family, guests, or flexible use.

Step outside to enjoy the inviting front porch, enhanced by a new front door and storm door installed in 2025, or retreat to the beautifully landscaped backyard, a private oasis perfect for relaxing, gardening, or entertaining. Multiple storage sheds provide ample room for lawn equipment, tools, and seasonal items.

Located in a desirable neighborhood on Cumberland Head, you'll enjoy walkable access to Lake Champlain and nearby recreation park complete with a playground. Combining generous living space, thoughtful updates, practical design, and an exceptional location, this home is ready to welcome its next owners.

Monthly Cost Estimate

$1,470/mo

20% down · 6.5% · 30 years

Principal$199
Interest$1,191
Insurance$80

Estimates only. Actual payments may vary.

Location

20 Oswego Lane

Plattsburgh, NY 12901

Champlain Park

Features & Amenities

Interior Features

Beamed CeilingsCeiling Fan(s)Open FloorplanPantryRecessed LightingWalk-In Closet(s)

Exterior Features

Fire PitPrivate YardRain GuttersStorage

Property Details

Flooring

LaminateLinoleumVinylCarpetHardwood

Construction

Vinyl Siding

Outdoor Features

DeckPatioPorch

Parking

Driveway

Heating

WoodWood StoveElectric (Heating)

Cooling

Ceiling Fan(s)

Appliances

Built-In Electric OvenDishwasherElectric CooktopRefrigeratorStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 2-bathroom single family at 20 Oswego Lane is listed at $274,900 ($146/sqft). The estimated monthly payment is $1,470 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1957, 0.21 acre lot, Fireplace. Interior Features: Beamed Ceilings, Ceiling Fan(s), Open Floorplan. Exterior Features: Fire Pit, Private Yard, Rain Gutters.

This property is listed by Kira Witherwax and can be reached at 5185707574.

KW

Kira Witherwax

Agent at RE/MAX North Country

(518) 570-7574

Listed by RE/MAX North Country · Broker phone: 5185631200 · View on Broker Site

MLS# 208072· Source: Adirondack Champlain Valley MLS· 45 days on PropertySimple

Copyright © 2026 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Oswego Lane, Plattsburgh, NY 12901

Open this listing in: