# 20 Oswego Lane, Plattsburgh, NY 12901

> **TL;DR:** 4bd/2ba single family, $274,900 ($146/sqft), built 1957, 1,878 sqft.
> Fireplace, Hardwood, A/C. Est. $1,470/mo. Listed 41 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $274,900 |
| Price/sqft | $146 |
| Bedrooms | 4 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,878 |
| Year Built | 1957 |
| Lot Size | 9,148 sqft (0.21 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 41 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,390 |
| Estimated Insurance | $80 |
| **Total** | **$1,470** |

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1957
- 0.21 acre lot
- Fireplace

## Description

### Agent Description
Welcome to this beautifully maintained four-bedroom home offering the ease of single-floor living in one of Cumberland Head's most sought-after neighborhoods, just moments from Lake Champlain. Thoughtfully designed with spacious living areas that never feel too big, this home offers the perfect balance of comfort, functionality, and charm. Inside, you'll find hardwood floors flowing through much of the home, a bright living room, a welcoming family room centered around a stunning stone hearth wood stove installed in 2023, a dedicated dining room, and a versatile office ideal for working from home or pursuing hobbies. The kitchen is equipped with stainless steel appliances, most of which were replaced in 2023. A convenient walk-in pantry provides abundant storage. The primary bedroom features a walk-in closet and an ensuite half bath. In addition there is a full main bathroom and three additional bedrooms provide plenty of space for family, guests, or flexible use. Step outside to enjoy the inviting front porch, enhanced by a new front door and storm door installed in 2025, or retreat to the beautifully landscaped backyard, a private oasis perfect for relaxing, gardening, or entertaining. Multiple storage sheds provide ample room for lawn equipment, tools, and seasonal items. Located in a desirable neighborhood on Cumberland Head, you'll enjoy walkable access to Lake Champlain and nearby recreation park complete with a playground. Combining generous living space, thoughtful updates, practical design, and an exceptional location, this home is ready to welcome its next owners.

## Location

- **Address:** 20 Oswego Lane, Plattsburgh, NY 12901
- **County:** Clinton
- **Neighborhood:** Champlain Park
- **Coordinates:** 44.714404, -73.404352
- **Google Maps:** https://www.google.com/maps?q=44.714404,-73.404352

## Listing Agent

- **Name:** Kira Witherwax
- **Brokerage:** RE/MAX North Country
- **Phone:** 5185707574
- **Broker Phone:** 5185631200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Oswego-Ln_Plattsburgh_NY_12901_M46272-96778?f=listhub&s=ACVMLSNY&m=208072&c=propsimple)

## Photos

![20 Oswego Lane - Photo 1](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f3473142802r.jpg)

![20 Oswego Lane - Photo 2](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2121364920r.jpg)

![20 Oswego Lane - Photo 3](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2477856367r.jpg)

![20 Oswego Lane - Photo 4](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2081887661r.jpg)

![20 Oswego Lane - Photo 5](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f402268271r.jpg)

![20 Oswego Lane - Photo 6](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2845113236r.jpg)

![20 Oswego Lane - Photo 7](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1576486692r.jpg)

![20 Oswego Lane - Photo 8](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2662182189r.jpg)

![20 Oswego Lane - Photo 9](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2816067302r.jpg)

![20 Oswego Lane - Photo 10](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f4013727117r.jpg)

![20 Oswego Lane - Photo 11](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1190253250r.jpg)

![20 Oswego Lane - Photo 12](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f3108296164r.jpg)

![20 Oswego Lane - Photo 13](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1512009613r.jpg)

![20 Oswego Lane - Photo 14](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2832180150r.jpg)

![20 Oswego Lane - Photo 15](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f751083615r.jpg)

![20 Oswego Lane - Photo 16](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1162704652r.jpg)

![20 Oswego Lane - Photo 17](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f145333053r.jpg)

![20 Oswego Lane - Photo 18](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f4243537554r.jpg)

![20 Oswego Lane - Photo 19](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f826786594r.jpg)

![20 Oswego Lane - Photo 20](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f4157145722r.jpg)

![20 Oswego Lane - Photo 21](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2349242700r.jpg)

![20 Oswego Lane - Photo 22](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1896460921r.jpg)

![20 Oswego Lane - Photo 23](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1731988653r.jpg)

![20 Oswego Lane - Photo 24](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2855494885r.jpg)

![20 Oswego Lane - Photo 25](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1549776125r.jpg)

![20 Oswego Lane - Photo 26](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2640382222r.jpg)

![20 Oswego Lane - Photo 27](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f4115742945r.jpg)

![20 Oswego Lane - Photo 28](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1591416917r.jpg)

![20 Oswego Lane - Photo 29](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f3589659155r.jpg)

![20 Oswego Lane - Photo 30](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1632843462r.jpg)

![20 Oswego Lane - Photo 31](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2980146055r.jpg)

![20 Oswego Lane - Photo 32](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2352645816r.jpg)

![20 Oswego Lane - Photo 33](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f962830556r.jpg)

![20 Oswego Lane - Photo 34](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2510055758r.jpg)

![20 Oswego Lane - Photo 35](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2998827868r.jpg)

![20 Oswego Lane - Photo 36](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f3111564993r.jpg)

![20 Oswego Lane - Photo 37](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2574065352r.jpg)

![20 Oswego Lane - Photo 38](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f1758564853r.jpg)

![20 Oswego Lane - Photo 39](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2209290708r.jpg)

![20 Oswego Lane - Photo 40](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2045124301r.jpg)

![20 Oswego Lane - Photo 41](http://lh.rdcpix.com/551690dedf2414eb3eb9a4f3aa312ee7l-f2460165670r.jpg)

---

**MLS#:** 208072 | **Updated:** 2026-09-14
**Source:** listhub

*Copyright © 2026 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/20-oswego-lane-plattsburgh-ny-12901-y208072)

---

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    "url": "https://www.propertysimple.ai/listing/20-oswego-lane-plattsburgh-ny-12901-y208072",
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    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
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    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/20-oswego-lane-plattsburgh-ny-12901-y208072#agent",
    "name": "Kira Witherwax",
    "telephone": "5185707574",
    "worksFor": {
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    }
  }
}
```