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About This Home

This 2-bedroom, 1-bathroom townhouse at 20 S JEFFERSON Street in Frederick, MD is listed for $299,900 ($264 per sqft). Built in 1860, the home offers 1,136 sqft of living space on a 0.08 acres lot.

Agent Description

Welcome to this charming brick row home in the heart of Downtown Frederick, offering over 1,100 square feet of character and modern updates! A two bedroom at this price is an exceptional opportunity for first timers, downsizers and investors alike. Original exposed ceiling beams and a vaulted eat-in kitchen with white cabinets and butcher-block counters give this home a warm, cottage-like feel.

There is a main-level primary bedroom suite with claw foot tub, pedestal sink, which is exceptionally rare for downtown Frederick. Washer and dryer in the enclosed porch, conveniently not in the basement. The spacious upper-level loft bedroom offers endless possibilities for a second bedroom, home office, or creative space.

Major systems have all been recently updated to include newer architectural shingle roof, mini-split heating and cooling system, hot water heater, all updated in the last four to five years, giving buyers true peace of mind on an older home. Enjoy a large rear yard for entertaining which is exceptionally deep.

Off-street parking in the driveway, storage shed, and a recently re-built front stoop. All of this just a short walk to Baker Park, Carroll Creek and everything Downtown Frederick has to offer. Don't miss this one!

Key Features

  • Built in 1860
  • 0.08 acre lot
  • 3 stories
  • 2 parking spaces

Property Details

3 stories
1 full
2 spaces
1860

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

20 S JEFFERSON Street

Frederick, MD 21701

DOWNTOWN FREDERICK

Features & Amenities

Interior Features

Exposed BeamsFloor Plan - TraditionalKitchen - CountryKitchen - Table SpaceBathroom - Tub ShowerWood FloorsCrown MoldingsEntry Level Bedroom

Property Details

Construction

Brick

Parking

DrivewayOff Street

Heating

Other (Heating)

Cooling

Wall Unit(s)

Appliances

Dryer - ElectricOven/Range - ElectricRefrigeratorWasherWaterHeater

Questions & Answers

This 2-bedroom, 1-bathroom townhouse at 20 S JEFFERSON Street is listed at $299,900 ($264/sqft). The estimated monthly payment is $1,300 based on 20% down at 6.5% interest.

Key features include: Built in 1860, 0.08 acre lot, 3 stories, 2 parking spaces. Interior Features: Exposed Beams, Floor Plan - Traditional, Kitchen - Country.

This property is listed by Andrew J Hopley and can be reached at 3012752352 or drew@livelocalselllocal.com.

AH

Andrew J Hopley

Agent at Keller Williams Realty Centre

(301) 275-2352

Listed by Keller Williams Realty Centre · View on Broker Site

MLS# MDFR2083062· Source: listhub· Updated 1 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 S JEFFERSON Street, Frederick, MD 21701

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