# 20 Sandy Beach Road, Miramar Beach, FL 32550 > **TL;DR:** 9bd/8ba single family, $4,650,000 ($1137/sqft), built 1996, 4,090 sqft. > Waterfront, Hardwood, A/C. Est. $24,869/mo. Listed 559 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $4,650,000 | | Price/sqft | $1137 | | Bedrooms | 9 | | Bathrooms | 7 full, 1 half | | Square Feet | 4,090 | | Year Built | 1996 | | Lot Size | 24,394 sqft (0.56 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 559 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $23,513 | | Estimated Insurance | $1,356 | | **Total** | **$24,869** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Emerald Coast - **High:** South Walton ## Key Amenities - Waterfront - Hardwood - A/C ## Property Highlights - Built in 1996 - 0.56 acre lot - 2 stories - 6 parking spaces - Waterfront ## Description ### Agent Description Seaspray: Gulf-Front Investment Opportunity Welcome to Seaspray, a spacious nine-bedroom beachfront estate located on over half an acre in beautiful Miramar Beach. This property is ideal for large family reunions or as a lucrative investment opportunity, with an impressive rental income potential of $300K annually. With a private pool and breathtaking Gulf views, Seaspray captures the essence of coastal living. Main House: The six-bedroom, five-and-a-half-bathroom main residence offers a relaxed, functional layout for entertaining and vacationing: The first floor includes four bedroom suites, each with private bathrooms. These rooms range in style and feature two King Master Suites with views of the pool and Gulf, along with another King Suite and a children's bunk room with queen bunks and a queen trundle. Upstairs, the open living area provides expansive Gulf views through large windows. This space includes a vaulted ceiling, comfortable seating, a dining area for eight, and a practical kitchen with two refrigerators and two dishwashersperfect for preparing meals for a crowd. Additional sleeping spaces on this floor include another King Master Suite and a guest room with queen bunks. Guest Cottage: The charming guest house includes three bedrooms and two bathrooms: On the first floor, you'll find a King Master Suite with access to a full hall bathroom and an open living area connected to the kitchen and dining space. Upstairs, two Queen Guest Bedrooms share a full bathroom, offering privacy and comfort for additional guests. Upgrades & Features: The property includes several recent updates for added convenience: Trex decking and a pool deck remodel (2021) New roofs (Main House: 2016, Cottage: 2023) Tile flooring in the Cottage (2022) Updated kitchens (2020), including built-in media-ready queen bunks installed in 2019 Additional Highlights: Located on a private drive (Sandy Beach Road), with verified legal documentation ensuring privacy and towing for unauthorized parking. Ownership extends to the mean high water mark, with supporting documentation available, offering significant Gulf-front property rights. Seasonal beach service with three complimentary setups provides easy access to the stunning shoreline. Endless Potential: Seaspray offers an exceptional opportunity as both a vacation retreat and an income-generating property. Its prime location, ample space, and desirable features make it an investment worth considering for those seeking to enjoy or profit from the Gulf Coast lifestyle. ## Location - **Address:** 20 Sandy Beach Road, Miramar Beach, FL 32550 - **County:** Walton - **Neighborhood:** METES & BOUNDS - **Coordinates:** 30.37221, -86.345846 - **Google Maps:** https://www.google.com/maps?q=30.37221,-86.345846 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=8wH5rPXAwbe&mls=1 ## Listing Agent - **Name:** Chris Taylor · **License:** 3045239 - **Brokerage:** Ocean Reef Realty, Inc. - **Broker Phone:** (850) 259-8261 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Sandy-Beach-Rd_Miramar-Beach_FL_32550_M57771-59134?f=listhub&s=ECARMLSFL&m=974332&c=propsimple) ## Photos ![20 Sandy Beach Road - Photo 1](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2600340399r.jpg) ![20 Sandy Beach Road - Photo 2](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3760669832r.jpg) ![20 Sandy Beach Road - Photo 3](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3300816532r.jpg) ![20 Sandy Beach Road - Photo 4](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3781151448r.jpg) ![20 Sandy Beach Road - Photo 5](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3771340960r.jpg) ![20 Sandy Beach Road - Photo 6](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3723216554r.jpg) ![20 Sandy Beach Road - Photo 7](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f526550124r.jpg) ![20 Sandy Beach Road - Photo 8](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2895118690r.jpg) ![20 Sandy Beach Road - Photo 9](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1533245758r.jpg) ![20 Sandy Beach Road - Photo 10](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3911034701r.jpg) ![20 Sandy Beach Road - Photo 11](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3393539555r.jpg) ![20 Sandy Beach Road - Photo 12](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f973170896r.jpg) ![20 Sandy Beach Road - Photo 13](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2938184952r.jpg) ![20 Sandy Beach Road - Photo 14](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3759968305r.jpg) ![20 Sandy Beach Road - Photo 15](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1914031916r.jpg) ![20 Sandy Beach Road - Photo 16](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1526385518r.jpg) ![20 Sandy Beach Road - Photo 17](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3901870407r.jpg) ![20 Sandy Beach Road - Photo 18](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3928448513r.jpg) ![20 Sandy Beach Road - Photo 19](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3231425916r.jpg) ![20 Sandy Beach Road - Photo 20](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1522724072r.jpg) ![20 Sandy Beach Road - Photo 21](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f165284185r.jpg) ![20 Sandy Beach Road - Photo 22](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2889618372r.jpg) ![20 Sandy Beach Road - Photo 23](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2650225104r.jpg) ![20 Sandy Beach Road - Photo 24](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1072831094r.jpg) ![20 Sandy Beach Road - Photo 25](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3909099012r.jpg) ![20 Sandy Beach Road - Photo 26](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f956406473r.jpg) ![20 Sandy Beach Road - Photo 27](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3086631515r.jpg) ![20 Sandy Beach Road - Photo 28](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1691691540r.jpg) ![20 Sandy Beach Road - Photo 29](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f3797961866r.jpg) ![20 Sandy Beach Road - Photo 30](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2146908962r.jpg) ![20 Sandy Beach Road - Photo 31](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f645229168r.jpg) ![20 Sandy Beach Road - Photo 32](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f4227783790r.jpg) ![20 Sandy Beach Road - Photo 33](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f738156710r.jpg) ![20 Sandy Beach Road - Photo 34](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f700242922r.jpg) ![20 Sandy Beach Road - Photo 35](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1969159292r.jpg) ![20 Sandy Beach Road - Photo 36](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f790089461r.jpg) ![20 Sandy Beach Road - Photo 37](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2190013705r.jpg) ![20 Sandy Beach Road - Photo 38](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f316338799r.jpg) ![20 Sandy Beach Road - Photo 39](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1653162352r.jpg) ![20 Sandy Beach Road - Photo 40](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2348605856r.jpg) ![20 Sandy Beach Road - Photo 41](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f2257557185r.jpg) ![20 Sandy Beach Road - Photo 42](http://lh.rdcpix.com/628a8bc0d3fd5c22d18abd486d8c8c82l-f1191854522r.jpg) --- **MLS#:** 974332 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20-sandy-beach-road-miramar-beach-fl-32550-7ae2cd5f81774aff890df19e7e2e50df) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20-sandy-beach-road-miramar-beach-fl-32550-7ae2cd5f81774aff890df19e7e2e50df#listing", "url": "https://www.propertysimple.ai/listing/20-sandy-beach-road-miramar-beach-fl-32550-7ae2cd5f81774aff890df19e7e2e50df", "name": "20 Sandy Beach Road, Miramar Beach, FL 32550", "description": "Seaspray: Gulf-Front Investment Opportunity Welcome to Seaspray, a spacious nine-bedroom beachfront estate located on over half an acre in beautiful Miramar Beach. This property is ideal for large family reunions or as a lucrative investment opportunity, with an impressive rental income potential of $300K annually. With a private pool and breathtaking Gulf views, Seaspray captures the essence of coastal living. Main House: The six-bedroom, five-and-a-half-bathroom main residence offers a relaxed, functional layout for entertaining and vacationing: The first floor includes four bedroom suites, each with private bathrooms. These rooms range in style and feature two King Master Suites with views of the pool and Gulf, along with another King Suite and a children's bunk room with queen bunks and a queen trundle. Upstairs, the open living area provides expansive Gulf views through large windows. This space includes a vaulted ceiling, comfortable seating, a dining area for eight, and a practical kitchen with two refrigerators and two dishwashersperfect for preparing meals for a crowd. Additional sleeping spaces on this floor include another King Master Suite and a guest room with queen bunks. Guest Cottage: The charming guest house includes three bedrooms and two bathrooms: On the first floor, you'll find a King Master Suite with access to a full hall bathroom and an open living area connected to the kitchen and dining space. Upstairs, two Queen Guest Bedrooms share a full bathroom, offering privacy and comfort for additional guests. Upgrades & Features: The property includes several recent updates for added convenience: Trex decking and a pool deck remodel (2021) New roofs (Main House: 2016, Cottage: 2023) Tile flooring in the Cottage (2022) Updated kitchens (2020), including built-in media-ready queen bunks installed in 2019 Additional Highlights: Located on a private drive (Sandy Beach Road), with verified legal documentation ensuring privacy and towing for unauthorized parking. 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