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About This Home

This 9-bedroom, 8-bathroom single family at 20 Sandy Beach Road in Miramar Beach, FL is listed for $4,650,000 ($1,137 per sqft). Built in 1996, the home offers 4,090 sqft of living space on a 0.56 acres lot.

Agent Description

Seaspray: Gulf-Front Investment Opportunity Welcome to Seaspray, a spacious nine-bedroom beachfront estate located on over half an acre in beautiful Miramar Beach. This property is ideal for large family reunions or as a lucrative investment opportunity, with an impressive rental income potential of $300K annually.

With a private pool and breathtaking Gulf views, Seaspray captures the essence of coastal living. Main House: The six-bedroom, five-and-a-half-bathroom main residence offers a relaxed, functional layout for entertaining and vacationing: The first floor includes four bedroom suites, each with private bathrooms.

These rooms range in style and feature two King Master Suites with views of the pool and Gulf, along with another King Suite and a children's bunk room with queen bunks and a queen trundle. Upstairs, the open living area provides expansive Gulf views through large windows.

This space includes a vaulted ceiling, comfortable seating, a dining area for eight, and a practical kitchen with two refrigerators and two dishwashersperfect for preparing meals for a crowd. Additional sleeping spaces on this floor include another King Master Suite and a guest room with queen bunks.

Guest Cottage: The charming guest house includes three bedrooms and two bathrooms: On the first floor, you'll find a King Master Suite with access to a full hall bathroom and an open living area connected to the kitchen and dining space. Upstairs, two Queen Guest Bedrooms share a full bathroom, offering privacy and comfort for additional guests.

Upgrades & Features: The property includes several recent updates for added convenience: Trex decking and a pool deck remodel (2021) New roofs (Main House: 2016, Cottage: 2023) Tile flooring in the Cottage (2022) Updated kitchens (2020), including built-in media-ready queen bunks installed in 2019 Additional Highlights: Located on a private drive (

Sandy Beach Road), with verified legal documentation ensuring privacy and towing for unauthorized parking. Ownership extends to the mean high water mark, with supporting documentation available, offering significant Gulf-front property rights. Seasonal beach service with three complimentary setups provides easy access to the stunning shoreline.

Endless Potential: Seaspray offers an exceptional opportunity as both a vacation retreat and an income-generating property. Its prime location, ample space, and desirable features make it an investment worth considering for those seeking to enjoy or profit from the Gulf Coast lifestyle.

Key Features

  • Built in 1996
  • 0.56 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
7 full, 1 half
1996

Amenities

WaterfrontHardwoodA/C

Monthly Cost Estimate

$24,869/mo

20% down · 6.5% · 30 years

Principal$3,363
Interest$20,150
Insurance$1,356

Estimates only. Actual payments may vary.

Location

20 Sandy Beach Road

Miramar Beach, FL 32550

METES & BOUNDS

Features & Amenities

Interior Features

Ceiling Crwn MoldingCeiling RaisedCeiling VaultedKitchen IslandLighting RecessedNewly PaintedPantry

Exterior Features

Shower

Property Details

Flooring

HardwoodTile

Construction

Foundation Off Grade Frame Siding Vinyl Trim Wood

Pool Features

Deck

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalMicrowaveRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 9-bedroom, 8-bathroom single family at 20 Sandy Beach Road is listed at $4,650,000 ($1,137/sqft). The estimated monthly payment is $20,150 based on 20% down at 6.5% interest.

Key features include: Built in 1996, 0.56 acre lot, 2 stories, Waterfront. Interior Features: Ceiling Crwn Molding, Ceiling Raised, Ceiling Vaulted. Exterior Features: Shower.

This property is listed by Chris Taylor and can be reached at 8507975400 or ctaylor@oceanreefresorts.com.

CT

Chris Taylor

Agent at Ocean Reef Realty Inc

(850) 797-5400

Listed by Ocean Reef Realty Inc · View on Broker Site

MLS# 974332· Source: listhub· Updated 408 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Sandy Beach Road, Miramar Beach, FL 32550

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