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About This Home
This 5-bedroom, 5-bathroom single family at 20 St Francis Drive in Miramar Beach, FL is listed for $2,399,000 ($688 per sqft). Built in 1999, the home offers 3,489 sqft of living space on a 0.08 acres lot.
Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5 bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence.
No detail was overlooked in the extensive renovations. Highlights include a brand-new metal roof, updated stucco and exterior paint, and over $40,000 invested in new tile on the balconies and terracewhich have also been quadruple waterproofed for peace of mind.
Inside, enjoy all-new drywall, insulation, flooring, and a white oak staircase. The HVAC systems have been fully updated with new interior and exterior units, upgraded attic ductwork, and a fast AC system on the second floor. The remodeled kitchen and bathrooms feature high-end finishes, including Schluter waterproofing, new water pipes and valves, and elegant imported materialslike custom glass cabinets and curtains from Italy.
New impact-rated sliding glass doors and updated exterior doors enhance security and efficiency. This beach home is perfectly located just a short stroll from private beach access and two neighborhood pools. It's close to everything you needPublix, Starbucks, Destin Commons, and well-loved local spots like Whale's Tail Beach Bar & Grill.
Outdoor lovers will appreciate the proximity to Topsail Hill Preserve State Park and the Destin HarborWalk. Whether you're seeking a lucrative investment, a coastal getaway, or a family home near excellent schools and amenities, this Miramar Beach property delivers it all.
Key Features
- Built in 1999
- 0.08 acre lot
- 3 stories
- Fireplace
Property Details
Amenities
Monthly Cost Estimate
$13,360/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
20 St Francis Drive
Miramar Beach, FL 32550
EMERALD WATERS VILLAGE
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Pool Features
Cooling
Appliances
Questions & Answers
This 5-bedroom, 5-bathroom single family at 20 St Francis Drive is listed at $2,399,000 ($688/sqft). The estimated monthly payment is $10,926 based on 20% down at 6.5% interest.
HOA fees are $530/month.
Key features include: Built in 1999, 0.08 acre lot, 3 stories, Fireplace. Interior Features: Breakfast Bar, Fireplace, Kitchen Island. Exterior Features: Balcony, Fenced Back Yard.
This property is listed by Kendra R Sheikho and can be reached at 3154056744 or kendra.sheikho@cbrealty.com.








