About This Home

This 2-bedroom, 1-bathroom single family at 20 Waco in Elkhart, TX is listed for $325,000 ($205 per sqft). Built in 1990, the home offers 1,584 sqft of living space on a N/A lot.

Key Features

  • Built in 1990
  • Waterfront

Property Details

1 story
1 full
1990

Amenities

WaterfrontA/C
Listing Description

Charming lakefront cottage at gated Lake Ioni Hunting & Fishing Club, nestled in the hills and trees of East Texas! Located near historic Palestine, this inviting 2-bedroom, 1 bath, 1584 sq. ft. home offers the perfect blend of relaxation, recreation, and natural beauty.

The open floor plan provides comfortable space for gathering with family and friends, while the spacious sunroom spanning the back of the home serves as an additional family room and dining area with peaceful, tree-shaded views of the spring-fed lake.

Step outside to the 12' x 44' covered lakeside porch and unwind while surrounded by wildlife, towering trees, and the quiet stillness this private fishing community is known for. One bedroom connects to an office, oversized closet, or bonus room, offering flexibility for guests, hobbies, or remote work.

A one-stall boathouse makes it easy to enjoy fishing right from your property, and a two-car carport adds convenience. The home features central heat and air, propane onsite for the water heater, plus hookups for a gas stove and gas heaters. Community amenities at Lake Ioni include excellent fishing and bow hunting, a swim area with picnic pavilion, boat launch, and gun range with training provided.

Most furnishings, appliances, and decor convey with the sale, along with a fishing boat with motor, golf cart, and Blackstone grill -making this truly move-in ready. Whether you are searching for a peaceful weekend getaway or a full-time lakefront retreat, this East Texas gem is ready to enjoy from day one!

Monthly Cost Estimate

$2,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95
HOA$1,000

Estimates only. Actual payments may vary.

Location

20 Waco

Elkhart, TX 75839

Lake Ioni

Features & Amenities

Interior Features

BuiltInFeaturesOpenFloorplanCableTv

Exterior Features

BoatSlipDeckOutdoorGrillRainGutters

Property Details

Flooring

LaminateVinyl

Construction

Frame

Outdoor Features

Deck

Parking

DrivewayCarport

Heating

Space HeaterElectric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

ElectricRangeElectricWaterHeaterMicrowaveRefrigerator

Questions & Answers

This 2-bedroom, 1-bathroom single family at 20 Waco is listed at $325,000 ($205/sqft). The estimated monthly payment is $2,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1000/month.

Key features include: Built in 1990, Waterfront. Interior Features: BuiltInFeatures, OpenFloorplan, CableTv. Exterior Features: BoatSlip, Deck, OutdoorGrill.

This property is listed by Dana Staples and can be reached at (903) 876-1051.

DS

Dana Staples

Agent at United Country Lake Palestine

(903) 876-1051

Listed by United Country Lake Palestine · Broker phone: (903) 876-1051 · View on Broker Site

MLS# 21266776· Source: North Texas Real Estate Information Systems, Inc.· 84 days on PropertySimple

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Waco, Elkhart, TX 75839

Open this listing in: