# 20 Waco, Elkhart, TX 75839

> **TL;DR:** 2bd/1ba single family, $325,000 ($205/sqft), built 1990, 1,584 sqft.
> Waterfront, A/C. Est. $2,738/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $325,000 |
| Price/sqft | $205 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 1,584 |
| Year Built | 1990 |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,643 |
| Estimated Insurance | $95 |
| HOA | $1,000 |
| **Total** | **$2,738** |

## Nearby Schools

- **Elementary:** Elkhart
- **Middle:** Elkhart
- **High:** Elkhart

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1990
- Waterfront

## Description

### Agent Description
Charming lakefront cottage at gated Lake Ioni Hunting & Fishing Club, nestled in the hills and trees of East Texas! Located near historic Palestine, this inviting 2-bedroom, 1 bath, 1584 sq. ft. home offers the perfect blend of relaxation, recreation, and natural beauty. The open floor plan provides comfortable space for gathering with family and friends, while the spacious sunroom spanning the back of the home serves as an additional family room and dining area with peaceful, tree-shaded views of the spring-fed lake. Step outside to the 12' x 44' covered lakeside porch and unwind while surrounded by wildlife, towering trees, and the quiet stillness this private fishing community is known for. One bedroom connects to an office, oversized closet, or bonus room, offering flexibility for guests, hobbies, or remote work. A one-stall boathouse makes it easy to enjoy fishing right from your property, and a two-car carport adds convenience. The home features central heat and air, propane onsite for the water heater, plus hookups for a gas stove and gas heaters. Community amenities at Lake Ioni include excellent fishing and bow hunting, a swim area with picnic pavilion, boat launch, and gun range with training provided. Most furnishings, appliances, and decor convey with the sale, along with a fishing boat with motor, golf cart, and Blackstone grill -making this truly move-in ready. Whether you are searching for a peaceful weekend getaway or a full-time lakefront retreat, this East Texas gem is ready to enjoy from day one!

## Location

- **Address:** 20 Waco, Elkhart, TX 75839
- **County:** Anderson
- **Neighborhood:** Lake Ioni
- **Coordinates:** 31.608849, -95.466726
- **Google Maps:** https://www.google.com/maps?q=31.608849,-95.466726

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21266776

## Listing Agent

- **Name:** Dana Staples
- **Brokerage:** United Country Lake Palestine
- **Phone:** (903) 876-1051
- **Broker Phone:** (903) 876-1051
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Waco-Dr_Elkhart_TX_75839_M84232-82616?f=listhub&s=NTREIS&m=21266776&c=propsimple)

## Photos

![20 Waco - Photo 1](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f4550975r.jpg)

![20 Waco - Photo 2](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f4235984228r.jpg)

![20 Waco - Photo 3](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f425414065r.jpg)

![20 Waco - Photo 4](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2124797523r.jpg)

![20 Waco - Photo 5](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2350453923r.jpg)

![20 Waco - Photo 6](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f1687833106r.jpg)

![20 Waco - Photo 7](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f837516004r.jpg)

![20 Waco - Photo 8](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f186940073r.jpg)

![20 Waco - Photo 9](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f93228387r.jpg)

![20 Waco - Photo 10](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f725400517r.jpg)

![20 Waco - Photo 11](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f1887456890r.jpg)

![20 Waco - Photo 12](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f1483952392r.jpg)

![20 Waco - Photo 13](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f3169897217r.jpg)

![20 Waco - Photo 14](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f3139484023r.jpg)

![20 Waco - Photo 15](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2336666491r.jpg)

![20 Waco - Photo 16](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f4227714851r.jpg)

![20 Waco - Photo 17](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2510775045r.jpg)

![20 Waco - Photo 18](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2323875371r.jpg)

![20 Waco - Photo 19](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f77606552r.jpg)

![20 Waco - Photo 20](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f3023243062r.jpg)

![20 Waco - Photo 21](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f4121656064r.jpg)

![20 Waco - Photo 22](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f3205080688r.jpg)

![20 Waco - Photo 23](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2853038252r.jpg)

![20 Waco - Photo 24](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f149137504r.jpg)

![20 Waco - Photo 25](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f1566141353r.jpg)

![20 Waco - Photo 26](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f1893289073r.jpg)

![20 Waco - Photo 27](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2410990285r.jpg)

![20 Waco - Photo 28](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f3675332129r.jpg)

![20 Waco - Photo 29](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2869098625r.jpg)

![20 Waco - Photo 30](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f1654989286r.jpg)

![20 Waco - Photo 31](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f4205412023r.jpg)

![20 Waco - Photo 32](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f542465416r.jpg)

![20 Waco - Photo 33](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f2376862088r.jpg)

![20 Waco - Photo 34](http://lh.rdcpix.com/3c210383a6f188c1292ef7d42ae6e40bl-f1796268906r.jpg)

---

**MLS#:** 21266776 | **Updated:** 2026-09-04
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/20-waco-elkhart-tx-75839-21266776)

---

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