About This Home

This 3-bedroom, 3-bathroom condo at 20 Waterfront Drive #121 in Saint Simons Island, GA is listed for $699,000 ($385 per sqft). Built in 2008, the home offers 1,817 sqft of living space on a N/A lot.

Key Features

  • Built in 2008
  • 3 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

3 stories
3 full
2-car garage
#121
2008

Amenities

PoolFireplaceWaterfrontSpaA/C
Listing Description

Location. Location. Location. Boating enthusiasts, sunrise and sunset admirers-Live Every Day Like You're on Vacation! Experience premier access to deepwater Intracoastal living on St. Simons Island in this beautifully refreshed, 3-bedroom, 3-bath end-unit condo at The Waterfront.

Offering one of the community's larger floor plans at 1,817 sq ft-that's 267 sq ft larger than standard units. This home delivers both space and luxury with unobstructed views of St. Simons Sound, the Frederica River, and Morningstar Marina from nearly every room.

Step inside to an open, light-filled layout featuring a gas fireplace, upgraded kitchen with island seating, stainless steel appliances, newer Bosch dishwasher and HVAC (Nov 2023). The expansive primary suite includes access to the intimate private balcony, custom walk-in closet with gun safe, soaking tub, tiled shower, dual vanities, and a linen closet with built-ins.

A split-bedroom design provides privacy for the second ensuite bedroom, while a third bedroom/office with full hall bath offers flexible living options. Relax on the intimate covered private terrace, or take advantage of the gated community's exceptional amenities-pool, hot tub, pavilion, and million-dollar views of the marina.

Ideally located just minutes from Pier Village, shops, dining, and beaches. Travel is easy with Savannah and Jacksonville airports about an hour away, with Brunswick's local airport only 15 minutes away. Furnished, Turnkey, Move-in ready-ideal as a primary residence, vacation getaway, or income-producing investment.

Motivated seller-bring your offer! Schedule your private showing today! FREEDOM BOAT CLUB is located here at Morning Star Marina of Golden Isles. Copy and paste the video in your browser: AN EXTENSIVE EXTERIOR REFURBISH HAS BEEN COMPLETED ON BLDG 20!!

Monthly Cost Estimate

$4,673/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204
HOA$935

Estimates only. Actual payments may vary.

Location

20 Waterfront Drive #121

Saint Simons Island, GA 31522

The Waterfront at Golden Isles Marina

Features & Amenities

Interior Features

Ceiling Fan(s)Crown MoldingDouble VanityElevatorHigh CeilingsHigh Speed InternetPantryRecessed LightingSmart ThermostatSoaking TubWalk-In Closet(s)Wired for SoundPainted WoodworkSeparate ShowerTub/Shower ComboPrimary on First FloorPrimary SuiteSplit PlanKitchen Island

Exterior Features

BalconyGardenGas GrillLightingOutdoor ShowerBuilt-in BarbecueOutdoor GrillSmart Camera(s)/RecordingSmart IrrigationSmart Lock(s)Uncovered Courtyard

Property Details

Flooring

Tile - CeramicLaminateTileVinyl

Construction

Block Concrete Fiber Cement HardiPlank Type Steel Siding Stucco

Pool Features

Pool

Parking

Parking LotGuestCovered

Heating

CentralElectric (Heating)Heat Pump (Heating)

Cooling

Heat PumpElectricCentral AirCeiling Fan(s)

Appliances

DryerDisposalDishwasherElectric RangeFreezerMicrowaveOvenRangeRefrigeratorSelf Cleaning OvenWasherDryerDisposalDishwasherElectric RangeFreezerMicrowaveOvenRangeRefrigeratorSelf Cleaning OvenWasher

Questions & Answers

This 3-bedroom, 3-bathroom condo at 20 Waterfront Drive is listed at $699,000 ($385/sqft). The estimated monthly payment is $4,674 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $935/month.

Key features include: Built in 2008, 3 stories, Private pool, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Crown Molding, Double Vanity. Exterior Features: Balcony, Garden, Gas Grill.

This property is listed by Diana Fisher.

DF

Diana Fisher

License 384306

Agent at Maritime Realty Group LLC

Listed by Maritime Realty Group LLC · Broker phone: 912-268-2281 · View on Broker Site

MLS# 1658278· Source: Golden Isles Association of REALTORS· 333 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Waterfront Drive #121, Saint Simons Island, GA 31522

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