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About This Home

This 2-bedroom, 2-bathroom townhouse at 200 White Street in Niceville, FL is listed for $239,000 ($238 per sqft). Built in 1986, the home offers 1,003 sqft of living space on a N/A lot.

Agent Description

Now offering 5K in closing costs for any buyer. This property is highly recommended for viewing. It has been completely remodeled and is ready for immediate occupancy, with all updates completed for the convenience of the new owner. The residence offers the added benefit of an available boat slip.

The assumable VA loan features an exceptional interest rate of 3.2% or you have the option to purchase without assuming the VA loan. Prospective owners can enjoy this two-bedroom, two-bathroom unit with water access, located in a safe and peaceful neighborhood.

Renovations include new paint throughout, upgraded baseboards, flooring, ceiling fans, recessed lighting, and stainless steel appliances. Both bathrooms feature updated plumbing, granite countertops, new decking, toilets and tubs, improved hardware and enhanced lighting.

The shower walls have been elegantly tiled, among many additional improvements. Residents may savor their morning coffee while overlooking the bayou from the private back deck, or take leisurely walks to the dock to observe dolphins and birds in their natural habitat. This exceptional retreat provides an opportunity to make nature's paradise your own backyard. Insurance was $1431.00 in 2025. No flood insurance required.

Key Features

  • Built in 1986
  • 2 stories

Property Details

2 stories
2 full
#6
1986

Amenities

A/CRV Parking

Monthly Cost Estimate

$1,376/mo

20% down · 6.5% · 30 years

Principal$173
Interest$1,036
Insurance$70
HOA$98

Estimates only. Actual payments may vary.

Location

200 White Street

Niceville, FL 32578

SWIFT BAYOU T/H

Features & Amenities

Interior Features

Lighting RecessedNewly PaintedSplit BedroomWasher/Dryer Hookup

Exterior Features

Boat Slip

Property Details

Construction

Frame Siding Wood

Pool Features

DeckPorch

Parking

BoatCarport

Heating

Central

Cooling

Central Air

Appliances

DisposalMicrowaveRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 200 White Street is listed at $239,000 ($238/sqft). The estimated monthly payment is $1,134 based on 20% down at 6.5% interest.

HOA fees are $98/month.

Key features include: Built in 1986, 2 stories. Interior Features: Lighting Recessed, Newly Painted, Split Bedroom. Exterior Features: Boat Slip.

This property is listed by John J Lavin and can be reached at 8504967240 or john@thebeachgroup.com.

JL

John J Lavin

Agent at The Beach Group Properties LLC

(850) 496-7240

Listed by The Beach Group Properties LLC · View on Broker Site

MLS# 993325· Source: listhub· Updated 141 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

200 White Street, Niceville, FL 32578

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