# 200 White Street, Niceville, FL 32578

> **TL;DR:** 2bd/2ba townhouse, $239,000 ($238/sqft), built 1986, 1,003 sqft.
> A/C, RV Parking. Est. $1,134/mo. Listed 141 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $239,000 |
| Price/sqft | $238 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,003 |
| Year Built | 1986 |
| Stories | 2 |
| Property Type | Townhouse (Townhouse) |
| Status | For Sale |
| Days on Market | 141 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,036 |
| HOA | $98 |
| **Total** | **$1,134** |

## Nearby Schools

- **Elementary:** Plew
- **Middle:** Ruckel
- **High:** Niceville

## Key Amenities

- A/C
- RV Parking

## Property Highlights

- Built in 1986
- 2 stories

## Description

### Agent Description
Now offering 5K in closing costs for any buyer. This property is highly recommended for viewing. It has been completely remodeled and is ready for immediate occupancy, with all updates completed for the convenience of the new owner. The residence offers the added benefit of an available boat slip. The assumable VA loan features an exceptional interest rate of 3.2% or you have the option to purchase without assuming the VA loan. Prospective owners can enjoy this two-bedroom, two-bathroom unit with water access, located in a safe and peaceful neighborhood. Renovations include new paint throughout, upgraded baseboards, flooring, ceiling fans, recessed lighting, and stainless steel appliances. Both bathrooms feature updated plumbing, granite countertops, new decking, toilets and tubs, improved hardware and enhanced lighting. The shower walls have been elegantly tiled, among many additional improvements. Residents may savor their morning coffee while overlooking the bayou from the private back deck, or take leisurely walks to the dock to observe dolphins and birds in their natural habitat. This exceptional retreat provides an opportunity to make nature's paradise your own backyard. Insurance was $1431.00 in 2025. No flood insurance required.

## Location

- **Address:** 200 White Street, Niceville, FL 32578
- **County:** Okaloosa
- **Neighborhood:** SWIFT BAYOU T/H
- **Coordinates:** 30.50956, -86.451863
- **Google Maps:** https://www.google.com/maps?q=30.50956,-86.451863

## Listing Agent

- **Name:** John J Lavin
- **Brokerage:** The Beach Group Properties LLC
- **Phone:** 8504967240
- **Email:** john@thebeachgroup.com

## Primary Photo

![200 White Street - Primary Photo](http://lh.rdcpix.com/33356c1677d8380251e8c02e824bb83bl-f3468270161r.jpg)

*36 total photos available on [listing page](https://www.propertysimple.com/listing/200-white-street-niceville-fl-32578-l993325)*

---

**MLS#:** 993325 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/200-white-street-niceville-fl-32578-l993325)

---

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