About This Home

This 3-bedroom, 3-bathroom single family at 2000 Spruce Lane in Monticello, IL is listed for $435,000 ($241 per sqft). Built in 1997, the home offers 1,806 sqft of living space on a 0.57 acres lot.

Key Features

  • Built in 1997
  • 0.57 acre lot
  • 2 parking spaces

Property Details

1 story
3 full
2-car garage
1997

Amenities

A/C
Listing Description

This spacious 5-bedroom, 3-bath 'Reverse Ranch' home offers plenty of room to spread out with over 3,100 square feet of finished living space! The main floor features a bright living room with access to the back deck, formal dining room, and white kitchen with quartz countertops and a breakfast area.

The primary suite includes a walk-in closet and private bath with dual sinks and a walk-in shower, plus two additional bedrooms, a full bath, and convenient laundry room. The finished basement adds a large rec room, two additional bedrooms, and a full bath, with daylight windows bringing in plenty of natural light. Outside, enjoy the fenced backyard, back deck, and garden shed, along with an attached 2-car garage.

Monthly Cost Estimate

$2,326/mo

20% down · 6.5% · 30 years

Principal$315
Interest$1,885
Insurance$127

Estimates only. Actual payments may vary.

Location

2000 Spruce Lane

Monticello, IL 61856

Evergreen

Features & Amenities

Interior Features

1st Floor Bedroom1st Floor Full BathWalk-In Closet(s)Separate Dining RoomQuartz Counters

Property Details

Construction

Vinyl Siding

Outdoor Features

Deck

Parking

Garage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorDisposal

Questions & Answers

This 3-bedroom, 3-bathroom single family at 2000 Spruce Lane is listed at $435,000 ($241/sqft). The estimated monthly payment is $2,327 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1997, 0.57 acre lot, 2 parking spaces. Interior Features: 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s).

This property is listed by Nick Taylor.

NT

Nick Taylor

Agent at Taylor Realty Associates

Listed by Taylor Realty Associates · Broker phone: (217) 355-0700 · View on Broker Site · Broker website

MLS# 12753439· Source: Midwest Real Estate Data, LLC· 44 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2000 Spruce Lane, Monticello, IL 61856

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