# 2003 Ferguson Street, Schenectady, NY 12306

> **TL;DR:** 2bd/1ba single family, $249,900 ($199/sqft), built 1950, 1,254 sqft.
> Hardwood, A/C, 1-car garage. Est. $1,337/mo. Listed 12 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $249,900 |
| Price/sqft | $199 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 1,254 |
| Year Built | 1950 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 12 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,264 |
| Estimated Insurance | $73 |
| **Total** | **$1,337** |

## Key Amenities

- Hardwood
- A/C
- 1-car garage

## Property Highlights

- Built in 1950
- 0.17 acre lot

## Description

### Agent Description
Welcome home to this charming 2-bedroom, 1-bath Cape Cod offering 1,254 square feet of living space on a desirable corner lot. This home combines classic character with practical features and plenty of possibilities for its next owner. The first floor offers two bedrooms and a full bathroom, providing convenient one-level living. The living room, hallways and bedrooms all have hardwood floors that add warmth and character throughout the home. The finished second-floor space offers additional flexibility for a home office, hobby room, recreation area, guest space, or additional living area to suit your needs. Outside, enjoy a nicely landscaped property with a fully fenced backyard featuring a vinyl privacy fence, creating a wonderful setting for outdoor entertaining, gardening, pets, or simply relaxing. The attached one-car garage provides convenient parking and additional storage. Additional features include municipal water, an individual septic system, and gas-fired boiler heating with steam radiators. Recent improvements include a newly installed boiler in 2023 and a new hot water tank in 2024. Enjoy the convenience of living near Schenectady's shopping, restaurants, entertainment, parks, and everyday services, while also having easy access to Albany, Troy and major interstates. Schenectady offers attractions such as Proctors Theatre, Rivers Casino & Resort, Mohawk Harbor, Union College, Central Park, and the historic Stockade District. A short drive brings you to Albany, New York's state capital, with its extensive shopping, restaurants, museums, theaters, government and employment centers, Empire State Plaza, Washington Park, and the University at Albany. Nearby Troy offers its own distinctive downtown atmosphere, featuring the historic Troy Waterfront, renowned farmers market, restaurants, specialty shops, Rensselaer Polytechnic Institute, and Troy Savings Bank Music Hall. With access to major roadways, shopping, education, employment, recreation, and entertainment throughout the Capital District, this property offers an excellent opportunity for a first-time homebuyer, downsizer, or anyone looking for a home with character, outdoor space, and a convenient location.

## Location

- **Address:** 2003 Ferguson Street, Schenectady, NY 12306
- **County:** Schenectady
- **Coordinates:** 42.776486, -73.950854
- **Google Maps:** https://www.google.com/maps?q=42.776486,-73.950854

## Listing Agent

- **Name:** Philip Kelly
- **Brokerage:** Howard Hanna Rand Realty
- **Broker Phone:** (845) 338-5252
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2003-Ferguson-St_Schenectady_NY_12303_M43612-23574?f=listhub&s=UCMLSNY&m=20266521&c=propsimple)

## Photos

![2003 Ferguson Street - Photo 1](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1800397459r.jpg)

![2003 Ferguson Street - Photo 2](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2711400327r.jpg)

![2003 Ferguson Street - Photo 3](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f3891014276r.jpg)

![2003 Ferguson Street - Photo 4](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2930894313r.jpg)

![2003 Ferguson Street - Photo 5](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2491479782r.jpg)

![2003 Ferguson Street - Photo 6](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1313434968r.jpg)

![2003 Ferguson Street - Photo 7](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1245466490r.jpg)

![2003 Ferguson Street - Photo 8](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f3228865814r.jpg)

![2003 Ferguson Street - Photo 9](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2434796388r.jpg)

![2003 Ferguson Street - Photo 10](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1683008843r.jpg)

![2003 Ferguson Street - Photo 11](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f974371050r.jpg)

![2003 Ferguson Street - Photo 12](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f3248704326r.jpg)

![2003 Ferguson Street - Photo 13](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f240627912r.jpg)

![2003 Ferguson Street - Photo 14](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f4090316334r.jpg)

![2003 Ferguson Street - Photo 15](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f6299205r.jpg)

![2003 Ferguson Street - Photo 16](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2083114572r.jpg)

![2003 Ferguson Street - Photo 17](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f3896373384r.jpg)

![2003 Ferguson Street - Photo 18](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f3231937004r.jpg)

![2003 Ferguson Street - Photo 19](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f214437411r.jpg)

![2003 Ferguson Street - Photo 20](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1719847130r.jpg)

![2003 Ferguson Street - Photo 21](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2526580232r.jpg)

![2003 Ferguson Street - Photo 22](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1647992846r.jpg)

![2003 Ferguson Street - Photo 23](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1499035203r.jpg)

![2003 Ferguson Street - Photo 24](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f3276488216r.jpg)

![2003 Ferguson Street - Photo 25](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2836001635r.jpg)

![2003 Ferguson Street - Photo 26](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f4006141431r.jpg)

![2003 Ferguson Street - Photo 27](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f4049180403r.jpg)

![2003 Ferguson Street - Photo 28](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2030583058r.jpg)

![2003 Ferguson Street - Photo 29](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2973549704r.jpg)

![2003 Ferguson Street - Photo 30](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1445694045r.jpg)

![2003 Ferguson Street - Photo 31](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f2204793564r.jpg)

![2003 Ferguson Street - Photo 32](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1384075465r.jpg)

![2003 Ferguson Street - Photo 33](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f910535620r.jpg)

![2003 Ferguson Street - Photo 34](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f1786879277r.jpg)

![2003 Ferguson Street - Photo 35](http://lh.rdcpix.com/672942c5a3f87eae4413766ad01bb386l-f489926987r.jpg)

---

**MLS#:** 20266521 | **Updated:** 2026-11-04
**Source:** listhub

*Copyright © 2026 Hudson Valley Catskill Region MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2003-ferguson-street-schenectady-ny-12306-02fcfe6798104c419149afa3da3ca3a9)

---

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