About This Home

This 3-bedroom, 3-bathroom single family at 201 S Cates Street in Decatur, TX is listed for $320,000 ($187 per sqft). Built in 2026, the home offers 1,710 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 2026
  • 0.10 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
2026

Amenities

A/C
Listing Description

Don't miss out on the opportunity to own this beautifully crafted new construction home located in the heart of downtown Decatur. Estimated completion date is late October. This open-concept floorplan features 9 foot ceilings on the first floor, crown molding, floor outlets in the living room, flat-screen wiring, luxury vinyl plank flooring with ca

rpet in the bedrooms, ceiling fans in all bedrooms and living room, a convenient first-floor powder bath, and a mud bench. The kitchen offers quartz countertops, 42 inch upper cabinets with soft close hinges, tile backsplash, vented exhaust fan above stove, and a Whirlpool appliance package including a range with air fryer and convection capabilities.

Upstairs you'll find spacious bedrooms with large closets, full bathroom with quartz countertop, 4 additional storage and linen closets, a convenient spacious laundry room, and a primary suite featuring a bathroom with dual sinks, quartz countertop, and a large walk-in closet.

Built with energy efficiency in mind, this home includes LED lighting throughout, R-20 foam insulation in 2x6 exterior walls instead of 2x4, 20 inches of R-49 attic insulation, low-E windows, and a high efficiency 3 ton Daikin FIT HVAC system with variable-speed technology, humidity control, and a smart thermostat.

The roof has 30 year architectural composition shingles. Enjoy outdoor living with covered front and back porches and a fully fenced backyard. As an added bonus, the home has an extended garage equipped with a built-in work bench with shelving, and 4 additional electrical outlets.

This property is located in a USDA eligible area, giving qualified buyers the opportunity to purchase with no down payment! Contact the listing agent for preferred lender information and any incentives. Includes 1-2-10 builder warranty. Professional photos to come as it gets closer to completion.

Monthly Cost Estimate

$1,711/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,387
Insurance$93

Estimates only. Actual payments may vary.

Location

201 S Cates Street

Decatur, TX 76234

Mrs E.O. Cates

Features & Amenities

Interior Features

EatInKitchenHighSpeedInternetOpenFloorplanPantryCableTvWalkInClosetsWiredForSound

Exterior Features

RainGutters

Property Details

Flooring

CarpetVinyl

Parking

GarageDriveway

Heating

Humidity Control (Heating)Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)Humidity Control

Appliances

DishwasherElectricRangeElectricWaterHeaterDisposalMicrowaveVentedExhaustFan

Questions & Answers

This 3-bedroom, 3-bathroom single family at 201 S Cates Street is listed at $320,000 ($187/sqft). The estimated monthly payment is $1,711 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.10 acre lot, 2 stories. Interior Features: EatInKitchen, HighSpeedInternet, OpenFloorplan. Exterior Features: RainGutters.

This property is listed by Monica Spence.

MS

Monica Spence

Agent at Spence Real Estate Group LLC

Listed by Spence Real Estate Group LLC · Broker phone: 817-235-9681 · View on Broker Site

MLS# 21384323· Source: North Texas Real Estate Information Systems, Inc.· 2 days on PropertySimple

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

201 S Cates Street, Decatur, TX 76234

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