# 20103 WATERSIDE Drive #127, Germantown, MD 20874 > **TL;DR:** 2bd/2ba condo, $325,000 ($247/sqft), built 1986, 1,314 sqft. > Fireplace. Est. $1,881/mo. Listed 22 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $325,000 | | Price/sqft | $247 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,314 | | Year Built | 1986 | | Stories | 2 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 22 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,643 | | Estimated Insurance | $95 | | HOA | $143 | | **Total** | **$1,881** | ## Key Amenities - Fireplace ## Property Highlights - Built in 1986 - 2 stories - Fireplace ## Description ### Agent Description Significant 25K price adjustment! The inviting open floor plan features a desirable main-level bedroom and seamlessly connects the dining and living areas, creating a comfortable space for everyday living and entertaining. Luxury vinyl plank flooring adds a modern touch, while the cozy fireplace provides warmth and ambiance on chilly evenings. Extensively renovated in 2021, and refreshed with new flooring and paint in 2026, this well-maintained home is ready for its new owner. The kitchen features modern appliances, including a self-cleaning oven, dishwasher, and microwave. A front-loading washer and dryer, are also included for added convenience. Storage is plentiful throughout the home, with two storage closets, a utility closet, and a coat closet on the main level. The main-level bedroom features a spacious closet, while the upstairs bedroom offers two additional closets. Step outside onto the private deck and enjoy peaceful views of the surrounding trees and woods--- an ideal setting for morning coffee or evening relaxation. Community amenities include two swimming pools, tennis courts, and scenic walking paths around nearby Lake Churchill. The association provides lawn maintenance, snow removal, and trash service, for a low-maintenance lifestyle. Parks, schools, shopping, recreation, and a community center are conveniently located nearby, with easy access to I-270, Route 355, and MD 200/ICC. This home offers comfort and convenience in a welcoming community. ## Location - **Address:** 20103 WATERSIDE Drive #127, Germantown, MD 20874 - **County:** MONTGOMERY - **Neighborhood:** VILLAS WILLOW COVE CODM - **Coordinates:** 39.18676039, -77.27746712 - **Google Maps:** https://www.google.com/maps?q=39.18676039,-77.27746712 ## Virtual Tour & Media - **Video Tour:** https://seehouseat.com/public/vtour/display/2401992?idx=1#!/ ## Listing Agent - **Name:** Mary M Eldridge · **License:** 591412 - **Brokerage:** Samson Properties - **Phone:** 3013463493 - **Broker Phone:** (703) 378-8810 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20103-Waterside-Dr-127_Germantown_MD_20874_M62916-55029?f=listhub&s=TRENDPA&m=MDMC2252164&c=propsimple) ## Photos ![20103 WATERSIDE Drive #127 - Photo 1](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f985861569r.jpg) ![20103 WATERSIDE Drive #127 - Photo 2](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f4030134852r.jpg) ![20103 WATERSIDE Drive #127 - Photo 3](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2298065083r.jpg) ![20103 WATERSIDE Drive #127 - Photo 4](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1319493882r.jpg) ![20103 WATERSIDE Drive #127 - Photo 5](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1492990024r.jpg) ![20103 WATERSIDE Drive #127 - Photo 6](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3127904296r.jpg) ![20103 WATERSIDE Drive #127 - Photo 7](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2373662211r.jpg) ![20103 WATERSIDE Drive #127 - Photo 8](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2523064587r.jpg) ![20103 WATERSIDE Drive #127 - Photo 9](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f4258638810r.jpg) ![20103 WATERSIDE Drive #127 - Photo 10](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1316610142r.jpg) ![20103 WATERSIDE Drive #127 - Photo 11](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1681605187r.jpg) ![20103 WATERSIDE Drive #127 - Photo 12](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1872243774r.jpg) ![20103 WATERSIDE Drive #127 - Photo 13](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2721320817r.jpg) ![20103 WATERSIDE Drive #127 - Photo 14](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3055585215r.jpg) ![20103 WATERSIDE Drive #127 - Photo 15](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2745004110r.jpg) ![20103 WATERSIDE Drive #127 - Photo 16](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f4266320707r.jpg) ![20103 WATERSIDE Drive #127 - Photo 17](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1432736824r.jpg) ![20103 WATERSIDE Drive #127 - Photo 18](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2033302098r.jpg) ![20103 WATERSIDE Drive #127 - Photo 19](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3642748740r.jpg) ![20103 WATERSIDE Drive #127 - Photo 20](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2189637356r.jpg) ![20103 WATERSIDE Drive #127 - Photo 21](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3936892548r.jpg) ![20103 WATERSIDE Drive #127 - Photo 22](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f812929666r.jpg) ![20103 WATERSIDE Drive #127 - Photo 23](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1227769647r.jpg) ![20103 WATERSIDE Drive #127 - Photo 24](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3032831416r.jpg) ![20103 WATERSIDE Drive #127 - Photo 25](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3104467786r.jpg) ![20103 WATERSIDE Drive #127 - Photo 26](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1672280334r.jpg) ![20103 WATERSIDE Drive #127 - Photo 27](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1809382523r.jpg) ![20103 WATERSIDE Drive #127 - Photo 28](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2165557931r.jpg) ![20103 WATERSIDE Drive #127 - Photo 29](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3267986172r.jpg) ![20103 WATERSIDE Drive #127 - Photo 30](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3044311327r.jpg) ![20103 WATERSIDE Drive #127 - Photo 31](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2484042633r.jpg) ![20103 WATERSIDE Drive #127 - Photo 32](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2329891449r.jpg) ![20103 WATERSIDE Drive #127 - Photo 33](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f4030134852r.jpg) ![20103 WATERSIDE Drive #127 - Photo 34](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f578402083r.jpg) ![20103 WATERSIDE Drive #127 - Photo 35](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f134086448r.jpg) ![20103 WATERSIDE Drive #127 - Photo 36](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f849813247r.jpg) ![20103 WATERSIDE Drive #127 - Photo 37](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1357086070r.jpg) ![20103 WATERSIDE Drive #127 - Photo 38](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3519541006r.jpg) ![20103 WATERSIDE Drive #127 - Photo 39](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3305374557r.jpg) ![20103 WATERSIDE Drive #127 - Photo 40](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3879801324r.jpg) ![20103 WATERSIDE Drive #127 - Photo 41](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f1539681607r.jpg) ![20103 WATERSIDE Drive #127 - Photo 42](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f615807719r.jpg) ![20103 WATERSIDE Drive #127 - Photo 43](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2927882026r.jpg) ![20103 WATERSIDE Drive #127 - Photo 44](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f4255988381r.jpg) ![20103 WATERSIDE Drive #127 - Photo 45](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f3331028948r.jpg) ![20103 WATERSIDE Drive #127 - Photo 46](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2653060689r.jpg) ![20103 WATERSIDE Drive #127 - Photo 47](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f4185805086r.jpg) ![20103 WATERSIDE Drive #127 - Photo 48](http://lh.rdcpix.com/f7ba701978b90d471caaacd6acb3ed7dl-f2500658868r.jpg) --- **MLS#:** MDMC2252164 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20103-waterside-drive-germantown-md-20874-c2252164) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20103-waterside-drive-germantown-md-20874-c2252164#listing", "url": "https://www.propertysimple.ai/listing/20103-waterside-drive-germantown-md-20874-c2252164", "name": "20103 WATERSIDE Drive #127, Germantown, MD 20874", "description": "Significant 25K price adjustment! The inviting open floor plan features a desirable main-level bedroom and seamlessly connects the dining and living areas, creating a comfortable space for everyday living and entertaining. Luxury vinyl plank flooring adds a modern touch, while the cozy fireplace provides warmth and ambiance on chilly evenings. Extensively renovated in 2021, and refreshed with new flooring and paint in 2026, this well-maintained home is ready for its new owner. The kitchen features modern appliances, including a self-cleaning oven, dishwasher, and microwave. A front-loading washer and dryer, are also included for added convenience. Storage is plentiful throughout the home, with two storage closets, a utility closet, and a coat closet on the main level. The main-level bedroom features a spacious closet, while the upstairs bedroom offers two additional closets. Step outside onto the private deck and enjoy peaceful views of the surrounding trees and woods--- an ideal setting for morning coffee or evening relaxation. Community amenities include two swimming pools, tennis courts, and scenic walking paths around nearby Lake Churchill. The association provides lawn maintenance, snow removal, and trash service, for a low-maintenance lifestyle. 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