# 20145 SE HIGHWAY 42, Umatilla, FL 32784

> **TL;DR:** 2bd/2ba single family, $199,900 ($148/sqft), built 1990, 1,351 sqft.
> A/C. Est. $1,069/mo. Listed 27 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $199,900 |
| Price/sqft | $148 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,351 |
| Year Built | 1990 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 27 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,011 |
| Estimated Insurance | $58 |
| **Total** | **$1,069** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1990
- 0.30 acre lot

## Description

### Agent Description
Virtually Staged. MOVE-IN READY, RECENTLY UPDATED, AND PRICED UNDER $200,000! Discover an inviting blend of comfort, value, and everyday convenience at 20145 SE Highway 42 in Umatilla. Nestled on approximately 0.30 acres beneath beautiful mature trees, this charming 2-bedroom, 2-bath concrete-block home offers 1,351 square feet of comfortable living space and a peaceful setting to call your own. Step inside to a bright, freshly painted interior featuring a spacious living area, tile flooring throughout the main living spaces, and newer carpeting in the bedrooms. The functional layout offers room to relax, entertain, and make yourself at home. BEYOND THE COSMETIC UPDATES, THE BIG-TICKET IMPROVEMENTS ARE ALREADY UNDERWAY! Enjoy freshly painted interiors and exteriors, windows installed approximately one year ago, and a septic drain field replaced approximately eight months ago-valuable improvements that help take some of the guesswork out of homeownership. Outside, the generous yard and mature trees create a welcoming natural backdrop with space to enjoy the outdoors, garden, or simply unwind. With two full bathrooms, a manageable homesite, and no HOA (if verified), this property offers flexibility for year-round living, a seasonal retreat, or an investment opportunity. Enjoy the laid-back charm of Umatilla with access to nearby lakes, outdoor recreation, shopping, and surrounding Central Florida communities. AFFORDABLE, UPDATED, AND FULL OF POTENTIAL-WHY KEEP RENTING WHEN HOMEOWNERSHIP COULD BE WITHIN REACH? Schedule your private showing and discover the possibilities!

## Location

- **Address:** 20145 SE HIGHWAY 42, Umatilla, FL 32784
- **County:** Marion
- **Neighborhood:** UNRECORDED SUB SEC B
- **Coordinates:** 28.992596, -81.821784
- **Google Maps:** https://www.google.com/maps?q=28.992596,-81.821784

## Listing Agent

- **Name:** Kikzeny Cartagena
- **Brokerage:** LPT Realty, LLC.
- **Broker Phone:** (877) 366-2213
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20145-SE-Highway-42_Umatilla_FL_32784_M66878-69525?f=listhub&s=MFRMLSFL&m=O6446998&c=propsimple)

## Photos

![20145 SE HIGHWAY 42 - Photo 1](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f2254905017r.jpg)

![20145 SE HIGHWAY 42 - Photo 2](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f334090236r.jpg)

![20145 SE HIGHWAY 42 - Photo 3](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f751315536r.jpg)

![20145 SE HIGHWAY 42 - Photo 4](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3273559646r.jpg)

![20145 SE HIGHWAY 42 - Photo 5](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f386859291r.jpg)

![20145 SE HIGHWAY 42 - Photo 6](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f2177329347r.jpg)

![20145 SE HIGHWAY 42 - Photo 7](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3766153223r.jpg)

![20145 SE HIGHWAY 42 - Photo 8](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1084154463r.jpg)

![20145 SE HIGHWAY 42 - Photo 9](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3831835956r.jpg)

![20145 SE HIGHWAY 42 - Photo 10](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f804931049r.jpg)

![20145 SE HIGHWAY 42 - Photo 11](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1876307926r.jpg)

![20145 SE HIGHWAY 42 - Photo 12](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f98497023r.jpg)

![20145 SE HIGHWAY 42 - Photo 13](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f4034208067r.jpg)

![20145 SE HIGHWAY 42 - Photo 14](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f2056044448r.jpg)

![20145 SE HIGHWAY 42 - Photo 15](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3169812608r.jpg)

![20145 SE HIGHWAY 42 - Photo 16](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f186356403r.jpg)

![20145 SE HIGHWAY 42 - Photo 17](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3876853384r.jpg)

![20145 SE HIGHWAY 42 - Photo 18](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f2155705678r.jpg)

![20145 SE HIGHWAY 42 - Photo 19](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f2066743855r.jpg)

![20145 SE HIGHWAY 42 - Photo 20](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1452409826r.jpg)

![20145 SE HIGHWAY 42 - Photo 21](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3558467630r.jpg)

![20145 SE HIGHWAY 42 - Photo 22](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1229499167r.jpg)

![20145 SE HIGHWAY 42 - Photo 23](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f4146660655r.jpg)

![20145 SE HIGHWAY 42 - Photo 24](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3790571716r.jpg)

![20145 SE HIGHWAY 42 - Photo 25](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f127729965r.jpg)

![20145 SE HIGHWAY 42 - Photo 26](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f4148758988r.jpg)

![20145 SE HIGHWAY 42 - Photo 27](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1898376370r.jpg)

![20145 SE HIGHWAY 42 - Photo 28](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1424323607r.jpg)

![20145 SE HIGHWAY 42 - Photo 29](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1970137500r.jpg)

![20145 SE HIGHWAY 42 - Photo 30](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3074552928r.jpg)

![20145 SE HIGHWAY 42 - Photo 31](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f783058177r.jpg)

![20145 SE HIGHWAY 42 - Photo 32](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1630180139r.jpg)

![20145 SE HIGHWAY 42 - Photo 33](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3432354657r.jpg)

![20145 SE HIGHWAY 42 - Photo 34](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f1653830264r.jpg)

![20145 SE HIGHWAY 42 - Photo 35](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f4271505305r.jpg)

![20145 SE HIGHWAY 42 - Photo 36](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f716125546r.jpg)

![20145 SE HIGHWAY 42 - Photo 37](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f3231695165r.jpg)

![20145 SE HIGHWAY 42 - Photo 38](http://lh.rdcpix.com/cc435a061eb4c8f57516be635b89eb9fl-f344866752r.jpg)

---

**MLS#:** O6446998 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/20145-se-highway-42-umatilla-fl-32784-a8ea155f06bf452487c826619a5684f2)

---

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    "@id": "https://www.propertysimple.ai/listing/20145-se-highway-42-umatilla-fl-32784-a8ea155f06bf452487c826619a5684f2#agent",
    "name": "Kikzeny Cartagena",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/20145-se-highway-42-umatilla-fl-32784-a8ea155f06bf452487c826619a5684f2#brokerage",
      "name": "LPT Realty, LLC.",
      "telephone": "(877) 366-2213"
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  }
}
```