About This Home

This 4-bedroom, 2-bathroom single family at 20221 SW 85th Ct in Cutler Bay, FL is listed for $719,900 ($404 per sqft). Built in 1997, the home offers 1,782 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1997
  • 0.15 acre lot

Property Details

1 story
2 full
2-car garage
1997

Amenities

A/C
Listing Description

Some homes you walk through. This one you feel the moment you turn onto its quiet, tree-lined street in Cutler Bay. Set on a 6,349 sq. ft. lot behind a paver driveway, this single-story, 4-bedroom, 2-bathroom home spreads across 2,400 total square feet - with NO HOA.

Vaulted ceilings and elegant French doors open the living spaces to light, and the beautiful garden outside makes the whole home feel calm and private. The heart of the home is a modern kitchen made for gathering: stainless steel appliances and a wine cooler for evenings that stretch a little longer.

The bathrooms have been updated in the same clean, modern style, and an updated slate tile roof overhead means peace of mind for years to come. Outside, the spacious back patio is ready for whatever your weekends look like - family barbecues, quiet morning coffee, or friends staying late under the South Florida sky. A two-car garage keeps everything tucked away. And the location does the rest: conveniently near Old Cutler Road, Cutler Bay Senior High, and Zoo Miami - the best of Cutler Bay living, without the HOA.

Monthly Cost Estimate

$3,850/mo

20% down · 6.5% · 30 years

Principal$521
Interest$3,120
Insurance$210

Estimates only. Actual payments may vary.

Location

20221 SW 85th Ct

Cutler Bay, FL 33189

CENTURY STAR SUB

Features & Amenities

Interior Features

First Floor Entry

Exterior Features

Porch

Property Details

Flooring

Tile

Construction

CBS (Concrete Block Structure) Block

Outdoor Features

Porch

Parking

Driveway

Heating

Central

Cooling

Central Air

Appliances

DryerDishwasherElectric RangeRefrigeratorWine CoolerWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 20221 SW 85th Ct is listed at $719,900 ($404/sqft). The estimated monthly payment is $3,850 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1997, 0.15 acre lot. Interior Features: First Floor Entry. Exterior Features: Porch.

This property is listed by Roylan Valdivia.

RV

Roylan Valdivia

License 3224891

Agent at United Realty Group, Inc

Listed by United Realty Group, Inc · Broker phone: (954) 450-2000 · View on Broker Site · Broker website

MLS# A12101743· Source: Miami REALTORS®· Added to PropertySimple today

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20221 SW 85th Ct, Cutler Bay, FL 33189

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