# 20221 SW 85th Ct, Cutler Bay, FL 33189 > **TL;DR:** 4bd/2ba single family, $719,900 ($404/sqft), built 1997, 1,782 sqft. > A/C, 2-car garage. Est. $3,850/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $719,900 | | Price/sqft | $404 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,782 | | Year Built | 1997 | | Lot Size | 6,351 sqft (0.15 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,640 | | Estimated Insurance | $210 | | **Total** | **$3,850** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1997 - 0.15 acre lot ## Description ### Agent Description Some homes you walk through. This one you feel the moment you turn onto its quiet, tree-lined street in Cutler Bay. Set on a 6,349 sq. ft. lot behind a paver driveway, this single-story, 4-bedroom, 2-bathroom home spreads across 2,400 total square feet - with NO HOA. Vaulted ceilings and elegant French doors open the living spaces to light, and the beautiful garden outside makes the whole home feel calm and private. The heart of the home is a modern kitchen made for gathering: stainless steel appliances and a wine cooler for evenings that stretch a little longer. The bathrooms have been updated in the same clean, modern style, and an updated slate tile roof overhead means peace of mind for years to come. Outside, the spacious back patio is ready for whatever your weekends look like - family barbecues, quiet morning coffee, or friends staying late under the South Florida sky. A two-car garage keeps everything tucked away. And the location does the rest: conveniently near Old Cutler Road, Cutler Bay Senior High, and Zoo Miami - the best of Cutler Bay living, without the HOA. ## Location - **Address:** 20221 SW 85th Ct, Cutler Bay, FL 33189 - **County:** Miami-Dade - **Neighborhood:** CENTURY STAR SUB - **Coordinates:** 25.579694, -80.330571 - **Google Maps:** https://www.google.com/maps?q=25.579694,-80.330571 ## Virtual Tour & Media - **Video Tour:** https://pics.360apex.com/20221-SW-85th-Ct ## Listing Agent - **Name:** Roylan Valdivia · **License:** 3224891 - **Brokerage:** United Realty Group, Inc - **Broker Phone:** (954) 450-2000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20221-SW-85th-Ct_Cutler-Bay_FL_33189_M53955-15163?f=listhub&s=MAORFL&m=A12101743&c=propsimple) ## Photos ![20221 SW 85th Ct - Photo 1](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1798647626r.jpg) ![20221 SW 85th Ct - Photo 2](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1469473887r.jpg) ![20221 SW 85th Ct - Photo 3](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f2859188537r.jpg) ![20221 SW 85th Ct - Photo 4](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f911770671r.jpg) ![20221 SW 85th Ct - Photo 5](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1545061368r.jpg) ![20221 SW 85th Ct - Photo 6](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1803309814r.jpg) ![20221 SW 85th Ct - Photo 7](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f2425112574r.jpg) ![20221 SW 85th Ct - Photo 8](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f2709112405r.jpg) ![20221 SW 85th Ct - Photo 9](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1649092800r.jpg) ![20221 SW 85th Ct - Photo 10](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f2971736577r.jpg) ![20221 SW 85th Ct - Photo 11](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f4219312133r.jpg) ![20221 SW 85th Ct - Photo 12](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f245003288r.jpg) ![20221 SW 85th Ct - Photo 13](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f733002015r.jpg) ![20221 SW 85th Ct - Photo 14](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f3613012903r.jpg) ![20221 SW 85th Ct - Photo 15](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1602674053r.jpg) ![20221 SW 85th Ct - Photo 16](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f187839144r.jpg) ![20221 SW 85th Ct - Photo 17](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f4084780630r.jpg) ![20221 SW 85th Ct - Photo 18](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1446445255r.jpg) ![20221 SW 85th Ct - Photo 19](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1787552572r.jpg) ![20221 SW 85th Ct - Photo 20](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1742166149r.jpg) ![20221 SW 85th Ct - Photo 21](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f3583926034r.jpg) ![20221 SW 85th Ct - Photo 22](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f995522624r.jpg) ![20221 SW 85th Ct - Photo 23](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f931793391r.jpg) ![20221 SW 85th Ct - Photo 24](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f3047643151r.jpg) ![20221 SW 85th Ct - Photo 25](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f2590150982r.jpg) ![20221 SW 85th Ct - Photo 26](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1560014904r.jpg) ![20221 SW 85th Ct - Photo 27](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f667785248r.jpg) ![20221 SW 85th Ct - Photo 28](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f1001271510r.jpg) ![20221 SW 85th Ct - Photo 29](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f4279186687r.jpg) ![20221 SW 85th Ct - Photo 30](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f4238290961r.jpg) ![20221 SW 85th Ct - Photo 31](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f3827743708r.jpg) ![20221 SW 85th Ct - Photo 32](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f3589664709r.jpg) ![20221 SW 85th Ct - Photo 33](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f511821560r.jpg) ![20221 SW 85th Ct - Photo 34](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f288270504r.jpg) ![20221 SW 85th Ct - Photo 35](http://lh.rdcpix.com/202df0e646e9df864d7de83db45d7e47l-f4061164542r.jpg) --- **MLS#:** A12101743 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20221-sw-85th-ct-cutler-bay-fl-33189-5619da34bf71488a9ab7c50b5015d05c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20221-sw-85th-ct-cutler-bay-fl-33189-5619da34bf71488a9ab7c50b5015d05c#listing", "url": "https://www.propertysimple.ai/listing/20221-sw-85th-ct-cutler-bay-fl-33189-5619da34bf71488a9ab7c50b5015d05c", "name": "20221 SW 85th Ct, Cutler Bay, FL 33189", "description": "Some homes you walk through. This one you feel the moment you turn onto its quiet, tree-lined street in Cutler Bay. Set on a 6,349 sq. ft. lot behind a paver driveway, this single-story, 4-bedroom, 2-bathroom home spreads across 2,400 total square feet - with NO HOA. Vaulted ceilings and elegant French doors open the living spaces to light, and the beautiful garden outside makes the whole home feel calm and private. The heart of the home is a modern kitchen made for gathering: stainless steel appliances and a wine cooler for evenings that stretch a little longer. The bathrooms have been updated in the same clean, modern style, and an updated slate tile roof overhead means peace of mind for years to come. Outside, the spacious back patio is ready for whatever your weekends look like - family barbecues, quiet morning coffee, or friends staying late under the South Florida sky. A two-car garage keeps everything tucked away. 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