# 20267 State Highway 18, Finlayson, MN 55735 > **TL;DR:** 2bd/1ba single family, $249,900 ($347/sqft), built 1954, 720 sqft. > Waterfront. Est. $1,337/mo. Listed 130 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $249,900 | | Price/sqft | $347 | | Bedrooms | 2 | | Bathrooms | 1 | | Square Feet | 720 | | Year Built | 1954 | | Lot Size | 26,572 sqft (0.61 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 130 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,264 | | Estimated Insurance | $73 | | **Total** | **$1,337** | ## Key Amenities - Waterfront ## Property Highlights - Built in 1954 - 0.61 acre lot - Waterfront ## Description ### Agent Description 40' of lake frontage on beautiful Big Pine Lake is included with this charming turnkey cabin, offering the perfect combination of affordable lake living, privacy, and investment potential! Whether you're looking for your own personal lake retreat or hoping to offset ownership costs with a successful short-term rental, this fully furnished cabin is ready to enjoy from day one. The cabin features 2 bedrooms, a 3/4 bath, and a cozy living room with beautiful lake views. Step outside to the spacious L-shaped deck overlooking an exceptionally large 1/2-acre lot with no neighbors on one side, providing added privacy that's hard to find at this price point. The property also includes a bonfire area, storage sheds, and plenty of room for outdoor games, entertaining, and relaxing. Included with the property is a separate 40' lakefront lot located just across Hwy 18 on the frontage road, complete with a dock and easy access to highly sought-after Big Pine Lake. It's just a short walk-approximately 500 feet-from the cabin to your lakeshore, making it easy to enjoy boating, fishing, and everything lake life has to offer. The nearby public boat launch is conveniently located less than 1/4 mile away. Now offered at just $249,900, this is an exceptional opportunity to own an affordable Big Pine Lake getaway, 40 foot lake frontage with dock, a spacious lot, added privacy, and proven rental income potential. Whether you choose to enjoy it yourself or continue its successful vacation rental history, this property offers outstanding value and flexibility. ## Location - **Address:** 20267 State Highway 18, Finlayson, MN 55735 - **County:** Pine - **Coordinates:** 46.22046663, -93.03753465 - **Google Maps:** https://www.google.com/maps?q=46.22046663,-93.03753465 ## Listing Agent - **Name:** Sherri L. Rybak - **Brokerage:** Town & Country Real Estate, Inc. - **Phone:** (218) 251-1880 - **Broker Phone:** (218) 251-1880 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20267-State-Highway-18_Finlayson_MN_55735_M77155-14507?f=listhub&s=RMLSMN&m=7076564&c=propsimple) ## Photos ![20267 State Highway 18 - Photo 1](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1506905945r.jpg) ![20267 State Highway 18 - Photo 2](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1156306015r.jpg) ![20267 State Highway 18 - Photo 3](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2186197631r.jpg) ![20267 State Highway 18 - Photo 4](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1120740171r.jpg) ![20267 State Highway 18 - Photo 5](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2304194753r.jpg) ![20267 State Highway 18 - Photo 6](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3572305685r.jpg) ![20267 State Highway 18 - Photo 7](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2379483885r.jpg) ![20267 State Highway 18 - Photo 8](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2354650435r.jpg) ![20267 State Highway 18 - Photo 9](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2219258927r.jpg) ![20267 State Highway 18 - Photo 10](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2479264290r.jpg) ![20267 State Highway 18 - Photo 11](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1912814467r.jpg) ![20267 State Highway 18 - Photo 12](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2846814870r.jpg) ![20267 State Highway 18 - Photo 13](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2900884952r.jpg) ![20267 State Highway 18 - Photo 14](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3315569180r.jpg) ![20267 State Highway 18 - Photo 15](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2739826821r.jpg) ![20267 State Highway 18 - Photo 16](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2774009161r.jpg) ![20267 State Highway 18 - Photo 17](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1289445922r.jpg) ![20267 State Highway 18 - Photo 18](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2240359845r.jpg) ![20267 State Highway 18 - Photo 19](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f870351124r.jpg) ![20267 State Highway 18 - Photo 20](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2276873543r.jpg) ![20267 State Highway 18 - Photo 21](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2561654377r.jpg) ![20267 State Highway 18 - Photo 22](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3481779049r.jpg) ![20267 State Highway 18 - Photo 23](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2266198202r.jpg) ![20267 State Highway 18 - Photo 24](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1067116180r.jpg) ![20267 State Highway 18 - Photo 25](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3262674229r.jpg) ![20267 State Highway 18 - Photo 26](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2533585776r.jpg) ![20267 State Highway 18 - Photo 27](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1408059210r.jpg) ![20267 State Highway 18 - Photo 28](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f226109311r.jpg) ![20267 State Highway 18 - Photo 29](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f695108705r.jpg) ![20267 State Highway 18 - Photo 30](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2315459081r.jpg) ![20267 State Highway 18 - Photo 31](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1974621220r.jpg) ![20267 State Highway 18 - Photo 32](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1197966523r.jpg) ![20267 State Highway 18 - Photo 33](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3835151441r.jpg) ![20267 State Highway 18 - Photo 34](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3905355670r.jpg) ![20267 State Highway 18 - Photo 35](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f606297065r.jpg) ![20267 State Highway 18 - Photo 36](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3013456436r.jpg) ![20267 State Highway 18 - Photo 37](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1964546761r.jpg) ![20267 State Highway 18 - Photo 38](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3153443615r.jpg) ![20267 State Highway 18 - Photo 39](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f4282799414r.jpg) ![20267 State Highway 18 - Photo 40](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f25910843r.jpg) ![20267 State Highway 18 - Photo 41](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f713806892r.jpg) ![20267 State Highway 18 - Photo 42](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f2251538737r.jpg) ![20267 State Highway 18 - Photo 43](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1132469423r.jpg) ![20267 State Highway 18 - Photo 44](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3264354444r.jpg) ![20267 State Highway 18 - Photo 45](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f911205896r.jpg) ![20267 State Highway 18 - Photo 46](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f1371145181r.jpg) ![20267 State Highway 18 - Photo 47](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f3724958458r.jpg) ![20267 State Highway 18 - Photo 48](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f443156521r.jpg) ![20267 State Highway 18 - Photo 49](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f485792066r.jpg) ![20267 State Highway 18 - Photo 50](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f262782290r.jpg) ![20267 State Highway 18 - Photo 51](http://lh.rdcpix.com/9b849b931b8f185d71667d43bcbaf206l-f76554516r.jpg) --- **MLS#:** 7076564 | **Updated:** 2026-09-24 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20267-state-highway-18-finlayson-mn-55735-7076564) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20267-state-highway-18-finlayson-mn-55735-7076564#listing", "url": "https://www.propertysimple.ai/listing/20267-state-highway-18-finlayson-mn-55735-7076564", "name": "20267 State Highway 18, Finlayson, MN 55735", "description": "40' of lake frontage on beautiful Big Pine Lake is included with this charming turnkey cabin, offering the perfect combination of affordable lake living, privacy, and investment potential! Whether you're looking for your own personal lake retreat or hoping to offset ownership costs with a successful short-term rental, this fully furnished cabin is ready to enjoy from day one. The cabin features 2 bedrooms, a 3/4 bath, and a cozy living room with beautiful lake views. Step outside to the spacious L-shaped deck overlooking an exceptionally large 1/2-acre lot with no neighbors on one side, providing added privacy that's hard to find at this price point. The property also includes a bonfire area, storage sheds, and plenty of room for outdoor games, entertaining, and relaxing. Included with the property is a separate 40' lakefront lot located just across Hwy 18 on the frontage road, complete with a dock and easy access to highly sought-after Big Pine Lake. It's just a short walk-approximately 500 feet-from the cabin to your lakeshore, making it easy to enjoy boating, fishing, and everything lake life has to offer. The nearby public boat launch is conveniently located less than 1/4 mile away. Now offered at just $249,900, this is an exceptional opportunity to own an affordable Big Pine Lake getaway, 40 foot lake frontage with dock, a spacious lot, added privacy, and proven rental income potential. 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