About This Home

This 2-bedroom, 1-bathroom single family at 2028 RICHMOND RD in Troy, VA is listed for $439,000 ($286 per sqft). Built in 1940, the home offers 1,536 sqft of living space on a 10.27 acres lot.

Key Features

  • Built in 1940
  • 10.27 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full
1940

Amenities

FireplaceA/C
Listing Description

HILL COTTAGE - Step into the warmth & character of a historic log cabin that was expanded into a comfortable year-round home situated on 10.27+/- acres. Blending rustic character with modern conveniences, the cottage features a welcoming log living room with fireplace, a fully equipped kitchen that opens to a cozy family room with exposed brick, an adjoining dining room, a first-floor bedroom, full bathroom, & a spacious upstairs bedroom.

Recent upgrades include a tankless hot water heater & new dishwasher. The property offers a desirable mix of open fields & woods, providing endless opportunities for gardening, recreation, horses or simply enjoying the peaceful country setting. With potential for an additional lot under Fluvanna County's Family Subdivision regulations (subject to County approval), the property also offers future value & flexibility.

A unique opportunity to purchase a property which has been lovingly owned by the same family for several generations. Ideally located with convenient access to Charlottesville & the University of Virginia to the west & Richmond to the east. Hill Cottage is perfectly suited as a full-time residence, a relaxing weekend getaway, or an exceptional investment opportunity.

Monthly Cost Estimate

$2,348/mo

20% down · 6.5% · 30 years

Principal$317
Interest$1,902
Insurance$128

Estimates only. Actual payments may vary.

Location

2028 RICHMOND RD

Troy, VA 22974

Features & Amenities

Exterior Features

MatureNative SpeciesNearly LevelPrivate

Property Details

Flooring

WoodVinyl

Outdoor Features

Deck

Heating

Baseboard

Cooling

Window Unit(s)

Appliances

DishwasherElectric RangeRefrigerator

Questions & Answers

This 2-bedroom, 1-bathroom single family at 2028 RICHMOND RD is listed at $439,000 ($286/sqft). The estimated monthly payment is $2,348 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 10.27 acre lot, 2 stories, Fireplace. Exterior Features: Mature, Native Species, Nearly Level.

This property is listed by CHARLOTTE DAMMANN and can be reached at 4349811250.

CD

CHARLOTTE DAMMANN

Agent at McLean Faulconer Inc., REALTOR

(434) 981-1250

Listed by McLean Faulconer Inc., REALTOR · Broker phone: (434) 295-1131 · View on Broker Site · Broker website

MLS# 680008· Source: Charlottesville Area Association of REALTORS®· 74 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2028 RICHMOND RD, Troy, VA 22974

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