# 2028 RICHMOND RD, Troy, VA 22974

> **TL;DR:** 2bd/1ba single family, $439,000 ($286/sqft), built 1940, 1,536 sqft.
> Fireplace, A/C. Est. $2,348/mo. Listed 50 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $439,000 |
| Price/sqft | $286 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 1,536 |
| Year Built | 1940 |
| Lot Size | 447,361 sqft (10.27 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 50 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,220 |
| Estimated Insurance | $128 |
| **Total** | **$2,348** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1940
- 10.27 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
HILL COTTAGE - Step into the warmth & character of a historic log cabin that was expanded into a comfortable year-round home situated on 10.27+/- acres. Blending rustic character with modern conveniences, the cottage features a welcoming log living room with fireplace, a fully equipped kitchen that opens to a cozy family room with exposed brick, an adjoining dining room, a first-floor bedroom, full bathroom, & a spacious upstairs bedroom. Recent upgrades include a tankless hot water heater & new dishwasher. The property offers a desirable mix of open fields & woods, providing endless opportunities for gardening, recreation, horses or simply enjoying the peaceful country setting. With potential for an additional lot under Fluvanna County's Family Subdivision regulations (subject to County approval), the property also offers future value & flexibility. A unique opportunity to purchase a property which has been lovingly owned by the same family for several generations. Ideally located with convenient access to Charlottesville & the University of Virginia to the west & Richmond to the east. Hill Cottage is perfectly suited as a full-time residence, a relaxing weekend getaway, or an exceptional investment opportunity.

## Location

- **Address:** 2028 RICHMOND RD, Troy, VA 22974
- **County:** Fluvanna
- **Coordinates:** 37.984055, -78.286904
- **Google Maps:** https://www.google.com/maps?q=37.984055,-78.286904

## Listing Agent

- **Name:** CHARLOTTE DAMMANN
- **Brokerage:** McLean Faulconer Inc., REALTOR
- **Phone:** 4349811250
- **Broker Phone:** (434) 295-1131
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2028-Richmond-Rd_Troy_VA_22974_M51602-05098?f=listhub&s=CAARMLSVA&m=680008&c=propsimple)

## Photos

![2028 RICHMOND RD - Photo 1](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f1309494054r.jpg)

![2028 RICHMOND RD - Photo 2](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f436920147r.jpg)

![2028 RICHMOND RD - Photo 3](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f282692662r.jpg)

![2028 RICHMOND RD - Photo 4](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f4294148063r.jpg)

![2028 RICHMOND RD - Photo 5](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3403147530r.jpg)

![2028 RICHMOND RD - Photo 6](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f833940481r.jpg)

![2028 RICHMOND RD - Photo 7](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3479624738r.jpg)

![2028 RICHMOND RD - Photo 8](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f454988338r.jpg)

![2028 RICHMOND RD - Photo 9](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3650772889r.jpg)

![2028 RICHMOND RD - Photo 10](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f2146058345r.jpg)

![2028 RICHMOND RD - Photo 11](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f2299597445r.jpg)

![2028 RICHMOND RD - Photo 12](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f2240911092r.jpg)

![2028 RICHMOND RD - Photo 13](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f4225501054r.jpg)

![2028 RICHMOND RD - Photo 14](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f2761875216r.jpg)

![2028 RICHMOND RD - Photo 15](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f217343467r.jpg)

![2028 RICHMOND RD - Photo 16](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3060365726r.jpg)

![2028 RICHMOND RD - Photo 17](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3839584848r.jpg)

![2028 RICHMOND RD - Photo 18](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f332644016r.jpg)

![2028 RICHMOND RD - Photo 19](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3542276205r.jpg)

![2028 RICHMOND RD - Photo 20](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3796365323r.jpg)

![2028 RICHMOND RD - Photo 21](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f41151830r.jpg)

![2028 RICHMOND RD - Photo 22](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f1504437319r.jpg)

![2028 RICHMOND RD - Photo 23](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3852260165r.jpg)

![2028 RICHMOND RD - Photo 24](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3408479863r.jpg)

![2028 RICHMOND RD - Photo 25](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f3617744529r.jpg)

![2028 RICHMOND RD - Photo 26](http://lh.rdcpix.com/40f0f30ad7955d35bd690ba724edad4cl-f2803447802r.jpg)

---

**MLS#:** 680008 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2028-richmond-rd-troy-va-22974-a680008)

---

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