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About This Home

This 0-bedroom, 1-bathroom commercial at 203 Laurel St in Palatka, FL is listed for $599,000. Built in 1958, on a 0.05 acres lot.

Agent Description

AMAZING STANDALONE WATERVIEW property in the heart of historic downtown Palatka, 203 Laurel Street offers a unique opportunity just steps from the St. Johns River, the City Marina, and public boat launch. This highly visible location benefits from both downtown foot traffic and riverfront activity, creating strong appeal for a variety of commercial uses.

This is a tremendous redevelopment opportunity as zoning potentially allows for a height of up to 60ft with a 0 lot line. Its highest and best use could involve adding additional floors, creating the possibility for stunning views of the river, perfect for mixed-use development such as office, retail, or residential units.

The +/-820 SF building is well-suited for boutique retail, office, or hospitality concepts. A large public parking lot is located immediately in front of the property, providing convenient access for customers. Downtown Riverfront (DR) zoning allows for a wide range of commercial uses, including: Retail or boutique storefront Restaurant, cafe, or c

offee concept Professional or creative office Mixed-use with residential above (subject to regulations) Short-term rental or boutique hospitality (subject to regulations) Gallery or studio space With its standalone presence, proximity to the marina and boat launch, and flexible zoning, 203 Laurel Street presents an exceptional opportunity for owner-users and investors seeking visibility, accessibility, and long-term upside in a growing riverfront district. Possible seller financing.

Key Features

  • Built in 1958
  • 0.05 acre lot

Property Details

1 story
1 full
1958

Monthly Cost Estimate

$3,204/mo

20% down · 6.5% · 30 years

Principal$433
Interest$2,596
Insurance$175

Estimates only. Actual payments may vary.

Location

203 Laurel St

Palatka, FL 32177

Questions & Answers

This 0-bedroom, 1-bathroom commercial at 203 Laurel St is listed at $599,000. The estimated monthly payment is $2,596 based on 20% down at 6.5% interest.

Key features include: Built in 1958, 0.05 acre lot.

This property is listed by Richard O'Brien and can be reached at 9048142080 or rich.obrien@thepremierproperties.com.

RO

Richard O'Brien

Agent at Coldwell Banker Premier Properties (A1A Beach)

(904) 814-2080

Listed by Coldwell Banker Premier Properties (A1A Beach)

MLS# 262156· Source: listhub· Updated 31 days ago

Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

203 Laurel St, Palatka, FL 32177

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