About This Home

This 2-bedroom, 3-bathroom single family at 2039 NE 123rd St in North Miami, FL is listed for $850,000 ($589 per sqft). Built in 1965, the home offers 1,444 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1965
  • 0.04 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full, 1 half
1965

Amenities

WaterfrontViewHardwoodA/C
Listing Description

Rare waterfront opportunity in the highly desirable Areta Estates! This beautiful 2-bedroom, 2.5-bath waterfront townhouse is a zero-lot-line home that lives like a single-family residence, with no HOA and no maintenance fees. Perfect for boating enthusiasts, the property includes a private deeded dock with quick access to Biscayne Bay and the Atla

ntic Ocean through Haulover Inlet.The open-concept floor plan is filled with natural light and a beautiful kitchen and a full-size washer and dryer. The spacious living and dining areas open to a private waterfront patio, creating the perfect indoor-outdoor space for entertaining or relaxing.Upstairs, the primary suite offers a walk-in closet, a beautifully updated en-suite bathroom, and a private balcony overlooking the canal.

A generously sized second bedroom and an additional flexible space provide room for a home office, gym, or sitting area. Ideally located east of Biscayne Boulevard, just minutes from Bal Harbour Shops, beaches, Whole Foods, Publix, fine dining, and major highways. Surrounded by multi-million-dollar waterfront homes, this move-in-ready property offers an exceptional combination of luxury, boating, and prime location. Great for investors! No rental restrictions and no application needed! A must see!

Monthly Cost Estimate

$4,546/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248

Estimates only. Actual payments may vary.

Location

2039 NE 123rd St

North Miami, FL 33181

ARETA ESTATES SEC 1

Features & Amenities

Interior Features

Built-in FeaturesBedroom on Main LevelBreakfast AreaFirst Floor Entry

Exterior Features

BalconyDeckPorchPatio

Property Details

Flooring

HardwoodTile - CeramicWood

Construction

Block

Views

Water

Outdoor Features

DeckPatioPorch

Heating

Central

Cooling

Central Air

Appliances

DishwasherElectric RangeDisposalIce MakerMicrowaveRefrigerator

Questions & Answers

This 2-bedroom, 3-bathroom single family at 2039 NE 123rd St is listed at $850,000 ($589/sqft). The estimated monthly payment is $4,546 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1965, 0.04 acre lot, 2 stories, Waterfront. Interior Features: Built-in Features, Bedroom on Main Level, Breakfast Area. Exterior Features: Balcony, Deck, Porch.

This property is listed by Mazal Ben David.

MD

Mazal Ben David

License 3343827

Agent at Beachfront Realty, Inc

Listed by Beachfront Realty, Inc · Broker phone: (305) 534-4242 · View on Broker Site · Broker website

MLS# A12096677· Source: Miami REALTORS®· 5 days on PropertySimple

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2039 NE 123rd St, North Miami, FL 33181

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