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About This Home

This 2-bedroom, 2-bathroom condo at 20407 Harborgate Court in Cornelius, NC is listed for $649,000 ($507 per sqft). Built in 1985, the home offers 1,279 sqft of living space on a N/A lot.

Agent Description

A RARE LAKE NORMAN OPPORTUNITY - ONLY 10% DOWN WITH VERY FLEXIBLE SELLER FINANCING, DESIGNED AROUND YOUR PAYMENT NEEDS. Choose a payment structure that works for you with financing terms created to compete favorably with conventional lending - but with much sweeter terms.

Potential for significantly lower upfront costs and monthly payments compared to traditional financing. See financing comparison in attachments and contact listing agent for details. Big-water views are among the most coveted perspectives on Lake Norman - and Residence #404 delivers one of the most breathtaking.

Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living.

Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery - from peaceful morning reflections to vibrant sunset skies - becomes part of the experience of living here.

Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent substantial value, making this an exceptional opportunity for buyers seeking both stunning views and true lake access.

Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the waterfront setting, drawing your eye directly toward the lake, while the lakeside balcony creates the perfect setting for morning coffee, evening dinners, or simply enjoying the expansive water views.

Harborgate remains one of Lake Norman's most charming waterfront communities, offering a relaxed resort-style atmosphere with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels tucked away while remaining just minutes from Exit 28, Birkdale Village, dining, shopping, and I-77.

Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.

Key Features

  • Built in 1985
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
#404
1985

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$3,833/mo

20% down · 6.5% · 30 years

Principal$469
Interest$2,812
Insurance$189
HOA$362

Estimates only. Actual payments may vary.

Location

20407 Harborgate Court

Cornelius, NC 28031

Harborgate

Features & Amenities

Interior Features

Cable PrewireStorageWalk-In Closet(s)

Exterior Features

Storage

Property Details

Flooring

TileWood

Construction

Hardboard Siding

Views

Water

Pool Features

Deck

Parking

Assigned

Heating

Heat Pump (Heating)

Cooling

Ceiling Fan(s)Central AirHeat Pump

Appliances

DishwasherDisposalElectric RangeElectric Water Heater

Questions & Answers

This 2-bedroom, 2-bathroom condo at 20407 Harborgate Court is listed at $649,000 ($507/sqft). The estimated monthly payment is $3,174 based on 20% down at 6.5% interest.

HOA fees are $362/month.

Key features include: Built in 1985, Fireplace, Waterfront. Interior Features: Cable Prewire, Storage, Walk-In Closet(s). Exterior Features: Storage.

This property is listed by Paul Yancey and can be reached at 7042874696 or paulyanceyrealtor@gmail.com.

PY

Paul Yancey

Agent at Southern Homes of the Carolinas, Inc

(704) 287-4696

Listed by Southern Homes of the Carolinas, Inc · View on Broker Site

MLS# 4357253· Source: listhub· Updated 73 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20407 Harborgate Court, Cornelius, NC 28031

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