About This Home

This 4-bedroom, 3-bathroom single family at 20441 Cove Rd in Montgomery Creek, CA is listed for $1,849,000. on a 264.20 acres lot.

Key Features

  • 264.20 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half

Amenities

FireplaceViewHardwood
Listing Description

Escape to your own private Northern California retreat on approximately 265 acres of scenic, usable land featuring abundant natural water, multiple residences, documented pre 1914 water rights, and existing income. This unique property offers two homes, both currently rented month to month, generating combined rental income of approximately $2,798

per month, or $33,576 annually, with additional hydroelectric and utility related income historically averaging approximately $8,500 to $9,000 annually. Combined, the property generates approximately $42,000 in gross annual income, offering immediate income alongside substantial land, water, and future use potential.

A defining feature of the property is its abundant, year round water. Multiple artesian springs supply the land, and the existing homes benefit from gravity fed water systems. The property also includes documented pre 1914 water rights and riparian access along Hatchet Creek, an increasingly rare and valuable feature in California.

The land offers a blend of privacy, open space, and natural beauty, along with a historic barn dating back to approximately 1895. Whether you envision a peaceful homestead, working ranch, vineyard, wellness retreat, or other rural use, the possibilities here are expansive.

Zoned "U" (Unclassified), the property allows for a wide range of potential uses, offering long term flexibility and future upside. This is more than a home, it is an opportunity to create a lifestyle rooted in land, water, and self sufficiency while benefiting from existing income and future potential.

Seller may consider flexible seller financing terms, subject to acceptable terms and conditions. Buyer to verify all information including zoning, income, water rights, and potential uses. Tenant occupied. Please do not disturb tenants. Showings by appointment only.

Monthly Cost Estimate

$9,889/mo

20% down · 6.5% · 30 years

Principal$1,337
Interest$8,012
Insurance$539

Estimates only. Actual payments may vary.

Location

20441 Cove Rd

Montgomery Creek, CA 96065

Property Details

Flooring

LaminateStoneHardwoodTile - Stone

Views

MountainsRiver

Parking

CarportDriveway

Heating

Fireplace(s)

Appliances

Cooktop - Electric

Questions & Answers

This 4-bedroom, 3-bathroom single family at 20441 Cove Rd is listed at $1,849,000. The estimated monthly payment is $9,889 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: 264.20 acre lot, Fireplace.

This property is listed by Derek Saelee.

DS

Derek Saelee

License 02176730

Agent at The Estates Group

Listed by The Estates Group · Broker phone: (310) 694-1743 · View on Broker Site · Broker website

MLS# 26673139· Source: The MLS/CLAW· 209 days on PropertySimple

Copyright © 2026 The MLS/CLAW. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20441 Cove Rd, Montgomery Creek, CA 96065

Open this listing in: