# 20441 Cove Rd, Montgomery Creek, CA 96065 > **TL;DR:** 4bd/3ba single family, $1,849,000. > Fireplace, View, Hardwood. Est. $9,889/mo. Listed 210 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,849,000 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Lot Size | 11,508,552 sqft (264.20 acres) | | Stories | 1 | | Property Type | Single Family (Cabin) | | Status | Active | | Days on Market | 210 | ## Why This Home Stands Out - **Views** - Mountains, River - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $9,350 | | Estimated Insurance | $539 | | **Total** | **$9,889** | ## Key Amenities - Fireplace - View - Hardwood ## Property Highlights - 264.20 acre lot - Fireplace ## Description ### Agent Description Escape to your own private Northern California retreat on approximately 265 acres of scenic, usable land featuring abundant natural water, multiple residences, documented pre 1914 water rights, and existing income. This unique property offers two homes, both currently rented month to month, generating combined rental income of approximately $2,798 per month, or $33,576 annually, with additional hydroelectric and utility related income historically averaging approximately $8,500 to $9,000 annually. Combined, the property generates approximately $42,000 in gross annual income, offering immediate income alongside substantial land, water, and future use potential. A defining feature of the property is its abundant, year round water. Multiple artesian springs supply the land, and the existing homes benefit from gravity fed water systems. The property also includes documented pre 1914 water rights and riparian access along Hatchet Creek, an increasingly rare and valuable feature in California. The land offers a blend of privacy, open space, and natural beauty, along with a historic barn dating back to approximately 1895. Whether you envision a peaceful homestead, working ranch, vineyard, wellness retreat, or other rural use, the possibilities here are expansive. Zoned "U" (Unclassified), the property allows for a wide range of potential uses, offering long term flexibility and future upside. This is more than a home, it is an opportunity to create a lifestyle rooted in land, water, and self sufficiency while benefiting from existing income and future potential. Seller may consider flexible seller financing terms, subject to acceptable terms and conditions. Buyer to verify all information including zoning, income, water rights, and potential uses. Tenant occupied. Please do not disturb tenants. Showings by appointment only. ## Location - **Address:** 20441 Cove Rd, Montgomery Creek, CA 96065 - **County:** Shasta - **Coordinates:** 40.878096, -121.925024 - **Google Maps:** https://www.google.com/maps?q=40.878096,-121.925024 ## Virtual Tour & Media - **Video Tour:** https://app.runonpattern.com/om/pc-tmotj1 ## Listing Agent - **Name:** Derek Saelee · **License:** 02176730 - **Brokerage:** The Estates Group - **Broker Phone:** (310) 694-1743 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20441-Cove-Rd_Montgomery-Creek_CA_96065_M94981-38416?f=listhub&s=CLAWCA&m=26673139&c=propsimple) ## Photos ![20441 Cove Rd - Photo 1](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f1766103788r.jpg) ![20441 Cove Rd - Photo 2](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f4120258462r.jpg) ![20441 Cove Rd - Photo 3](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2094452326r.jpg) ![20441 Cove Rd - Photo 4](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3037823828r.jpg) ![20441 Cove Rd - Photo 5](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3712838168r.jpg) ![20441 Cove Rd - Photo 6](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2436923016r.jpg) ![20441 Cove Rd - Photo 7](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f4261561817r.jpg) ![20441 Cove Rd - Photo 8](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2735741694r.jpg) ![20441 Cove Rd - Photo 9](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3511126677r.jpg) ![20441 Cove Rd - Photo 10](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f1971905070r.jpg) ![20441 Cove Rd - Photo 11](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2861092080r.jpg) ![20441 Cove Rd - Photo 12](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3444742043r.jpg) ![20441 Cove Rd - Photo 13](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3846237565r.jpg) ![20441 Cove Rd - Photo 14](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f900374070r.jpg) ![20441 Cove Rd - Photo 15](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2160953670r.jpg) ![20441 Cove Rd - Photo 16](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3924016958r.jpg) ![20441 Cove Rd - Photo 17](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f139820729r.jpg) ![20441 Cove Rd - Photo 18](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f4274469166r.jpg) ![20441 Cove Rd - Photo 19](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f396023112r.jpg) ![20441 Cove Rd - Photo 20](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2199354213r.jpg) ![20441 Cove Rd - Photo 21](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f912091401r.jpg) ![20441 Cove Rd - Photo 22](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f4071607421r.jpg) ![20441 Cove Rd - Photo 23](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3619124527r.jpg) ![20441 Cove Rd - Photo 24](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f505593798r.jpg) ![20441 Cove Rd - Photo 25](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f593481797r.jpg) ![20441 Cove Rd - Photo 26](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2784826200r.jpg) ![20441 Cove Rd - Photo 27](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f1533016487r.jpg) ![20441 Cove Rd - Photo 28](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2932132607r.jpg) ![20441 Cove Rd - Photo 29](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f807084181r.jpg) ![20441 Cove Rd - Photo 30](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f189870580r.jpg) ![20441 Cove Rd - Photo 31](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3603431095r.jpg) ![20441 Cove Rd - Photo 32](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f1317627055r.jpg) ![20441 Cove Rd - Photo 33](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3785212206r.jpg) ![20441 Cove Rd - Photo 34](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2155234346r.jpg) ![20441 Cove Rd - Photo 35](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f505206467r.jpg) ![20441 Cove Rd - Photo 36](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f470882385r.jpg) ![20441 Cove Rd - Photo 37](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f1128487402r.jpg) ![20441 Cove Rd - Photo 38](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f643276151r.jpg) ![20441 Cove Rd - Photo 39](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f1802196777r.jpg) ![20441 Cove Rd - Photo 40](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2860106929r.jpg) ![20441 Cove Rd - Photo 41](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f3891059213r.jpg) ![20441 Cove Rd - Photo 42](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f2687853476r.jpg) ![20441 Cove Rd - Photo 43](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f1540238019r.jpg) ![20441 Cove Rd - Photo 44](http://lh.rdcpix.com/0c5887f23b5778008329f828131b85fcl-f989954977r.jpg) --- **MLS#:** 26673139 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 The MLS/CLAW. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20441-cove-rd-montgomery-creek-ca-96065-7140d56bef8f423db6ebf24d002fc1c2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20441-cove-rd-montgomery-creek-ca-96065-7140d56bef8f423db6ebf24d002fc1c2#listing", "url": "https://www.propertysimple.ai/listing/20441-cove-rd-montgomery-creek-ca-96065-7140d56bef8f423db6ebf24d002fc1c2", "name": "20441 Cove Rd, Montgomery Creek, CA 96065", "description": "Escape to your own private Northern California retreat on approximately 265 acres of scenic, usable land featuring abundant natural water, multiple residences, documented pre 1914 water rights, and existing income. This unique property offers two homes, both currently rented month to month, generating combined rental income of approximately $2,798 per month, or $33,576 annually, with additional hydroelectric and utility related income historically averaging approximately $8,500 to $9,000 annually. Combined, the property generates approximately $42,000 in gross annual income, offering immediate income alongside substantial land, water, and future use potential. A defining feature of the property is its abundant, year round water. Multiple artesian springs supply the land, and the existing homes benefit from gravity fed water systems. The property also includes documented pre 1914 water rights and riparian access along Hatchet Creek, an increasingly rare and valuable feature in California. The land offers a blend of privacy, open space, and natural beauty, along with a historic barn dating back to approximately 1895. Whether you envision a peaceful homestead, working ranch, vineyard, wellness retreat, or other rural use, the possibilities here are expansive. Zoned \"U\" (Unclassified), the property allows for a wide range of potential uses, offering long term flexibility and future upside. This is more than a home, it is an opportunity to create a lifestyle rooted in land, water, and self sufficiency while benefiting from existing income and future potential. Seller may consider flexible seller financing terms, subject to acceptable terms and conditions. Buyer to verify all information including zoning, income, water rights, and potential uses. Tenant occupied. Please do not disturb tenants. 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