# 20444 N Fm 709, Hubbard, TX 76648 > **TL;DR:** 7bd/3ba single family, $369,900 ($94/sqft), built 1974, 3,920 sqft. > Waterfront, View, RV Parking. Est. $1,978/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $369,900 | | Price/sqft | $94 | | Bedrooms | 7 | | Bathrooms | 3 full | | Square Feet | 3,920 | | Year Built | 1974 | | Lot Size | 217,800 sqft (5.00 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,870 | | Estimated Insurance | $108 | | **Total** | **$1,978** | ## Nearby Schools - **Elementary:** Dawson - **Middle:** Dawson - **High:** Dawson ## Key Amenities - Waterfront - View - RV Parking ## Property Highlights - Built in 1974 - 5.00 acre lot - 2 stories - Waterfront ## Description ### Agent Description Beautiful 5-acre property with private access to Navarro Mills Lake and adjoining U.S. Army Corps of Engineers land. The lake is less than 100 yards from the existing house, offering a rare combination of acreage, privacy, and direct access to the water. Navarro Mills Lake offers great fishing, boating, and outdoor recreation with a much quieter atmosphere than the heavily trafficked lakes around the Dallas-Fort Worth area. The shoreline near the property has a gradual slope into the water, making it especially enjoyable for swimming, wading, and summer fun with family and friends. For outdoor enthusiasts, the adjoining Corps of Engineers land also provides access to solid hunting opportunities in the area, including deer, hogs, dove, and ducks, subject to applicable Corps rules, seasons, and regulations. The existing home was used as a vacation property and is currently in poor condition. It could potentially be remodeled, or a buyer may choose to remove the structure and start fresh. A recent estimate for demolition and removal was approximately $8,000. The existing house sits on a 30' x 60' concrete slab, and water, electricity, and septic are already in place. That gives a buyer a strong starting point for a new home, shop, barndominium, or other future use. There is also a better potential homesite near the top of the hill with an elevated view overlooking Navarro Mills Lake. A survey was completed within the last 10 years. Fiber-optic internet is currently being installed in the area and is expected to be available soon. Located in Dawson ISD. The setting is peaceful and scenic, with plenty of room to create something special. If you are looking for 5 acres with private access to Navarro Mills Lake, adjoining Corps land, existing utilities, room to build, excellent fishing, swimming, hunting opportunities, and a quiet country setting without the congestion of the major DFW lakes, this is a unique opportunity. ## Location - **Address:** 20444 N Fm 709, Hubbard, TX 76648 - **County:** Navarro - **Neighborhood:** MCCANDLISS - **Coordinates:** 31.93133, -96.752416 - **Google Maps:** https://www.google.com/maps?q=31.93133,-96.752416 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21378537 ## Listing Agent - **Name:** Stephen Eaton - **Brokerage:** Eaton Realty - **Broker Phone:** (409) 996-9999 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20444-N-FM-709_Hubbard_TX_76648_M84453-11740?f=listhub&s=NTREIS&m=21378537&c=propsimple) ## Photos ![20444 N Fm 709 - Photo 1](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f3060622601r.jpg) ![20444 N Fm 709 - Photo 2](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f1788607711r.jpg) ![20444 N Fm 709 - Photo 3](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f3951207587r.jpg) ![20444 N Fm 709 - Photo 4](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f4026938876r.jpg) ![20444 N Fm 709 - Photo 5](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f1498131469r.jpg) ![20444 N Fm 709 - Photo 6](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f2893172207r.jpg) ![20444 N Fm 709 - Photo 7](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f2369935616r.jpg) ![20444 N Fm 709 - Photo 8](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f56289160r.jpg) ![20444 N Fm 709 - Photo 9](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f362340146r.jpg) ![20444 N Fm 709 - Photo 10](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f2354185085r.jpg) ![20444 N Fm 709 - Photo 11](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f3939378192r.jpg) ![20444 N Fm 709 - Photo 12](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f472461747r.jpg) ![20444 N Fm 709 - Photo 13](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f2942154015r.jpg) ![20444 N Fm 709 - Photo 14](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f1955472393r.jpg) ![20444 N Fm 709 - Photo 15](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f1452238554r.jpg) ![20444 N Fm 709 - Photo 16](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f216529193r.jpg) ![20444 N Fm 709 - Photo 17](http://lh.rdcpix.com/be23abcbcfca82ac304b3fac3362ac8cl-f436807603r.jpg) --- **MLS#:** 21378537 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20444-n-fm-709-hubbard-tx-76648-2609769cc56d48f1b86ca44cb478c8b1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20444-n-fm-709-hubbard-tx-76648-2609769cc56d48f1b86ca44cb478c8b1#listing", "url": "https://www.propertysimple.ai/listing/20444-n-fm-709-hubbard-tx-76648-2609769cc56d48f1b86ca44cb478c8b1", "name": "20444 N Fm 709, Hubbard, TX 76648", "description": "Beautiful 5-acre property with private access to Navarro Mills Lake and adjoining U.S. Army Corps of Engineers land. The lake is less than 100 yards from the existing house, offering a rare combination of acreage, privacy, and direct access to the water. 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That gives a buyer a strong starting point for a new home, shop, barndominium, or other future use. There is also a better potential homesite near the top of the hill with an elevated view overlooking Navarro Mills Lake. A survey was completed within the last 10 years. Fiber-optic internet is currently being installed in the area and is expected to be available soon. Located in Dawson ISD. The setting is peaceful and scenic, with plenty of room to create something special. 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