# 205 Chaparral Circle, Elgin, IL 60120 > **TL;DR:** 2bd/2ba townhouse, $310,000 ($251/sqft), built 1992, 1,236 sqft. > Hardwood, A/C, 1-car garage. Est. $1,658/mo. Listed 58 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $310,000 | | Price/sqft | $251 | | Bedrooms | 2 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,236 | | Year Built | 1992 | | Stories | 1 | | Garage | 1-car | | Property Type | Townhouse (Townhouse) | | Status | Active Under Contract | | Days on Market | 58 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,568 | | Estimated Insurance | $90 | | **Total** | **$1,658** | ## Nearby Schools - **Elementary:** Hilltop Elementary School - **Middle:** Ellis Middle School - **High:** Elgin High School ## Key Amenities - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1992 - 1 parking spaces ## Description ### Agent Description Welcome home to 205 Chaparral Circle, where you get the easy living of a duplex with ZERO HOA fees and something you rarely find in this neighborhood. This updated 1236sf ranch with a basement, offers 2-bedroom, 1.5-bath home has a bright, open feel with vaulted ceilings, premium woven bamboo flooring and porcelain tile throughout. The open-concept kitchen has been refreshed with brand-new quartz countertops, stainless steel appliances, designer accent tile and a breakfast bar perfect for morning coffee, quick meals or hanging out while dinner is cooking. Step outside to your fully fenced yard, perfect for relaxing, entertaining or letting the pups run, plus a 1-car garage for parking and extra storage. The basement is a plus and rare offer in this neighborhood, it is over 1000sf and ready for your ideas and finishing. Major mechanicals have already been taken care of with the A/C, furnace and water heater all replaced in 2020. Located on the far east side of Elgin, you're just minutes from I-90 and Route 59 with shopping, dining and entertainment at The Arboretum of South Barrington and Woodfield within easy reach. Updated, fenced yard, no HOA and room to grow-this one packs a whole lot into one great home! ## Location - **Address:** 205 Chaparral Circle, Elgin, IL 60120 - **County:** Cook - **Coordinates:** 42.033285, -88.238427 - **Google Maps:** https://www.google.com/maps?q=42.033285,-88.238427 ## Listing Agent - **Name:** Brandy Schuldt - **Brokerage:** Keller Williams North Shore West - **Broker Phone:** (847) 383-6600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/205-Chaparral-Cir_Elgin_IL_60120_M86662-55217?f=listhub&s=MREDIL&m=12748141&c=propsimple) ## Photos ![205 Chaparral Circle - Photo 1](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f2858453216r.jpg) ![205 Chaparral Circle - Photo 2](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3436395280r.jpg) ![205 Chaparral Circle - Photo 3](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1385949155r.jpg) ![205 Chaparral Circle - Photo 4](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1726441806r.jpg) ![205 Chaparral Circle - Photo 5](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1838239630r.jpg) ![205 Chaparral Circle - Photo 6](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f2571746323r.jpg) ![205 Chaparral Circle - Photo 7](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f2347345135r.jpg) ![205 Chaparral Circle - Photo 8](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1403675808r.jpg) ![205 Chaparral Circle - Photo 9](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f798313308r.jpg) ![205 Chaparral Circle - Photo 10](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f2506652991r.jpg) ![205 Chaparral Circle - Photo 11](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f2180648865r.jpg) ![205 Chaparral Circle - Photo 12](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f264850615r.jpg) ![205 Chaparral Circle - Photo 13](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3660132071r.jpg) ![205 Chaparral Circle - Photo 14](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3019575798r.jpg) ![205 Chaparral Circle - Photo 15](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3190746595r.jpg) ![205 Chaparral Circle - Photo 16](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1864645631r.jpg) ![205 Chaparral Circle - Photo 17](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3406996134r.jpg) ![205 Chaparral Circle - Photo 18](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3283597359r.jpg) ![205 Chaparral Circle - Photo 19](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f87289937r.jpg) ![205 Chaparral Circle - Photo 20](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f2272573795r.jpg) ![205 Chaparral Circle - Photo 21](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f970598648r.jpg) ![205 Chaparral Circle - Photo 22](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f853785537r.jpg) ![205 Chaparral Circle - Photo 23](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f6870547r.jpg) ![205 Chaparral Circle - Photo 24](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1163570668r.jpg) ![205 Chaparral Circle - Photo 25](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f143587567r.jpg) ![205 Chaparral Circle - Photo 26](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f936342704r.jpg) ![205 Chaparral Circle - Photo 27](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f190630882r.jpg) ![205 Chaparral Circle - Photo 28](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1740427752r.jpg) ![205 Chaparral Circle - Photo 29](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f4237558712r.jpg) ![205 Chaparral Circle - Photo 30](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3908643726r.jpg) ![205 Chaparral Circle - Photo 31](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1020046746r.jpg) ![205 Chaparral Circle - Photo 32](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f3175670123r.jpg) ![205 Chaparral Circle - Photo 33](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1594372344r.jpg) ![205 Chaparral Circle - Photo 34](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f928544023r.jpg) ![205 Chaparral Circle - Photo 35](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f2334689763r.jpg) ![205 Chaparral Circle - Photo 36](http://lh.rdcpix.com/bdf56debbc60ab3b620c144c9e64a0e4l-f1628362627r.jpg) --- **MLS#:** 12748141 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/205-chaparral-circle-elgin-il-60120-3afc5110a9474ffe825ddad996a192a5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/205-chaparral-circle-elgin-il-60120-3afc5110a9474ffe825ddad996a192a5#listing", "url": "https://www.propertysimple.ai/listing/205-chaparral-circle-elgin-il-60120-3afc5110a9474ffe825ddad996a192a5", "name": "205 Chaparral Circle, Elgin, IL 60120", "description": "Welcome home to 205 Chaparral Circle, where you get the easy living of a duplex with ZERO HOA fees and something you rarely find in this neighborhood. 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