About This Home

This 2-bedroom, 1-bathroom single family at 205 E Jefferson Street in Philo, IL is listed for $169,900 ($143 per sqft). Built in 1952, the home offers 1,192 sqft of living space on a N/A lot.

Key Features

  • Built in 1952
  • 2 parking spaces

Property Details

1 story
1 full
2-car garage
1952

Amenities

HardwoodA/C
Listing Description

Move to Philo and live your best small town life! This charming 2-bedroom, 1-bath ranch home offers nearly 1200 square feet and all major mechanicals replaced within the past 5 years. Enjoy an inviting kitchen, comfortable living room with hardwood flooring, and a dedicated laundry room.

A connecting enclosed porch provides convenient access to both the backyard and two-car garage. A walk-up attic, accessible from both the home and garage, offers the possibility of additional storage. Outside, a generous front yard and fenced backyard provide room to garden, entertain, or unwind.

Updates include a bathroom remodel and new furnace, air conditioning and water heater in 2021, followed by new siding, roof, gutters, and fencing in 2024. The bedroom carpeting could use a refresh, offering an opportunity to add your own finishing touch.

You're just a golf cart ride from downtown favorites, including Fish Fridays at Philo Tavern and Krossing Korner Boutique, and only one block from St. Thomas Catholic School. With the heart of Champaign Urbana approximately 10 miles away and Unity Schools within a 10-minute drive, you can enjoy small town living with convenient access to nearby amenities. The home and septic system have been pre-inspected, with many repairs already completed by the seller.

Monthly Cost Estimate

$909/mo

20% down · 6.5% · 30 years

Principal$123
Interest$736
Insurance$50

Estimates only. Actual payments may vary.

Location

205 E Jefferson Street

Philo, IL 61864

Hale's

Features & Amenities

Interior Features

1st Floor Bedroom1st Floor Full Bath

Property Details

Flooring

Hardwood

Construction

Vinyl Siding

Outdoor Features

Porch

Parking

OpenGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeRefrigeratorWasherDryer

Questions & Answers

This 2-bedroom, 1-bathroom single family at 205 E Jefferson Street is listed at $169,900 ($143/sqft). The estimated monthly payment is $909 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1952, 2 parking spaces. Interior Features: 1st Floor Bedroom, 1st Floor Full Bath.

This property is listed by Katie Ruthstrom.

KR

Katie Ruthstrom

Agent at Keller Williams The Real Estate Center of Illinois, LLC

Listed by Keller Williams The Real Estate Center of Illinois, LLC · Broker phone: (217) 356-6100 · View on Broker Site

MLS# 12779603· Source: Midwest Real Estate Data, LLC· 22 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

205 E Jefferson Street, Philo, IL 61864

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