# 205 E Jefferson Street, Philo, IL 61864 > **TL;DR:** 2bd/1ba single family, $169,900 ($143/sqft), built 1952, 1,192 sqft. > Hardwood, A/C, 2-car garage. Est. $909/mo. Listed 24 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $169,900 | | Price/sqft | $143 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 1,192 | | Year Built | 1952 | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 24 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $859 | | Estimated Insurance | $50 | | **Total** | **$909** | ## Nearby Schools - **Elementary:** Unity East Elementary School - **Middle:** Unity Junior High School - **High:** Unity High School ## Key Amenities - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1952 - 2 parking spaces ## Description ### Agent Description Move to Philo and live your best small town life! This charming 2-bedroom, 1-bath ranch home offers nearly 1200 square feet and all major mechanicals replaced within the past 5 years. Enjoy an inviting kitchen, comfortable living room with hardwood flooring, and a dedicated laundry room. A connecting enclosed porch provides convenient access to both the backyard and two-car garage. A walk-up attic, accessible from both the home and garage, offers the possibility of additional storage. Outside, a generous front yard and fenced backyard provide room to garden, entertain, or unwind. Updates include a bathroom remodel and new furnace, air conditioning and water heater in 2021, followed by new siding, roof, gutters, and fencing in 2024. The bedroom carpeting could use a refresh, offering an opportunity to add your own finishing touch. You're just a golf cart ride from downtown favorites, including Fish Fridays at Philo Tavern and Krossing Korner Boutique, and only one block from St. Thomas Catholic School. With the heart of Champaign Urbana approximately 10 miles away and Unity Schools within a 10-minute drive, you can enjoy small town living with convenient access to nearby amenities. The home and septic system have been pre-inspected, with many repairs already completed by the seller. ## Location - **Address:** 205 E Jefferson Street, Philo, IL 61864 - **County:** Champaign - **Neighborhood:** Hale's - **Coordinates:** 40.004486, -88.155673 - **Google Maps:** https://www.google.com/maps?q=40.004486,-88.155673 ## Virtual Tour & Media - **Video Tour:** https://media.illini360.com/205-E-Jefferson-St/idx ## Listing Agent - **Name:** Katie Ruthstrom - **Brokerage:** Keller Williams The Real Estate Center of Illinois, LLC - **Broker Phone:** (217) 356-6100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/205-E-Jefferson-St_Philo_IL_61864_M84322-69365?f=listhub&s=MREDIL&m=12779603&c=propsimple) ## Photos ![205 E Jefferson Street - Photo 1](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3980470179r.jpg) ![205 E Jefferson Street - Photo 2](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f93202803r.jpg) ![205 E Jefferson Street - Photo 3](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3980470179r.jpg) ![205 E Jefferson Street - Photo 4](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2203305554r.jpg) ![205 E Jefferson Street - Photo 5](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2883449226r.jpg) ![205 E Jefferson Street - Photo 6](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f1644485654r.jpg) ![205 E Jefferson Street - Photo 7](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2883449226r.jpg) ![205 E Jefferson Street - Photo 8](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f1644485654r.jpg) ![205 E Jefferson Street - Photo 9](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3882618874r.jpg) ![205 E Jefferson Street - Photo 10](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2622226911r.jpg) ![205 E Jefferson Street - Photo 11](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3882618874r.jpg) ![205 E Jefferson Street - Photo 12](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2622226911r.jpg) ![205 E Jefferson Street - Photo 13](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3560141189r.jpg) ![205 E Jefferson Street - Photo 14](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3872934381r.jpg) ![205 E Jefferson Street - Photo 15](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3560141189r.jpg) ![205 E Jefferson Street - Photo 16](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f102742590r.jpg) ![205 E Jefferson Street - Photo 17](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3763266528r.jpg) ![205 E Jefferson Street - Photo 18](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3581977372r.jpg) ![205 E Jefferson Street - Photo 19](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f3763266528r.jpg) ![205 E Jefferson Street - Photo 20](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2242526392r.jpg) ![205 E Jefferson Street - Photo 21](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f551645049r.jpg) ![205 E Jefferson Street - Photo 22](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f88082394r.jpg) ![205 E Jefferson Street - Photo 23](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f551645049r.jpg) ![205 E Jefferson Street - Photo 24](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2879537253r.jpg) ![205 E Jefferson Street - Photo 25](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f88082394r.jpg) ![205 E Jefferson Street - Photo 26](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2894934870r.jpg) ![205 E Jefferson Street - Photo 27](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2002098764r.jpg) ![205 E Jefferson Street - Photo 28](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f93202803r.jpg) ![205 E Jefferson Street - Photo 29](http://lh.rdcpix.com/c76c9d6b62b76eab15bdf42b2ff3a4d2l-f2002098764r.jpg) --- **MLS#:** 12779603 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/205-e-jefferson-street-philo-il-61864-0cb162bb9e9e4637aa32eb6c4501b063) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/205-e-jefferson-street-philo-il-61864-0cb162bb9e9e4637aa32eb6c4501b063#listing", "url": "https://www.propertysimple.ai/listing/205-e-jefferson-street-philo-il-61864-0cb162bb9e9e4637aa32eb6c4501b063", "name": "205 E Jefferson Street, Philo, IL 61864", "description": "Move to Philo and live your best small town life! This charming 2-bedroom, 1-bath ranch home offers nearly 1200 square feet and all major mechanicals replaced within the past 5 years. Enjoy an inviting kitchen, comfortable living room with hardwood flooring, and a dedicated laundry room. A connecting enclosed porch provides convenient access to both the backyard and two-car garage. A walk-up attic, accessible from both the home and garage, offers the possibility of additional storage. Outside, a generous front yard and fenced backyard provide room to garden, entertain, or unwind. Updates include a bathroom remodel and new furnace, air conditioning and water heater in 2021, followed by new siding, roof, gutters, and fencing in 2024. The bedroom carpeting could use a refresh, offering an opportunity to add your own finishing touch. You're just a golf cart ride from downtown favorites, including Fish Fridays at Philo Tavern and Krossing Korner Boutique, and only one block from St. Thomas Catholic School. With the heart of Champaign Urbana approximately 10 miles away and Unity Schools within a 10-minute drive, you can enjoy small town living with convenient access to nearby amenities. 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