About This Home

This 5-bedroom, 6-bathroom single family at 205 Oak Creek Drive in Tool, TX is listed for $1,765,000 ($393 per sqft). Built in 2021, the home offers 4,488 sqft of living space on a 0.52 acres lot.

Key Features

  • Built in 2021
  • 0.52 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full, 1 half
2021

Amenities

FireplaceWaterfrontViewA/C
Listing Description

If you've been waiting for the right lake house-this is it. Elevated above Cedar Creek Lake with sweeping open water views, this modern farmhouse delivers the rare combination of newer construction, thoughtful design, and true lake lifestyle just over an hour from Dallas.

Built in 2021, the home offers 5 bedrooms, 5.5 baths, and approximately 4,488 square feet designed for both everyday living and large gatherings. The open-concept main level features warm wood beams, shiplap accents, a floor-to-ceiling stone fireplace, and walls of windows that bring the lake into every moment.

The chef's kitchen is built to entertain with quartz countertops, an oversized island, premium appliances, bar closet, and walk-in pantry. The primary suite is a private retreat with private patio and water views, while a main-floor study easily functions as a guest suite.

Upstairs, two generous guest bedrooms with en-suite baths and a dedicated recreation wing with built-in bunks, game room, full bath, and additional bedroom create the perfect setup for hosting family and friends. Outdoor living takes center stage with a wraparound covered porch, porch swings, outdoor fireplace, and grilling area overlooking the water.

The fenced yard slopes to a private boathouse featuring a 25-foot slip, dual jet ski lifts, and a sunken party deck-designed for long weekends and sunset evenings. Located in Arnold Hills with access to a pickleball court and private boat ramp, this is more than a home-it's the lake lifestyle buyers are searching for.

Monthly Cost Estimate

$9,560/mo

20% down · 6.5% · 30 years

Principal$1,276
Interest$7,648
Insurance$515
HOA$120

Estimates only. Actual payments may vary.

Location

205 Oak Creek Drive

Tool, TX 75143

Arnold Hills

Features & Amenities

Interior Features

DryBarDecorativeDesignerLightingFixturesEatInKitchenKitchenIslandOpenFloorplanPantryWalkInClosetsWiredForSound

Exterior Features

BuiltInBarbecueBarbecueBoatSlipDeckDockLightingOutdoorGrillOutdoorLivingAreaRainGutters

Property Details

Flooring

CarpetTile

Views

Water

Outdoor Features

DeckPorch

Parking

GarageCarportDriveway

Heating

CentralElectric (Heating)Zoned

Cooling

Central AirZonedElectric

Appliances

DishwasherElectricOvenElectricRangeGasCooktopDisposalMicrowaveRefrigeratorTanklessWaterHeaterWineCooler

Questions & Answers

This 5-bedroom, 6-bathroom single family at 205 Oak Creek Drive is listed at $1,765,000 ($393/sqft). The estimated monthly payment is $9,560 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $120/month.

Key features include: Built in 2021, 0.52 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: DryBar, DecorativeDesignerLightingFixtures, EatInKitchen. Exterior Features: BuiltInBarbecue, Barbecue, BoatSlip.

This property is listed by Rustin Smith and can be reached at (469) 298-2102.

RS

Rustin Smith

Agent at Rustin James Smith

(469) 298-2102

Listed by Rustin James Smith · Broker phone: (469) 298-2102 · View on Broker Site

MLS# 21195224· Source: North Texas Real Estate Information Systems, Inc.· 120 days on PropertySimple

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

205 Oak Creek Drive, Tool, TX 75143

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