# 205 Oak Creek Drive, Tool, TX 75143

> **TL;DR:** 5bd/6ba single family, $1,995,000 ($445/sqft), built 2021, 4,488 sqft.
> Fireplace, Waterfront, View. Est. $8,645/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,995,000 |
| Price/sqft | $445 |
| Bedrooms | 5 |
| Bathrooms | 5 full, 1 half |
| Square Feet | 4,488 |
| Year Built | 2021 |
| Lot Size | 22,651 sqft (0.52 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $8,645 |
| **Total** | **$8,645** |

## Nearby Schools

- **Elementary:** Lakeview

## Key Amenities

- Fireplace
- Waterfront
- View

## Property Highlights

- Built in 2021
- 0.52 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
If you’ve been waiting for the right lake house—this is it. Elevated above Cedar Creek Lake with sweeping open water views, this modern farmhouse delivers the rare combination of newer construction, thoughtful design, and true lake lifestyle just over an hour from Dallas.

Built in 2021, the home offers 5 bedrooms, 5.5 baths, and approximately 4,488 square feet designed for both everyday living and large gatherings. The open-concept main level features warm wood beams, shiplap accents, a floor-to-ceiling stone fireplace, and walls of windows that bring the lake into every moment. The chef’s kitchen is built to entertain with quartz countertops, an oversized island, premium appliances, bar closet, and walk-in pantry.

The primary suite is a private retreat with private patio and water views, while a main-floor study easily functions as a guest suite. Upstairs, two generous guest bedrooms with en-suite baths and a dedicated recreation wing with built-in bunks, game room, full bath, and additional bedroom create the perfect setup for hosting family and friends.

Outdoor living takes center stage with a wraparound covered porch, porch swings, outdoor fireplace, and grilling area overlooking the water. The fenced yard slopes to a private boathouse featuring a 25-foot slip, dual jet ski lifts, and a sunken party deck—designed for long weekends and sunset evenings.

Located in Arnold Hills with access to a pickleball court and private boat ramp, this is more than a home—it’s the lake lifestyle buyers are searching for.

## Location

- **Address:** 205 Oak Creek Drive, Tool, TX 75143
- **County:** Henderson
- **Neighborhood:** Arnold Hills
- **Coordinates:** 32.306292, -96.181454
- **Google Maps:** https://www.google.com/maps?q=32.306292,-96.181454

## Listing Agent

- **Name:** Rustin Smith
- **Brokerage:** Rustin James Smith
- **Phone:** 9723450318
- **Email:** rsmith@rustinjames.com

## Primary Photo

![205 Oak Creek Drive - Primary Photo](http://lh.rdcpix.com/51db484c19005a87730d0fe5bf9259d4l-f624189584r.jpg)

*36 total photos available on [listing page](https://www.propertysimple.com/listing/205-oak-creek-drive-tool-tx-75143-21195224)*

---

**MLS#:** 21195224 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/205-oak-creek-drive-tool-tx-75143-21195224)

---

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