# 20520 Clearwater Circle, Flint, TX 75762

> **TL;DR:** 3bd/4ba single family, $899,500 ($205/sqft), built 1995, 4,396 sqft.
> Fireplace, Waterfront, Hardwood, Basement. Est. $3,898/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $899,500 |
| Price/sqft | $205 |
| Bedrooms | 3 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 4,396 |
| Year Built | 1995 |
| Lot Size | 24,219 sqft (0.56 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,898 |
| **Total** | **$3,898** |

## Nearby Schools

- **Elementary:** Owens

## Key Amenities

- Fireplace
- Waterfront
- Hardwood
- Basement
- RV Parking

## Property Highlights

- Built in 1995
- 0.56 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Timeless Living on the Open Waters of Lake Palestine

Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. Designed to breathe and built to last with steel-frame construction, this home strikes a rare balance between enduring craftsmanship and effortless warmth.

Spanning two generous lots, the 3-bedroom, 3.5-bath floor plan opens gracefully from kitchen to living space, inviting natural light and open water views deep into every corner. Three true primary suites, each thoughtfully separated for comfort and independence, offer the kind of privacy rarely found in lakefront homes. Two suites reside on the main level with dedicated full en suite baths. Step downstairs to a third primary suite and a lower level built for gathering, where a polished bar with two distinct seating areas sets the stage for entertaining and a versatile flex room offers space for a studio, workshop, craft room, or personal retreat. The home's airy, connected design ensures no suite feels tucked away from the views.

The outdoors are never far away. A sprawling porch wraps nearly the entire home, framing the lake from every angle, while a covered patio provides a shaded retreat for quiet mornings and long evenings. An enclosed greenhouse extends the seasons for those who love to grow.

Outside, this property works just as hard. A two-stall boathouse with an electric boat cover keeps your vessel protected and launch-ready. A 21x22 shop offers serious storage and workspace for tools, toys, or lake gear. And with two lots providing generous space, there's room to breathe, landscape, or simply enjoy the privacy that lakefront buyers dream about.

Two lots. Open water. Sunset views. This is the one that ends the search.

## Location

- **Address:** 20520 Clearwater Circle, Flint, TX 75762
- **County:** Smith
- **Neighborhood:** Pine Trail Shores
- **Coordinates:** 32.183208, -95.455481
- **Google Maps:** https://www.google.com/maps?q=32.183208,-95.455481

## Listing Agent

- **Name:** Jena Waldron
- **Brokerage:** Keller Williams Realty-Tyler
- **Phone:** 9728741905
- **Email:** jenawaldron.realtor@gmail.com

## Primary Photo

![20520 Clearwater Circle - Primary Photo](http://lh.rdcpix.com/ab2800d47bee456823a4a10ddd1edcaal-f1741249268r.jpg)

*40 total photos available on [listing page](https://www.propertysimple.com/listing/20520-clearwater-circle-flint-tx-75762-21164000)*

---

**MLS#:** 21164000 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/20520-clearwater-circle-flint-tx-75762-21164000)

---

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