# 20520 Clearwater Circle, Flint, TX 75762 > **TL;DR:** 3bd/4ba single family, $899,500 ($205/sqft), built 1995, 4,396 sqft. > Fireplace, Waterfront, Hardwood, A/C. Est. $4,860/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $899,500 | | Price/sqft | $205 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 4,396 | | Year Built | 1995 | | Lot Size | 24,219 sqft (0.56 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,548 | | Estimated Insurance | $262 | | HOA | $50 | | **Total** | **$4,860** | ## Nearby Schools - **Elementary:** Owens - **Middle:** Three Lakes - **High:** Tyler Legacy ## Key Amenities - Fireplace - Waterfront - Hardwood - A/C - RV Parking - 2-car garage ## Property Highlights - Built in 1995 - 0.56 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Timeless Living on the Open Waters of Lake Palestine Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. Designed to breathe and built to last with steel-frame construction, this home strikes a rare balance between enduring craftsmanship and effortless warmth. Spanning two generous lots, the 3-bedroom, 3.5-bath floor plan opens gracefully from kitchen to living space, inviting natural light and open water views deep into every corner. Three true primary suites, each thoughtfully separated for comfort and independence, offer the kind of privacy rarely found in lakefront homes. Two suites reside on the main level with dedicated full en suite baths. Step downstairs to a third primary suite and a lower level built for gathering, where a polished bar with two distinct seating areas sets the stage for entertaining and a versatile flex room offers space for a studio, workshop, craft room, or personal retreat. The home's airy, connected design ensures no suite feels tucked away from the views. The outdoors are never far away. A sprawling porch wraps nearly the entire home, framing the lake from every angle, while a covered patio provides a shaded retreat for quiet mornings and long evenings. An enclosed greenhouse extends the seasons for those who love to grow. Outside, this property works just as hard. A two-stall boathouse with an electric boat cover keeps your vessel protected and launch-ready. A 21x22 shop offers serious storage and workspace for tools, toys, or lake gear. And with two lots providing generous space, there's room to breathe, landscape, or simply enjoy the privacy that lakefront buyers dream about. Two lots. Open water. Sunset views. This is the one that ends the search. ## Location - **Address:** 20520 Clearwater Circle, Flint, TX 75762 - **County:** Smith - **Neighborhood:** Pine Trail Shores - **Coordinates:** 32.183208, -95.455481 - **Google Maps:** https://www.google.com/maps?q=32.183208,-95.455481 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21164000 ## Listing Agent - **Name:** Jena Waldron - **Brokerage:** Keller Williams Realty Tyler - **Broker Phone:** (903) 534-6600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20520-Clearwater-Cir_Flint_TX_75762_M89752-56097?f=listhub&s=NTREIS&m=21164000&c=propsimple) ## Photos ![20520 Clearwater Circle - Photo 1](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f3929204240r.jpg) ![20520 Clearwater Circle - Photo 2](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2025437114r.jpg) ![20520 Clearwater Circle - Photo 3](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f857108056r.jpg) ![20520 Clearwater Circle - Photo 4](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f3103869007r.jpg) ![20520 Clearwater Circle - Photo 5](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1284900489r.jpg) ![20520 Clearwater Circle - Photo 6](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f335207679r.jpg) ![20520 Clearwater Circle - Photo 7](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f3998858869r.jpg) ![20520 Clearwater Circle - Photo 8](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f499052626r.jpg) ![20520 Clearwater Circle - Photo 9](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1347940150r.jpg) ![20520 Clearwater Circle - Photo 10](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f646933457r.jpg) ![20520 Clearwater Circle - Photo 11](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2658975796r.jpg) ![20520 Clearwater Circle - Photo 12](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f4286568965r.jpg) ![20520 Clearwater Circle - Photo 13](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f3982605162r.jpg) ![20520 Clearwater Circle - Photo 14](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f768243473r.jpg) ![20520 Clearwater Circle - Photo 15](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2095314398r.jpg) ![20520 Clearwater Circle - Photo 16](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f3120744242r.jpg) ![20520 Clearwater Circle - Photo 17](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1454494373r.jpg) ![20520 Clearwater Circle - Photo 18](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2843025172r.jpg) ![20520 Clearwater Circle - Photo 19](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2985011753r.jpg) ![20520 Clearwater Circle - Photo 20](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1223145345r.jpg) ![20520 Clearwater Circle - Photo 21](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1791868922r.jpg) ![20520 Clearwater Circle - Photo 22](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f167426241r.jpg) ![20520 Clearwater Circle - Photo 23](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2106793929r.jpg) ![20520 Clearwater Circle - Photo 24](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1284900489r.jpg) ![20520 Clearwater Circle - Photo 25](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1695589251r.jpg) ![20520 Clearwater Circle - Photo 26](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1879030878r.jpg) ![20520 Clearwater Circle - Photo 27](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1118709965r.jpg) ![20520 Clearwater Circle - Photo 28](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f4141075226r.jpg) ![20520 Clearwater Circle - Photo 29](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f350548365r.jpg) ![20520 Clearwater Circle - Photo 30](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1390370156r.jpg) ![20520 Clearwater Circle - Photo 31](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1839032355r.jpg) ![20520 Clearwater Circle - Photo 32](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f4163496848r.jpg) ![20520 Clearwater Circle - Photo 33](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f3150059668r.jpg) ![20520 Clearwater Circle - Photo 34](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f44297001r.jpg) ![20520 Clearwater Circle - Photo 35](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2652653281r.jpg) ![20520 Clearwater Circle - Photo 36](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2549117040r.jpg) ![20520 Clearwater Circle - Photo 37](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f1726842271r.jpg) ![20520 Clearwater Circle - Photo 38](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2380617891r.jpg) ![20520 Clearwater Circle - Photo 39](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f3841460192r.jpg) ![20520 Clearwater Circle - Photo 40](http://lh.rdcpix.com/b05f9632813a840c94a26e0bb7fcc932l-f2236703677r.jpg) --- **MLS#:** 21164000 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20520-clearwater-circle-flint-tx-75762-4825aadfd8704188b88a14c9d930c42b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20520-clearwater-circle-flint-tx-75762-4825aadfd8704188b88a14c9d930c42b#listing", "url": "https://www.propertysimple.ai/listing/20520-clearwater-circle-flint-tx-75762-4825aadfd8704188b88a14c9d930c42b", "name": "20520 Clearwater Circle, Flint, TX 75762", "description": "Timeless Living on the Open Waters of Lake Palestine Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. 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