# 20521 Fair Oak Lane, Estero, FL 33928 > **TL;DR:** 4bd/4ba single family, $759,000 ($255/sqft), built 2024, 2,976 sqft. > A/C. Est. $5,217/mo. Listed 82 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $759,000 | | Price/sqft | $255 | | Bedrooms | 4 | | Bathrooms | 4 full | | Square Feet | 2,976 | | Year Built | 2024 | | Lot Size | 8,246 sqft (0.19 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 82 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,838 | | Estimated Insurance | $221 | | HOA | $1,158 | | **Total** | **$5,217** | ## Key Amenities - A/C ## Property Highlights - Built in 2024 - 0.19 acre lot - 2 stories ## Description ### Agent Description Welcome to this beautifully designed Denali model in the highly desirable RiverCreek community of Estero. This spacious two-story home features 4 bedrooms, 4 full bathrooms, and a versatile upstairs loft, offering a bright, open layout that blends modern style with everyday functionality. A paver driveway and 2-car garage provide excellent curb appeal, while the thoughtfully designed interior is filled with natural light. The gourmet kitchen is the heart of the home, featuring stainless steel appliances, a gas cooktop, wall oven, large center island, walk-in pantry, and abundant cabinetry with under-cabinet lighting, making it ideal for entertaining and daily living. The spacious primary suite offers a peaceful retreat with a tray ceiling and a spa-inspired en-suite bathroom complete with separate vanities, a soaking tub, and a glass-enclosed shower. Three additional bedrooms, three full guest bathrooms, and the upstairs loft provide flexible space for family, guests, or a home office. Additional features include solid flooring throughout, a second-floor laundry room, impact-resistant windows and doors, and a screened-in lanai perfect for enjoying the Florida lifestyle. Residents of RiverCreek enjoy an impressive collection of resort-style amenities, including a clubhouse, community pool, fitness center, tennis courts, pickleball, bocce, basketball, bike and jog paths, playground, business center, BBQ and picnic areas, and more. Ideally located in the heart of Estero, this home is just minutes from Coconut Point Mall, Miromar Outlets, Publix, I-75, RSW International Airport, major medical centers, schools, restaurants, churches, and some of Southwest Florida's finest shopping, dining, and entertainment. ## Location - **Address:** 20521 Fair Oak Lane, Estero, FL 33928 - **County:** Lee - **Neighborhood:** RIVERCREEK IN ESTERO - **Coordinates:** 26.438716, -81.743878 - **Google Maps:** https://www.google.com/maps?q=26.438716,-81.743878 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026025705 ## Listing Agent - **Name:** Yen Ho · **License:** 278523805 - **Brokerage:** Coldwell Banker Residential RE - **Phone:** 2397717151 - **Broker Phone:** (239) 919-5203 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20521-Fair-Oak-Ln_Estero_FL_33928_M90559-22747?f=listhub&s=FMSWFL&m=2026025705&c=propsimple) ## Photos ![20521 Fair Oak Lane - Photo 1](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2562297624r.jpg) ![20521 Fair Oak Lane - Photo 2](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2219075440r.jpg) ![20521 Fair Oak Lane - Photo 3](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f4224485221r.jpg) ![20521 Fair Oak Lane - Photo 4](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3281782604r.jpg) ![20521 Fair Oak Lane - Photo 5](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2982324246r.jpg) ![20521 Fair Oak Lane - Photo 6](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2471461544r.jpg) ![20521 Fair Oak Lane - Photo 7](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2000755427r.jpg) ![20521 Fair Oak Lane - Photo 8](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2085676514r.jpg) ![20521 Fair Oak Lane - Photo 9](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3424243436r.jpg) ![20521 Fair Oak Lane - Photo 10](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f4085590274r.jpg) ![20521 Fair Oak Lane - Photo 11](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2286183601r.jpg) ![20521 Fair Oak Lane - Photo 12](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2849582246r.jpg) ![20521 Fair Oak Lane - Photo 13](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2971854524r.jpg) ![20521 Fair Oak Lane - Photo 14](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2990518658r.jpg) ![20521 Fair Oak Lane - Photo 15](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2208077520r.jpg) ![20521 Fair Oak Lane - Photo 16](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3981427561r.jpg) ![20521 Fair Oak Lane - Photo 17](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f705874581r.jpg) ![20521 Fair Oak Lane - Photo 18](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3773989953r.jpg) ![20521 Fair Oak Lane - Photo 19](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f1197066282r.jpg) ![20521 Fair Oak Lane - Photo 20](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f763930271r.jpg) ![20521 Fair Oak Lane - Photo 21](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f744242877r.jpg) ![20521 Fair Oak Lane - Photo 22](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2188248221r.jpg) ![20521 Fair Oak Lane - Photo 23](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2967957230r.jpg) ![20521 Fair Oak Lane - Photo 24](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3434312168r.jpg) ![20521 Fair Oak Lane - Photo 25](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f377437726r.jpg) ![20521 Fair Oak Lane - Photo 26](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2500960700r.jpg) ![20521 Fair Oak Lane - Photo 27](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f291978483r.jpg) ![20521 Fair Oak Lane - Photo 28](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3840024799r.jpg) ![20521 Fair Oak Lane - Photo 29](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f1797272828r.jpg) ![20521 Fair Oak Lane - Photo 30](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f4038449331r.jpg) ![20521 Fair Oak Lane - Photo 31](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3700267663r.jpg) ![20521 Fair Oak Lane - Photo 32](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3502695184r.jpg) ![20521 Fair Oak Lane - Photo 33](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3549441639r.jpg) ![20521 Fair Oak Lane - Photo 34](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3323254172r.jpg) ![20521 Fair Oak Lane - Photo 35](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f3621263289r.jpg) ![20521 Fair Oak Lane - Photo 36](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f221052746r.jpg) ![20521 Fair Oak Lane - Photo 37](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f2200041918r.jpg) ![20521 Fair Oak Lane - Photo 38](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f1927414051r.jpg) ![20521 Fair Oak Lane - Photo 39](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f88642334r.jpg) ![20521 Fair Oak Lane - Photo 40](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f1099675449r.jpg) ![20521 Fair Oak Lane - Photo 41](http://lh.rdcpix.com/af2fc017d62aca0019f9a50cb1f5a45al-f1431497424r.jpg) --- **MLS#:** 2026025705 | **Updated:** 2026-09-12 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20521-fair-oak-lane-estero-fl-33928-26025705) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20521-fair-oak-lane-estero-fl-33928-26025705#listing", "url": "https://www.propertysimple.ai/listing/20521-fair-oak-lane-estero-fl-33928-26025705", "name": "20521 Fair Oak Lane, Estero, FL 33928", "description": "Welcome to this beautifully designed Denali model in the highly desirable RiverCreek community of Estero. This spacious two-story home features 4 bedrooms, 4 full bathrooms, and a versatile upstairs loft, offering a bright, open layout that blends modern style with everyday functionality. 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