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About This Home

This 6-bedroom, 3-bathroom single family at 2054 COTTAGE Ln in Garden City, UT is listed for $669,000 ($223 per sqft). Built in 2006, the home offers 2,998 sqft of living space on a 0.09 acres lot.

Agent Description

Spacious Bear Lake Retreat in The Cottages | 2054 S. Cottage Lane, Garden City, UT Discover one of the most generously sized homes in The Cottages at Bear Lake - a beautifully finished 6-bedroom, 3-bathroom rambler offering nearly 3,000 square feet of comfortable living just a short walk from the stunning turquoise waters of Bear Lake.

From the moment you arrive, the stone and stucco exterior and covered deck set the tone for a home that blends mountain charm with thoughtful upgrades. Step inside to find hardwood, tile, and newer carpet throughout the main level, where a large master suite awaits - complete with a private bath featuring a separate shower and garden tub, an elevated finish that stands apart from the standard Cottages build.

Granite countertops, a cozy gas log fireplace insert, and an open, functional layout make this home equally suited to quiet weekends and larger family gatherings. Downstairs, the fully finished basement delivers exceptional versatility with four additional bedrooms, a spacious open family room, and a three-quarter bath - plenty of room for extended family, guests, or a bunkhouse-style setup that sleeps a crowd in comfort.

The extra-wide, extra-long 2-car garage provides ample space for vehicles, lake toys, and gear storage. Outside, enjoy a covered deck and open patio perfect for morning coffee or evening barbecues, with overflow parking right next door and paved roads throughout the community.

The HOA covers snow removal and water for just $100/month, making year-round ownership genuinely low-maintenance. The Cottages is one of Bear Lake's most sought-after communities - close to the water, well-maintained, and refreshingly residential in character.

Short term rental policy restrictions keeps the neighborhood peaceful, making this the ideal personal retreat, family legacy property, or long-term vacation home for buyers who want Bear Lake without the noise of a nightly rental corridor. This is Bear Lake living done right - spacious, upgraded, and move-in ready.

Key Features

  • Built in 2006
  • 0.09 acre lot
  • 2 stories
  • 5 parking spaces
  • Fireplace

Property Details

2 stories
2 full
5 spaces
2006

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$3,698/mo

20% down · 6.5% · 30 years

Principal$484
Interest$2,899
Insurance$195
HOA$120

Estimates only. Actual payments may vary.

Location

2054 COTTAGE Ln

Garden City, UT 84028

THE COTTAGES

Features & Amenities

Interior Features

Bath: PrimaryBath: Sep. Tub/ShowerCloset: Walk-InDisposalFrench DoorsGas LogGreat RoomJetted TubRange/Oven: Free Stdng.Granite CountertopsSmart Thermostat(s)

Exterior Features

Patio: Covered

Property Details

Flooring

CarpetHardwoodTile

Construction

Stucco

Pool Features

Patio

Heating

CentralForced AirNatural Gas

Cooling

Central Air

Appliances

Ceiling FanDryerMicrowaveRange HoodWasher

Questions & Answers

This 6-bedroom, 3-bathroom single family at 2054 COTTAGE Ln is listed at $669,000 ($223/sqft). The estimated monthly payment is $3,019 based on 20% down at 6.5% interest.

HOA fees are $120/month.

Key features include: Built in 2006, 0.09 acre lot, 2 stories, 5 parking spaces, Fireplace. Interior Features: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In. Exterior Features: Patio: Covered.

This property is listed by Ryan L Olsen and can be reached at 2083393200 or ryanlolsen@gmail.com.

RO

Ryan L Olsen

Agent at Mountain Retreat Real Estate, LLC

(208) 339-3200

Listed by Mountain Retreat Real Estate, LLC · View on Broker Site

MLS# 2153344· Source: listhub· Updated 38 days ago

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2054 COTTAGE Ln, Garden City, UT 84028

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