# 2054 COTTAGE Ln, Garden City, UT 84028

> **TL;DR:** 6bd/3ba single family, $669,000 ($223/sqft), built 2006, 2,998 sqft.
> Fireplace, Hardwood, A/C. Est. $3,019/mo. Listed 38 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $669,000 |
| Price/sqft | $223 |
| Bedrooms | 6 |
| Bathrooms | 2 full |
| Square Feet | 2,998 |
| Year Built | 2006 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 38 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,899 |
| HOA | $120 |
| **Total** | **$3,019** |

## Nearby Schools

- **Elementary:** North Rich
- **Middle:** Rich
- **High:** Rich

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 2006
- 0.09 acre lot
- 2 stories
- 5 parking spaces
- Fireplace

## Description

### Agent Description
Spacious Bear Lake Retreat in The Cottages | 2054 S. Cottage Lane, Garden City, UT Discover one of the most generously sized homes in The Cottages at Bear Lake - a beautifully finished 6-bedroom, 3-bathroom rambler offering nearly 3,000 square feet of comfortable living just a short walk from the stunning turquoise waters of Bear Lake. From the moment you arrive, the stone and stucco exterior and covered deck set the tone for a home that blends mountain charm with thoughtful upgrades. Step inside to find hardwood, tile, and newer carpet throughout the main level, where a large master suite awaits - complete with a private bath featuring a separate shower and garden tub, an elevated finish that stands apart from the standard Cottages build. Granite countertops, a cozy gas log fireplace insert, and an open, functional layout make this home equally suited to quiet weekends and larger family gatherings. Downstairs, the fully finished basement delivers exceptional versatility with four additional bedrooms, a spacious open family room, and a three-quarter bath - plenty of room for extended family, guests, or a bunkhouse-style setup that sleeps a crowd in comfort. The extra-wide, extra-long 2-car garage provides ample space for vehicles, lake toys, and gear storage. Outside, enjoy a covered deck and open patio perfect for morning coffee or evening barbecues, with overflow parking right next door and paved roads throughout the community. The HOA covers snow removal and water for just $100/month, making year-round ownership genuinely low-maintenance. The Cottages is one of Bear Lake's most sought-after communities - close to the water, well-maintained, and refreshingly residential in character. Short term rental policy restrictions keeps the neighborhood peaceful, making this the ideal personal retreat, family legacy property, or long-term vacation home for buyers who want Bear Lake without the noise of a nightly rental corridor. This is Bear Lake living done right - spacious, upgraded, and move-in ready.

## Location

- **Address:** 2054 COTTAGE Ln, Garden City, UT 84028
- **County:** Rich
- **Neighborhood:** THE COTTAGES
- **Coordinates:** 41.909456, -111.387655
- **Google Maps:** https://www.google.com/maps?q=41.909456,-111.387655

## Listing Agent

- **Name:** Ryan L Olsen
- **Brokerage:** Mountain Retreat Real Estate, LLC
- **Phone:** 2083393200
- **Email:** ryanlolsen@gmail.com

## Primary Photo

![2054 COTTAGE Ln - Primary Photo](http://lh.rdcpix.com/2ebe3967a230457386e0f8e30d335d71l-f3243227647r.jpg)

*55 total photos available on [listing page](https://www.propertysimple.com/listing/2054-cottage-ln-garden-city-ut-84028-2153344)*

---

**MLS#:** 2153344 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 UtahRealEstate.com. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/2054-cottage-ln-garden-city-ut-84028-2153344)

---

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