About This Home

This 4-bedroom, 4-bathroom single family at 20689 Bower Lane in Proctor, MT is listed for $1,199,000 ($540 per sqft). Built in 2011, the home offers 2,222 sqft of living space on a 35.08 acres lot.

Key Features

  • Built in 2011
  • 35.08 acre lot

Property Details

4 full
2-car garage
2011

Amenities

A/C
Listing Description

Discover room to spread out on 35.08 acres in Proctor. Surrounded by trees, this four-bedroom, four-bathroom home offers privacy and a peaceful Montana setting. The open living, dining, and kitchen area is made for gathering, with vaulted tongue-and-groove ceilings, a wood stove, barnwood accents, built-in shelving, and sliding barn doors adding warmth and character.

Recent updates include new appliances and kitchen countertops, fresh paint, new carpet and padding throughout, updated trim, new light fixtures, toilets, sinks, and shower heads. Three bedrooms are on the main floor. The primary bedroom opens directly onto the covered front porch, offering a lovely spot to imagine a future hot tub and take in the sunset views.

Upstairs there is a fourth room used as a bedroom and an additional flexible room that could serve as an office or second living area. The rooms connect through a Jack-and-Jill bathroom, which contains a closet, and this level has a separate exterior entrance opening to a small deck.

Lake Mary Ronan and Flathead Lake are approximately five minutes away. Spend your days boating, skiing at Blacktail Mountain or Whitefish Mountain, or exploring Glacier National Park. Glacier Park International Airport (FCA) offers convenient flights in and out of the area.

Outside, take in gorgeous sunsets and mountain views from the deck or covered porch. The property also features an oversized two-car garage with plenty of space for storage and tools, RV hookups, chicken coop, built-in swing set, kids' playhouse, and partial fencing.

Lake County Planning confirms the property is outside the reservation and is not in a zoning district. With no HOA and light CC&Rs, there's room to pursue your Montana homestead dreams. The covenants allow customary outbuildings, offering potential for a personal shop or barn, and do not expressly prohibit livestock.

County records indicate the septic system is approved for three bedrooms. The home has three bedrooms on the main floor. Upstairs, one room is currently used as a bedroom and a second is used as flexible space; neither has an in-room closet. A closet is located in their shared Jack-and-Jill bathroom. Buyers should verify bedroom use and septic capacity with Lake County Environmental Health.

Monthly Cost Estimate

$6,413/mo

20% down · 6.5% · 30 years

Principal$867
Interest$5,196
Insurance$350

Estimates only. Actual payments may vary.

Location

20689 Bower Lane

Proctor, MT 59929

Features & Amenities

Interior Features

MainLevelPrimaryOpenFloorplanVaultedCeilingsWalkInClosets

Exterior Features

RvHookup

Property Details

Construction

WoodFrame

Outdoor Features

PorchDeck

Heating

Wood StoveForced AirWoodElectric (Heating)

Cooling

Central Air

Appliances

DryerDishwasherMicrowaveRangeRefrigeratorWaterSoftenerWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 20689 Bower Lane is listed at $1,199,000 ($540/sqft). The estimated monthly payment is $6,413 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2011, 35.08 acre lot. Interior Features: MainLevelPrimary, OpenFloorplan, VaultedCeilings. Exterior Features: RvHookup.

This property is listed by Kaci Santos and can be reached at 4066097144.

KS

Kaci Santos

License RRE-RBS-LIC-83481

Agent at EXP REALTY LLC

(406) 609-7144
Agent website

Listed by EXP REALTY LLC · Broker phone: (406) 578-4399 · View on Broker Site · Broker website

MLS# 30078881· Source: Montana Regional MLS· 2 days on PropertySimple

Copyright © 2026 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20689 Bower Lane, Proctor, MT 59929

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