About This Home

This 2-bedroom, 2-bathroom single family at 20692 Keystone Road in Milaca, MN is listed for $465,000 ($301 per sqft). Built in 1981, the home offers 1,547 sqft of living space on a 47.50 acres lot.

Key Features

  • Built in 1981
  • 47.50 acre lot
  • Fireplace

Property Details

1 full
2-car garage
1981

Amenities

FireplaceA/C
Listing Description

Escape to your own private country retreat on approximately 47.5 acres of scenic countryside. This beautiful property features a 2-bedroom home with the potential for a third bedroom in the lower level, 2 bathrooms, and an attached 2-car garage. Nestled along a quiet, winding country road, the property offers exceptional privacy while maintaining convenient access.

Located less than 1/4 mile south of paved County Road 16 and just 3 miles east of US Highway 169, you'll enjoy the perfect blend of seclusion and accessibility. One of the property's most remarkable features is the stunning pond complete with its own island, situated directly below the home and visible from the house.

The surrounding acreage provides outstanding wildlife habitat, making it an ideal setting for nature lovers, outdoor enthusiasts, hunters, or anyone seeking a peaceful rural lifestyle. The property is well-equipped with several useful outbuildings, including a spacious 46' x 72' pole shed/shop/machine shed, a 3-sided horse or livestock shelter, and a 2-sided open-ended hay shed with 13-foot sidewalls.

Inside, the home offers an inviting open-concept layout that seamlessly connects the kitchen, dining area, and living room. Just off the main living space, you'll find a charming knotty pine four-season porch filled with windows that flood the room with natural light while showcasing breathtaking views of the surrounding landscape.

This versatile space can be enjoyed year-round and easily closed off when not in use. Whether you're searching for a hobby farm, hunting property, recreational getaway, or simply a peaceful place to call home, this unique acreage offers endless opportunities to enjoy country living at its finest.

This property lies within a distinctive landscape feature unique to this portion of Mille Lacs County. A glacial landform known as a gravel esker, or "hogsback," traverses the southern half of the property in a northeast-to-southwest direction. These gravel deposits create a striking topographic feature that supports an impressive stand of mature white pine, large oak trees, and a diverse variety of native trees and shrubs.

The combination of unique geology and established vegetation makes this an exceptional and visually appealing natural setting.

Monthly Cost Estimate

$2,487/mo

20% down · 6.5% · 30 years

Principal$336
Interest$2,015
Insurance$136

Estimates only. Actual payments may vary.

Location

20692 Keystone Road

Milaca, MN 56353

Features & Amenities

Interior Features

All Living Facilities on One LevelMain Floor BedroomMain Floor Laundry

Property Details

Outdoor Features

Deck

Parking

Garage - AttachedGarage

Heating

Fireplace(s)Forced AirWood StoveBaseboardWoodSpace Heater

Cooling

Central Air

Appliances

DryerFreezerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 20692 Keystone Road is listed at $465,000 ($301/sqft). The estimated monthly payment is $2,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1981, 47.50 acre lot, Fireplace. Interior Features: All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry.

This property is listed by Paul J. Jackson.

PJ

Paul J. Jackson

Agent at Hewitt Jackson Real Estate

Listed by Hewitt Jackson Real Estate · Broker phone: (320) 983-6664 · View on Broker Site · Broker website

MLS# 7084595· Source: Northstar MLS· 145 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20692 Keystone Road, Milaca, MN 56353

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