# 20698 GARRETT Highway, Oakland, MD 21550

> **TL;DR:** 4bd/3ba single family, $1,199,000 ($650/sqft), built 1950, 1,844 sqft.
> Fireplace, Waterfront, A/C. Est. $6,413/mo. Listed 77 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,199,000 |
| Price/sqft | $650 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 1,844 |
| Year Built | 1950 |
| Lot Size | 12,175 sqft (0.28 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 77 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,063 |
| Estimated Insurance | $350 |
| **Total** | **$6,413** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1950
- 0.28 acre lot
- 2 stories
- 4 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Beautiful lakefront home offering 89' of lakefront and a private dock. This home has been remodeled and is very warm and inviting from the moment you enter. Boasting a great island featuring granite countertops, and plenty of seating for family and friends. The lakefront views are unobstructed year round, and can be enjoyed from most any room. The outside space is just as pleasing with a wrap-around Trex deck, stone patio with a hot tub, and a firepit. If all of this isn't enough, take a few steps down to the lakefront and enjoy the type A dock. The central location is also hard to beat, just minutes to coffee, ice cream, Wisp Ski Resort, grocery stores and restaurants. Established rental "Moments & Memories". Call today to preview!

## Location

- **Address:** 20698 GARRETT Highway, Oakland, MD 21550
- **County:** GARRETT
- **Neighborhood:** GARRETT HIGHWAY
- **Coordinates:** 39.51664, -79.32532
- **Google Maps:** https://www.google.com/maps?q=39.51664,-79.32532

## Virtual Tour & Media

- **Video Tour:** https://youriguide.com/20698_garrett_hwy_oakland_md.

## Listing Agent

- **Name:** Elizabeth S Spiker Holcomb · **License:** 518606
- **Brokerage:** Taylor-Made Deep Creek Vacations & Sales
- **Broker Phone:** (301) 387-4700
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20698-Garrett-Hwy_Oakland_MD_21550_M65065-86061?f=listhub&s=TRENDPA&m=MDGA2012616&c=propsimple)

## Photos

![20698 GARRETT Highway - Photo 1](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f1666763790r.jpg)

![20698 GARRETT Highway - Photo 2](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2703438611r.jpg)

![20698 GARRETT Highway - Photo 3](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2367164800r.jpg)

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![20698 GARRETT Highway - Photo 7](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f475850630r.jpg)

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![20698 GARRETT Highway - Photo 33](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f3123754275r.jpg)

![20698 GARRETT Highway - Photo 34](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f1204832762r.jpg)

![20698 GARRETT Highway - Photo 35](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2445068530r.jpg)

![20698 GARRETT Highway - Photo 36](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f3618536624r.jpg)

![20698 GARRETT Highway - Photo 37](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f3063518124r.jpg)

![20698 GARRETT Highway - Photo 38](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f4222148620r.jpg)

![20698 GARRETT Highway - Photo 39](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2258620723r.jpg)

![20698 GARRETT Highway - Photo 40](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f1310256813r.jpg)

![20698 GARRETT Highway - Photo 41](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f443969762r.jpg)

![20698 GARRETT Highway - Photo 42](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f3287235357r.jpg)

![20698 GARRETT Highway - Photo 43](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f1599915309r.jpg)

![20698 GARRETT Highway - Photo 44](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f491574221r.jpg)

![20698 GARRETT Highway - Photo 45](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2260603354r.jpg)

![20698 GARRETT Highway - Photo 46](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f3541022083r.jpg)

![20698 GARRETT Highway - Photo 47](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2468798655r.jpg)

![20698 GARRETT Highway - Photo 48](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2091701900r.jpg)

![20698 GARRETT Highway - Photo 49](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2595116065r.jpg)

![20698 GARRETT Highway - Photo 50](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2752185877r.jpg)

![20698 GARRETT Highway - Photo 51](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2099397330r.jpg)

![20698 GARRETT Highway - Photo 52](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f2546479938r.jpg)

![20698 GARRETT Highway - Photo 53](http://lh.rdcpix.com/5d1574539c5188dc36819245ccfd56f8l-f3154601511r.jpg)

---

**MLS#:** MDGA2012616 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/20698-garrett-highway-oakland-md-21550-08ac6cefb42b4ba4b7032a0e43543401)

---

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