About This Home

This 3-bedroom, 2-bathroom townhouse at 20816 SW 103rd Pl in Cutler Bay, FL is listed for $449,500 ($367 per sqft). Built in 1981, the home offers 1,225 sqft of living space on a N/A lot.

Key Features

  • Built in 1981
  • Waterfront

Property Details

2 full
2-car garage
1981

Amenities

WaterfrontA/C
Listing Description

Owner is offering a contribution towards buyers closing costs or buy down of rate. Additionally, Horizon West Bank is offering a financing grant of $8k towards buyers closing costs and pre-paid. Ask us for more details. Welcome to this charming 3-bedroom, 2-bathroom one-story town home completely renovated in 2026 in the desirable Cutler Bay area.

This well-maintained home features an open and spacious living area with beautiful wood-look flooring, a modern kitchen with granite countertops, and comfortable bedrooms offering plenty of natural light. Enjoy a peaceful water/canal view and a private outdoor setting perfect for relaxing or entertaining.

AC 2016 and Roof 2016. The home also offers a paved driveway and convenient access to shopping, dining, major roadways, and everyday essentials. A wonderful opportunity for buyers looking for comfort, convenience, and South Florida living in a desirable Cutler Bay location.

Monthly Cost Estimate

$2,629/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,948
Insurance$131
HOA$225

Estimates only. Actual payments may vary.

Location

20816 SW 103rd Pl

Cutler Bay, FL 33189

CUTLER CREEK CLUB SEC 1

Features & Amenities

Interior Features

Bedroom on Main LevelFirst Floor EntryAttic

Exterior Features

FenceFruit TreesPorchPatio

Property Details

Flooring

Vinyl

Construction

Block

Outdoor Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

DryerDishwasherElectric RangeDisposalMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom townhouse at 20816 SW 103rd Pl is listed at $449,500 ($367/sqft). The estimated monthly payment is $2,629 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $225/month.

Key features include: Built in 1981, Waterfront. Interior Features: Bedroom on Main Level, First Floor Entry, Attic. Exterior Features: Fence, Fruit Trees, Porch.

This property is listed by Ashley Brosky.

AB

Ashley Brosky

License 3513561

Agent at LUXE Properties LLC

Listed by LUXE Properties LLC · Broker phone: (305) 809-7650 · View on Broker Site · Broker website

MLS# A12102317· Source: Miami REALTORS®· Added to PropertySimple today

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20816 SW 103rd Pl, Cutler Bay, FL 33189

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