About This Home

This 3-bedroom, 3-bathroom single family at 20902 RAGAN Lane in Land O Lakes, FL is listed for $1,399,000 ($464 per sqft). Built in 2020, the home offers 3,013 sqft of living space on a 1.03 acres lot.

Key Features

  • Built in 2020
  • 1.03 acre lot
  • Waterfront

Property Details

1 story
3 full
3-car garage
2020

Amenities

WaterfrontViewHardwoodA/C
Listing Description

LAKEFRONT on highly sought after BIG LAKE THOMAS. Custom built in 2020. Private ski lake with walk in access, dock, boatlift and private boat ramp. Home features gourmet kitchen with large island, gas range with double ovens, and side by side refrigerator and freezer.

Wet bar with stainless sink and ice machine. Primary suite features sitting area and stunning spa-like en suite with double vanities, soaker tub and double walk in shower with 3 shower heads on each side. Therapeutic Hot Tub on back Lanai. Three way split floorplan with separate 1 car garage with 50AMP Electric car charger and 2 car garage. Enjoy peaceful resort style living with breathtaking waterfront views. NO HOA

Monthly Cost Estimate

$7,482/mo

20% down · 6.5% · 30 years

Principal$1,012
Interest$6,062
Insurance$408

Estimates only. Actual payments may vary.

Location

20902 RAGAN Lane

Land O Lakes, FL 34638

LAKE THOMAS ESTATES

Features & Amenities

Interior Features

Crown MoldingHigh CeilingsStone CountersWalk-In Closet(s)Wet Bar

Exterior Features

LightingPrivate EntrancePrivate MailboxPrivate YardRain Gutters

Property Details

Flooring

HardwoodCarpetTile

Construction

Block Stone Stucco

Views

LakeWater

Outdoor Features

Porch

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRange HoodRefrigeratorWasherWater Softener

Questions & Answers

This 3-bedroom, 3-bathroom single family at 20902 RAGAN Lane is listed at $1,399,000 ($464/sqft). The estimated monthly payment is $7,482 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2020, 1.03 acre lot, Waterfront. Interior Features: Crown Molding, High Ceilings, Stone Counters. Exterior Features: Lighting, Private Entrance, Private Mailbox.

This property is listed by Linda Wright.

LW

Linda Wright

Agent at Charles Rutenberg Realty, Inc

Listed by Charles Rutenberg Realty, Inc · Broker phone: (727) 538-9200 · View on Broker Site · Broker website

MLS# TB8536718· Source: Stellar MLS· 70 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20902 RAGAN Lane, Land O Lakes, FL 34638

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