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About This Home

This 3-bedroom, 2-bathroom single family at 20949 SW 81ST LOOP in Dunnellon, FL is listed for $350,900 ($153 per sqft). Built in 1978, the home offers 2,298 sqft of living space on a 1.14 acres lot.

Agent Description

Charming country home full of character and curb appeal, perfectly situated on a spacious 1.14-acre corner lot in the desirable Rainbow Springs Woodlands community. This split-level home features a 2-car garage on the lower level and a thoughtfully designed 3-bedroom, 2-bath split floor plan above.

Step inside to a warm and inviting living room highlighted by a real wood-burning fireplace—perfect for cozy evenings. The home has been extensively updated over the years, blending classic charm with modern convenience. Recent improvements include Low-E thermal pane windows, new laminate flooring throughout, and beautifully updated maple kitchen cabinets paired with stainless steel appliances, including a brand-new refrigerator (2025).

Additional upgrades provide peace of mind and added value, such as a new roof (March 2026), new well pump (2024), insulated garage door, gutters, and a whole-house water filtration and softener system. The home has also been freshly painted inside and out, including the master suite, main living areas, and exterior (2025), along with updates to the front deck and wood fencing.

Outside, enjoy the expansive yard featuring 14 newly planted azalea bushes (2025), a storage shed, and a freshly redone asphalt driveway (2026). High-speed internet is available, making this home as practical as it is picturesque. Residents of Rainbow Springs Woodlands enjoy a low annual HOA fee and exclusive access to the pristine Rainbow River through a private park and pavilion, along with a community center and restaurant.

Conveniently located just minutes from downtown Dunnellon, this move-in-ready home truly checks all the boxes for comfort, style, and location.

Key Features

  • Built in 1978
  • 1.14 acre lot
  • Fireplace

Property Details

2 full
1978

Amenities

Fireplace

Monthly Cost Estimate

$1,877/mo

20% down · 6.5% · 30 years

Principal$254
Interest$1,521
Insurance$102

Estimates only. Actual payments may vary.

Location

20949 SW 81ST LOOP

Dunnellon, FL 34431

RAINBOW SPRINGS WOODLANDS

Features & Amenities

Interior Features

Ceiling Fans(s)Living Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatWindow Treatments

Exterior Features

Corner LotPavedFencingDog RunFrench DoorsLightingOutdoor ShowerRain GuttersStorageSecurity Lights

Property Details

Flooring

CarpetLaminateTileTile - Ceramic

Construction

BlockBrickStucco

Parking

DrivewayGarageGarage - AttachedUnderground/Basement

Heating

CentralElectric (Heating)Fireplace(s)Heat Pump (Heating)

Cooling

Central Air

Appliances

CooktopDishwasherDryerMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 20949 SW 81ST LOOP is listed at $350,900 ($153/sqft). The estimated monthly payment is $1,521 based on 20% down at 6.5% interest.

Key features include: Built in 1978, 1.14 acre lot, Fireplace. Interior Features: Ceiling Fans(s), Living Room/Dining Room Combo, Solid Surface Counters. Exterior Features: Corner Lot, Paved, Fencing.

This property is listed by Karen Kirkland and can be reached at 3523044736 or ocala1realtor@aol.com.

KK

Karen Kirkland

Agent at PLATINUM HOMES AND LAND REALTY

(352) 304-4736

Listed by PLATINUM HOMES AND LAND REALTY · View on Broker Site

MLS# OM722176· Source: listhub· Updated 58 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20949 SW 81ST LOOP, Dunnellon, FL 34431

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