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About This Home

This 5-bedroom, 4-bathroom single family at 20952 60TH TERRACE in Live Oak, FL is listed for $967,000 ($296 per sqft). Built in 1997, the home offers 3,270 sqft of living space on a 20.00 acres lot.

Agent Description

Set on 20 private acres, this 3,210 sq ft two-story home has 5 bedrooms, 3.5 bathrooms, and an extra flex room, so there’s a ton of space to work with depending on what you need. The wraparound porch and brick plus Hardie board exterior give it that classic look, but it’s also built to last.

The primary suite is downstairs, and it has two walk-in closets and a spacious bathroom with separate vanities, a walk-in shower with built-in shelving, and a clawfoot tub under a chandelier. There’s also a glass block wall that brings in natural light without giving up privacy. Right off the bathroom is a flex room that’has endless possibilities like a a craft space, additional closet or nursery, but it did used to have an indoor hot tub and still has a Rinnai temperature control hooked up to an exterior tankless water heater (buyer should verify future use).

Throughout the home, there are tons of arched and picture windows, along with crown molding, chandeliers, ceiling fans, and a double-sided gas fireplace that connects the living room and kitchen. The kitchen has granite countertops, stainless steel appliances, a deep farmhouse sink, glass-front upper cabinets, a coffee bar, and a pantry. The dining area sits just off the kitchen and includes built-in shelving. Behind a pocket door, there’s a utility room with the washer and dryer, extra storage, and access to a bathroom.

The first bedroom off the hallway has its own bathroom that can also be accessed from the hall, which works well for guests. Two more bedrooms both have walk-in closets and share a Jack-and-Jill bathroom with double sinks, while the shower and toilet are separated. The fourth bedroom has a built-in window bench with storage and another large walk-in closet.

Upstairs, there’s an open catwalk with black iron rod railing that overlooks the main living space on the first floor. It leads past a small library nook with built-in book shelf to the fifth bedroom, which is oversized with vaulted ceilings, arched windows, a private toilet area, and extra attic access.

Other features include 3 AC units, a central vacuum system with new hoses, built-in dog or kid doors, easy attic access, blown-in insulation, and a whole-home generator.

Outside, you’ve got a private pool, multiple sheds, and a four-bay garage with roll-up doors. One of the biggest highlights is the 100x50 insulated workshop with three HVAC units. About half is still set up as an open garage with a 12-foot RV door, and the other half has already been framed and wired for a two-story living or office space, just waiting to be finished out (buyer to verify use).

Overall, it’s a really versatile property with a mix of privacy, space, and potential, whether you want room to spread out, run a business, or customize it over time.

Key Features

  • Built in 1997
  • 20.00 acre lot
  • Private pool
  • Fireplace

Property Details

3 full, 1 half
1997

Amenities

PoolFireplaceRV Parking

Monthly Cost Estimate

$5,172/mo

20% down · 6.5% · 30 years

Principal$699
Interest$4,190
Insurance$282

Estimates only. Actual payments may vary.

Location

20952 60TH TERRACE

Live Oak, FL 32060

NOT IN SUBDIVISION

Features & Amenities

Interior Features

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumHigh CeilingsPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatWalk-in Closet(s)Window Treatments

Exterior Features

UnpavedFencingFrench DoorsPrivate EntrancePrivate YardRain GuttersRv HookupShade Shutter(s)Pool

Property Details

Flooring

CarpetTile

Construction

BrickHardiPlank Type

Parking

CarportGarageGolf CartOversizedRVWorkshop

Heating

Electric (Heating)Fireplace(s)Heat Pump (Heating)Propane (Heating)

Cooling

Central Air

Appliances

DishwasherDryerRangeRefrigeratorWasherWater - Softener

Questions & Answers

This 5-bedroom, 4-bathroom single family at 20952 60TH TERRACE is listed at $967,000 ($296/sqft). The estimated monthly payment is $4,190 based on 20% down at 6.5% interest.

Key features include: Built in 1997, 20.00 acre lot, Private pool, Fireplace. Interior Features: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s). Exterior Features: Unpaved, Fencing, French Doors.

This property is listed by Jennifer Barona and can be reached at 3522144475 or sellingwithjenn@gmail.com.

JB

Jennifer Barona

Agent at KELLER WILLIAMS GAINESVILLE REALTY PARTNERS

(352) 214-4475

Listed by KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · View on Broker Site

MLS# GC536628· Source: listhub· Updated 89 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20952 60TH TERRACE, Live Oak, FL 32060

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