# 21 Abby Lane, Toccoa, GA 30577

> **TL;DR:** 3bd/2ba single family, $194,000 ($118/sqft), built 1979, 1,645 sqft.
> Hardwood, A/C. Est. $1,038/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $194,000 |
| Price/sqft | $118 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,645 |
| Year Built | 1979 |
| Lot Size | 37,897 sqft (0.87 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 2 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $981 |
| Estimated Insurance | $57 |
| **Total** | **$1,038** |

## Nearby Schools

- **Elementary:** Big A
- **Middle:** Stephens
- **High:** Stephens

## Key Amenities

- Hardwood
- A/C

## Property Highlights

- Built in 1979
- 0.87 acre lot

## Description

### Agent Description
Relax on the spacious rocking chair front porch before stepping inside to an inviting open floor plan designed for comfortable living. Enjoy your morning coffee or unwind in the spacious sunroom overlooking the large, private backyard. The home features 3 bedrooms, one full bath and one half bath. This home combines comfort, functionality, and location-making it a must-see! Sold AS-IS. HUD Case#105-539035. Equal Housing Opportunity. FHA Financing IE (Insured Escrow). This home qualifies for HUD FHA $100 down payment program for Qualified Owner Occupants.

## Location

- **Address:** 21 Abby Lane, Toccoa, GA 30577
- **County:** Stephens
- **Coordinates:** 34.574513, -83.253771
- **Google Maps:** https://www.google.com/maps?q=34.574513,-83.253771

## Listing Agent

- **Name:** Nancy Hughes
- **Brokerage:** James O Hayes Realty, Inc
- **Phone:** 7064916003
- **Broker Phone:** (706) 491-6003
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21-Abby-Ln_Toccoa_GA_30577_M53880-50355?f=listhub&s=GAMLS&m=10844070&c=propsimple)

## Photos

![21 Abby Lane - Photo 1](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f3704469588r.jpg)

![21 Abby Lane - Photo 2](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f2460600230r.jpg)

![21 Abby Lane - Photo 3](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f3976842980r.jpg)

![21 Abby Lane - Photo 4](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f364668777r.jpg)

![21 Abby Lane - Photo 5](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f2204574288r.jpg)

![21 Abby Lane - Photo 6](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f1428453740r.jpg)

![21 Abby Lane - Photo 7](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f2543154472r.jpg)

![21 Abby Lane - Photo 8](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f1660739400r.jpg)

![21 Abby Lane - Photo 9](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f2554945039r.jpg)

![21 Abby Lane - Photo 10](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f1769327538r.jpg)

![21 Abby Lane - Photo 11](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f1460341096r.jpg)

![21 Abby Lane - Photo 12](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f1757388168r.jpg)

![21 Abby Lane - Photo 13](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f3283148586r.jpg)

![21 Abby Lane - Photo 14](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f180974103r.jpg)

![21 Abby Lane - Photo 15](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f572113445r.jpg)

![21 Abby Lane - Photo 16](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f1184041027r.jpg)

![21 Abby Lane - Photo 17](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f1189234224r.jpg)

![21 Abby Lane - Photo 18](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f3515204512r.jpg)

![21 Abby Lane - Photo 19](http://lh.rdcpix.com/4ed7f8afcb1f70e4a17617a26f31f58fl-f417509731r.jpg)

---

**MLS#:** 10844070 | **Updated:** 2026-09-11
**Source:** listhub

*Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/21-abby-lane-toccoa-ga-30577-10844070)

---

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