# 21 CLARK CT, Palmyra, VA 22963 > **TL;DR:** 3bd/3ba single family, $899,900, built 1986. Est. $4,812/mo. Listed 54 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $899,900 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Year Built | 1986 | | Lot Size | 43,996 sqft (1.01 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 54 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,550 | | Estimated Insurance | $262 | | **Total** | **$4,812** | ## Nearby Schools - **Elementary:** Central (Fluvanna) - **Middle:** Fluvanna - **High:** Fluvanna ## Property Highlights - Built in 1986 - 1.01 acre lot ## Description ### Agent Description COMING SOON! Welcome to this exceptional waterfront retreat where privacy, quality & breathtaking lake views come together on a beautifully landscaped 1-acre lot with 256' of waterfrontage. The spacious foyer w-skylight opens to a stunning great room featuring soaring vaulted ceilings w-exposed wood beams, wood-burning fireplace & walls of windows framing spectacular lake views. The expansive kitchen offers solid stone counters, large island, double wall ovens, abundant cabinetry & generous workspace. Main-level primary suite is a true sanctuary w-lake views, a walk-in closet, an impressive custom 5' x 8' tiled shower, and washer/dryer hookup. Relax in the sunroom or screened porch overlooking the fenced backyard w-an irrigation system, built-in planters, multiple outdoor spigots & an invisible fence. The walk-out terrace level is ideal for guests or multigenerational living w-a separate entrance, a complete kitchenette, dining area, living room w-pellet stove, 2 bedrooms, den/possible 4th bedroom & full bath. Additional highlights include an oversized garage, loads of storage room, 1 step to get inside, Sunsetter retractable awning, LVP flooring, new HVAC & water heater in 2025, gutter guards & an unbeatable waterfront setting. ## Location - **Address:** 21 CLARK CT, Palmyra, VA 22963 - **County:** Fluvanna - **Neighborhood:** LAKE MONTICELLO - **Coordinates:** 37.92553329, -78.32933044 - **Google Maps:** https://www.google.com/maps?q=37.92553329,-78.32933044 ## Listing Agent - **Name:** Maggie Gunnels - **Brokerage:** Long & Foster Real Estate - **Broker Phone:** 4345897653 ## Photos ![21 CLARK CT - Photo 1](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3997304521r.jpg) ![21 CLARK CT - Photo 2](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2972447834r.jpg) ![21 CLARK CT - Photo 3](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f847041368r.jpg) ![21 CLARK CT - Photo 4](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1587051733r.jpg) ![21 CLARK CT - Photo 5](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f4052893693r.jpg) ![21 CLARK CT - Photo 6](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3676526850r.jpg) ![21 CLARK CT - Photo 7](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2785563673r.jpg) ![21 CLARK CT - Photo 8](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1652452491r.jpg) ![21 CLARK CT - Photo 9](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f182614663r.jpg) ![21 CLARK CT - Photo 10](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3049342727r.jpg) ![21 CLARK CT - Photo 11](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1624204477r.jpg) ![21 CLARK CT - Photo 12](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1607551600r.jpg) ![21 CLARK CT - Photo 13](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3668932391r.jpg) ![21 CLARK CT - Photo 14](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1920648881r.jpg) ![21 CLARK CT - Photo 15](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2082924654r.jpg) ![21 CLARK CT - Photo 16](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f649426375r.jpg) ![21 CLARK CT - Photo 17](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f314101969r.jpg) ![21 CLARK CT - Photo 18](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3467286052r.jpg) ![21 CLARK CT - Photo 19](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3790019587r.jpg) ![21 CLARK CT - Photo 20](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3978863631r.jpg) ![21 CLARK CT - Photo 21](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f4285366942r.jpg) ![21 CLARK CT - Photo 22](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f419910058r.jpg) ![21 CLARK CT - Photo 23](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2138027773r.jpg) ![21 CLARK CT - Photo 24](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f34864511r.jpg) ![21 CLARK CT - Photo 25](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3984410072r.jpg) ![21 CLARK CT - Photo 26](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1501553877r.jpg) ![21 CLARK CT - Photo 27](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f964904996r.jpg) ![21 CLARK CT - Photo 28](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2755352197r.jpg) ![21 CLARK CT - Photo 29](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1166514895r.jpg) ![21 CLARK CT - Photo 30](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1712757136r.jpg) ![21 CLARK CT - Photo 31](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2044105694r.jpg) ![21 CLARK CT - Photo 32](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1372048495r.jpg) ![21 CLARK CT - Photo 33](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f456846320r.jpg) ![21 CLARK CT - Photo 34](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f297190965r.jpg) ![21 CLARK CT - Photo 35](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2644310214r.jpg) ![21 CLARK CT - Photo 36](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3450387383r.jpg) ![21 CLARK CT - Photo 37](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f399266702r.jpg) ![21 CLARK CT - Photo 38](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1546898035r.jpg) ![21 CLARK CT - Photo 39](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1909205510r.jpg) ![21 CLARK CT - Photo 40](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2108132634r.jpg) ![21 CLARK CT - Photo 41](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1999098210r.jpg) ![21 CLARK CT - Photo 42](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2235526406r.jpg) ![21 CLARK CT - Photo 43](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2258777518r.jpg) ![21 CLARK CT - Photo 44](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1309572250r.jpg) ![21 CLARK CT - Photo 45](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1640751411r.jpg) ![21 CLARK CT - Photo 46](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2674055866r.jpg) ![21 CLARK CT - Photo 47](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2445919770r.jpg) ![21 CLARK CT - Photo 48](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f533663933r.jpg) ![21 CLARK CT - Photo 49](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f633045618r.jpg) ![21 CLARK CT - Photo 50](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1819927002r.jpg) ![21 CLARK CT - Photo 51](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f985041431r.jpg) ![21 CLARK CT - Photo 52](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f301855185r.jpg) ![21 CLARK CT - Photo 53](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f742811198r.jpg) ![21 CLARK CT - Photo 54](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3276685649r.jpg) ![21 CLARK CT - Photo 55](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1633470090r.jpg) ![21 CLARK CT - Photo 56](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1458822605r.jpg) ![21 CLARK CT - Photo 57](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f340116110r.jpg) ![21 CLARK CT - Photo 58](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f116385942r.jpg) ![21 CLARK CT - Photo 59](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1367996538r.jpg) ![21 CLARK CT - Photo 60](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2280865496r.jpg) ![21 CLARK CT - Photo 61](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1600413744r.jpg) ![21 CLARK CT - Photo 62](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1201499060r.jpg) ![21 CLARK CT - Photo 63](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1122668554r.jpg) ![21 CLARK CT - Photo 64](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f263560024r.jpg) ![21 CLARK CT - Photo 65](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3885136090r.jpg) ![21 CLARK CT - Photo 66](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f1936833864r.jpg) ![21 CLARK CT - Photo 67](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3828032754r.jpg) ![21 CLARK CT - Photo 68](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f278527933r.jpg) ![21 CLARK CT - Photo 69](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f2219526824r.jpg) ![21 CLARK CT - Photo 70](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3813496979r.jpg) ![21 CLARK CT - Photo 71](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f4142725197r.jpg) ![21 CLARK CT - Photo 72](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f222188263r.jpg) ![21 CLARK CT - Photo 73](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f764477148r.jpg) ![21 CLARK CT - Photo 74](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3184243423r.jpg) ![21 CLARK CT - Photo 75](http://lh.rdcpix.com/a2fa2538a68aa77bea0622a68447b091l-f3636074622r.jpg) --- **MLS#:** 679727 | **Updated:** 2026-08-20 **Source:** listhub *Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/21-clark-ct-palmyra-va-22963-6679727) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/21-clark-ct-palmyra-va-22963-6679727#listing", "url": "https://www.propertysimple.ai/listing/21-clark-ct-palmyra-va-22963-6679727", "name": "21 CLARK CT, Palmyra, VA 22963", "description": "COMING SOON! Welcome to this exceptional waterfront retreat where privacy, quality & breathtaking lake views come together on a beautifully landscaped 1-acre lot with 256' of waterfrontage. The spacious foyer w-skylight opens to a stunning great room featuring soaring vaulted ceilings w-exposed wood beams, wood-burning fireplace & walls of windows framing spectacular lake views. The expansive kitchen offers solid stone counters, large island, double wall ovens, abundant cabinetry & generous workspace. Main-level primary suite is a true sanctuary w-lake views, a walk-in closet, an impressive custom 5' x 8' tiled shower, and washer/dryer hookup. Relax in the sunroom or screened porch overlooking the fenced backyard w-an irrigation system, built-in planters, multiple outdoor spigots & an invisible fence. The walk-out terrace level is ideal for guests or multigenerational living w-a separate entrance, a complete kitchenette, dining area, living room w-pellet stove, 2 bedrooms, den/possible 4th bedroom & full bath. 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