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About This Home

This 4-bedroom, 3-bathroom single family at 21 Concord Street in Ocean Isle Beach, NC is listed for $935,000 ($457 per sqft). Built in 1967, the home offers 2,045 sqft of living space on a 0.13 acres lot.

Agent Description

Tucked along a natural canal with direct access to the Intracoastal Waterway, this 4-bedroom, 3-bath home on desirable Concord Street blends everyday usability with classic coastal character. A private dock makes it easy to get on the water quickly for boating, fishing, or cruising the ICW, while the location places you just moments from Ocean Isle

's sought-after Concord Street beach access, town center, local park, and community museum- all within easy walking or bike distance. Designed for flexible use, the lower level offers excellent potential for rental income or guest accommodations, while the upper level serves as a comfortable owner's retreat-making this an ideal setup for offsetting ownership costs or hosting extended family.

This is not a luxury new build- it's an authentic beach cottage with personality. The home is functional and ready for immediate use, while also offering room for updates over time for buyers who want to make it their own. A newer roof and HVAC system provide important recent improvements and peace of mind.

Inside and out, the home reflects a relaxed, traditional coastal feel- slightly unconventional in style and full of potential and charm for the buyer who values location, water access, and a coastal lifestyle. For families looking to establish lasting summer traditions, this property delivers the rare combination of walkability, boating access, and

affordability in a market where true entry-level opportunities on Ocean Isle Beach are increasingly limited. A rare opportunity to own a true coastal cottage where lifestyle, location, and long-term potential come together- ready for summers now, and memories for years to come.

Key Features

  • Built in 1967
  • 0.13 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
1967

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$5,001/mo

20% down · 6.5% · 30 years

Principal$676
Interest$4,052
Insurance$273

Estimates only. Actual payments may vary.

Location

21 Concord Street

Ocean Isle Beach, NC 28469

Ocean Isle Beach Island

Features & Amenities

Interior Features

Vaulted Ceiling(s)Apt/SuiteCeiling Fan(s)FurnishedPantryWalk-in ShowerBlinds/Shades

Exterior Features

Outdoor Shower

Property Details

Flooring

Lvt/lvp

Construction

Vinyl Siding Wood Frame

Views

Water

Pool Features

Deck

Parking

Off Street

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Heat PumpCentral Air

Appliances

Mini RefrigeratorElectric OvenElectric CooktopBuilt-In MicrowaveWasherRefrigeratorIce MakerDisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 21 Concord Street is listed at $935,000 ($457/sqft). The estimated monthly payment is $4,052 based on 20% down at 6.5% interest.

Key features include: Built in 1967, 0.13 acre lot, 2 stories, Waterfront. Interior Features: Vaulted Ceiling(s), Apt/Suite, Ceiling Fan(s). Exterior Features: Outdoor Shower.

This property is listed by Jesse T McCrery and can be reached at 9105089122 or jmccrery@yahoo.com.

JM

Jesse T McCrery

Agent at Coldwell Banker Sloane Realty OIB

(910) 508-9122

Listed by Coldwell Banker Sloane Realty OIB · View on Broker Site

MLS# 100575220· Source: listhub· Updated 12 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21 Concord Street, Ocean Isle Beach, NC 28469

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