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About This Home

This 3-bedroom, 3-bathroom single family at 21 Jade Cove in Miramar Beach, FL is listed for $895,000 ($463 per sqft). Built in 1994, the home offers 1,932 sqft of living space on a 0.08 acres lot.

Agent Description

Experience relaxed coastal living in this updated beach cottage just footsteps to the Gulf and their private beach. Enjoy some great morning walks and sunset evenings. Featuring 3 bedrooms, 3 bathrooms, plus a spacious bonus area, this home is ideal for hosting multiple families for maximizing rental potential.

The property is being sold fully furnished and includes numerous upgrades, including new water heater and HVAC system in 2025, along with select new furnishings. Fresh interior and exterior paint, including siding and exterior doors, was completed in 2025.

The roof and flooring were replaced in 2023, offering peace of mind for years to come. The first floor is designed for entertaining and relaxation, featuring an open living and dining area and a well-sized kitchen. A full bathroom on this level is especially convenient after a day at the beach.

All bedrooms and two additional bathrooms are located on the second floor, along with a generous bonus area that can easily be converted into a bunk space to increase rental capacity and income potential. The primary bedroom offers a spacious balcony that is also accessible from the bonus room, while the downstairs living area opens to a charming patio.

Emerald Shores is conveniently situated between Scenic Highway 98 and Highway 98 and offers outstanding amenities, including deeded beach access with pavilion, beach services, restrooms, and showers, as well as two community pools (seasonally heated), tennis courts, pickle ball and a basketball court. Ideally located near restaurants, shopping, and entertainment. Easy to show! Schedule your private showing today!

Key Features

  • Built in 1994
  • 0.08 acre lot
  • 2 stories

Property Details

2 stories
3 full
1994

Amenities

A/C

Monthly Cost Estimate

$6,319/mo

20% down · 6.5% · 30 years

Principal$647
Interest$3,878
Insurance$261
HOA$1,532

Estimates only. Actual payments may vary.

Location

21 Jade Cove

Miramar Beach, FL 32550

EMERALD SHORES OF SOUTH WALTON

Features & Amenities

Interior Features

Breakfast BarNewly PaintedOwner's ClosetPantryWasher/Dryer Hookup

Exterior Features

BalconySprinkler System

Property Details

Flooring

VinylTile

Construction

Frame Stucco

Pool Features

Patio

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom single family at 21 Jade Cove is listed at $895,000 ($463/sqft). The estimated monthly payment is $5,410 based on 20% down at 6.5% interest.

HOA fees are $1532/month.

Key features include: Built in 1994, 0.08 acre lot, 2 stories. Interior Features: Breakfast Bar, Newly Painted, Owner's Closet. Exterior Features: Balcony, Sprinkler System.

This property is listed by Marie H Babin and can be reached at 8509785057 or marie@mariebabin.com.

MB

Marie H Babin

Agent at RE/MAX by the Sea

(850) 978-5057

Listed by RE/MAX by the Sea · View on Broker Site

MLS# 992521· Source: listhub· Updated 143 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21 Jade Cove, Miramar Beach, FL 32550

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