# 21 Penny Lane, Santa Rosa Beach, FL 32459

> **TL;DR:** 10bd/10ba single family, $3,800,000 ($634/sqft), built 2022, 5,992 sqft.
> Pool, Fireplace, Hardwood, A/C. Est. $20,323/mo. Listed 63 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,800,000 |
| Price/sqft | $634 |
| Bedrooms | 10 |
| Bathrooms | 9 full, 2 half |
| Square Feet | 5,992 |
| Year Built | 2022 |
| Lot Size | 10,890 sqft (0.25 acres) |
| Stories | 3 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 63 |

## Why This Home Stands Out

- **Pool** - Porch, Patio
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $19,215 |
| Estimated Insurance | $1,108 |
| **Total** | **$20,323** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Pool
- Fireplace
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2022
- 0.25 acre lot
- 3 stories
- 7 parking spaces
- Private pool
- Fireplace

## Description

### Agent Description
Discover the pinnacle of sophisticated beachside living at this premier multi-family estate, perfectly positioned along Florida's iconic Emerald Coast. Designed for those who demand both exclusivity and exceptional performance, this turnkey compound offers a rare opportunity to own a world-class retreat in the heart of the sought-after Blue Mountain Beach. A Masterpiece of Design and Comfort Spanning multiple levels of refined living, this residence is an architectural triumph. An integrated elevator provides seamless accessibility throughout, ensuring comfort for guests of all generations. The home's interior is a study in curated elegance, featuring high-end finishes and bespoke design elements that cater to the most discerning tastes. With the capacity to accommodate 24 guests in absolute comfort, the estate is expertly configured for grand retreats and private gatherings. The layout includes: * 8 King Master Suites: Each a private sanctuary of relaxation. * 2 Bespoke Bunk Rooms: Thoughtfully designed to sleep four guests each. * 9 Full Bathrooms & 2 Half Baths: Featuring spa-inspired designer tile, quartz surfaces, and premium fixtures. * Culinary Excellence: A state-of-the-art chef's kitchen, equipped with a six-burner gas range, double refrigeration, and expansive quartz counters. A secondary kitchenette on the third level offers added convenience for seamless entertaining. The exterior is an extension of the home's luxury, crafted for the ultimate al fresco lifestyle. Enjoy a private, resort-style swimming pool, an outdoor shower, and a built-in gas grill. As the sun sets, the ambiance transforms with glowing pool lighting and the warmth of a custom swim up pool and spa and linear gas fire wall--the perfect setting for evenings under the coastal stars. Proven performance, this property is a formidable investment. The estate demonstrates a robust and consistent revenue stream. The absence of an HOA grants the owner complete autonomy over rental management and usage. For those seeking a hands-off approach, the option remains to continue a partnership with the Southern Holiday Homes, ensuring the property remains a premier destination for high-end clientele. Situated just moments from the turquoise waters and quartz-sand beaches of the Emerald Coast, this residence offers immediate access to the vibrant dining, golf, and leisure attractions of the 30A corridor. Whether you are seeking a private family compound or a high-yield luxury investment, this estate represents a singular opportunity to secure a legacy property in one of the most desirable coastal markets.

## Location

- **Address:** 21 Penny Lane, Santa Rosa Beach, FL 32459
- **County:** Walton
- **Neighborhood:** Colleen's Cove
- **Coordinates:** 30.349011, -86.229399
- **Google Maps:** https://www.google.com/maps?q=30.349011,-86.229399

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/4d58e620-3856-416a-b95d-9eed1dd8c721?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** The Richards Group · **License:** 3016863
- **Brokerage:** Compass Florida, LLC
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/21-Penny-Ln_Santa-Rosa-Beach_FL_32459_M96231-40107?f=listhub&s=ECARMLSFL&m=1010814&c=propsimple)

## Photos

![21 Penny Lane - Photo 1](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f2517551898r.jpg)

![21 Penny Lane - Photo 2](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f3211579935r.jpg)

![21 Penny Lane - Photo 3](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f493017274r.jpg)

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![21 Penny Lane - Photo 38](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f931451525r.jpg)

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![21 Penny Lane - Photo 42](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f410429439r.jpg)

![21 Penny Lane - Photo 43](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f689771207r.jpg)

![21 Penny Lane - Photo 44](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f3763018227r.jpg)

![21 Penny Lane - Photo 45](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f1802482770r.jpg)

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![21 Penny Lane - Photo 48](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f1758053015r.jpg)

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![21 Penny Lane - Photo 59](http://lh.rdcpix.com/48abc846f51be174000457230d9530a7l-f123899594r.jpg)

---

**MLS#:** 1010814 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/21-penny-lane-santa-rosa-beach-fl-32459-a6dac3bf8f6340b4b5d99e0d2a3e78df)

---

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