About This Home

This 4-bedroom, 4-bathroom single family at 21 Sail Point Lane in Key Largo, FL is listed for $10,395,000. Built in 1972, on a 0.50 acres lot.

Key Features

  • Built in 1972
  • 0.50 acre lot

Property Details

1 story
4 full
1972

Amenities

A/C
Listing Description

Set on one of Ocean Reef's most private and desirable waterfront streets, 21 Sail Point Lane offers a rare combination of location, privacy, and easy single-level living and a 112ft seawall. This 4-bedroom, 4-bath residence with a den spans 4,151 square feet on a half-acre lot and sits along the edge of Card Sound in the exclusive Ocean Reef Club.

Featuring a screened pool area, and views of Card Sound from the living room create the kind of waterfront setting that is hard to find and even harder to duplicate. Designed for comfort and convenience, the home features direct garage access into the house, one-story handicap accessible living, and a layout that keeps most rooms connected to the water view and outdoor living spaces.

Completely renovated in 2011, the residence blends updated finishes and functionality with a relaxed waterfront setting, while a professional landscape renovation completed in 2023 enhances both the home's curb appeal and its sense of privacy. Buffered landscaping on both sides and a quiet cul-de-sac location off Card Sound Road further elevate the secluded feel of the property. Furnished and offered in one of the Florida Keys' premier communities, this is a standout opportunity in Ocean Reef Club.

Monthly Cost Estimate

$55,595/mo

20% down · 6.5% · 30 years

Principal$7,518
Interest$45,045
Insurance$3,032

Estimates only. Actual payments may vary.

Location

21 Sail Point Lane

Key Largo, FL 33037

Not Condo or Condo Outside MLS Area

Property Details

Flooring

Mixed

Cooling

Central Air

Appliances

WasherDryerDishwasherFreezerRefrigeratorDisposalRange HoodRangeMicrowavePropane Tank-Rented

Questions & Answers

This 4-bedroom, 4-bathroom single family at 21 Sail Point Lane is listed at $10,395,000. The estimated monthly payment is $55,595 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1972, 0.50 acre lot.

This property is listed by Roberta Watson.

RW

Roberta Watson

Agent at Water Front Fine Homes at Ocean Reef

Listed by Water Front Fine Homes at Ocean Reef · Broker phone: 3053670999 · View on Broker Site · Broker website

MLS# 5027· Source: Central Listing Service at Ocean Reef· 144 days on PropertySimple

Copyright © 2026 Central Listing Service at Ocean Reef. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

21 Sail Point Lane, Key Largo, FL 33037

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